Stateline Wealth Advisors

08/31/2026

We’re proud and excited to welcome Zach Lee as Chief Operating Officer of Stateline Wealth Advisors.

Zach brings 20 years of experience as a federal prosecutor with the U.S. Department of Justice, where he served in roles of increasing responsibility and ultimately as Acting United States Attorney for the Western District of Virginia. Most recently, he spent a year in private practice before joining Stateline Wealth Advisors, bringing a wealth of legal, leadership, and organizational experience to his new role.

For our founder, Emily Lee, CFP®CPWA®, this is an especially meaningful addition to the Stateline Wealth team. As husband and wife, Emily and Zach share a commitment to serving clients with integrity, thoughtful guidance, and a long-term perspective—and now have the opportunity to bring that shared vision to their work together.

We’re excited for what’s ahead and look forward to having Zach’s leadership and experience help shape the next chapter of Stateline Wealth Advisors.
Welcome to Stateline, Zach!

08/23/2026

If you have an IRA and a trust set up as part of your estate plan, this is a must-read! 💡

A lot of people setup trusts to protect their heirs and control how money is passed down. But there's a big tax detail many overlook:

An individual doesn't hit the highest federal tax bracket (37%) until they make over $640,000. But a trust hits that top bracket at just $16,000 of retained income!

If IRA withdrawals sit inside an accumulation trust rather than going out to the beneficiary, the tax hit can be far bigger than expected.

If it’s been a few years since you’ve reviewed your trust language with an estate attorney or advisor, this article explains why it’s worth a second look:

Fidelity flags a threshold retirees rarely see until too late

08/09/2026

07/22/2026

Your Wealth Isn't Just Financial—It's Digital Too.

Most people have a plan for their investments, retirement accounts, and estate documents. But what happens to your digital life?

Your digital estate includes:
💻 Online banking and investment accounts
📱 Social media profiles
📧 Email accounts
☁️ Cloud storage and family photos
🔐 Password managers and cryptocurrency wallets
💳 Subscription services and rewards accounts

Here are a few best practices to protect your digital legacy:

✅ Keep an updated inventory of your digital accounts.
✅ Use a secure password manager and ensure a trusted person knows how to access it if needed.
✅ Name a digital executor if your state allows it, or provide clear instructions within your estate plan.
✅ Review beneficiary designations on financial accounts regularly.
✅ Back up important documents and irreplaceable family photos.
✅ Discuss your wishes with your loved ones before they're needed.

If you died, what would happen to your email archives, social profiles and online accounts?

07/11/2026

Navigating the Summer 'Fear' 🧭

The headlines celebrated a 14% rise in the S&P 500 for Q2. Yet, as the calendar turns, investor appetite has clearly soured.

This image shows the market gauge firmly in the 'Fear' zone (33). The Warren Buffett quote highlighted reminds us to think differently than the crowd, but that doesn't mean ignoring potential risks.

Market conditions are always in flux. This kind of sentiment shift is a great time to review your long-term goals and asset allocation. Are you holding steady or making adjustments?

07/08/2026

At Stateline Wealth Advisors, we align ourselves with the very best to ensure our clients receive top-tier support. That's why we are thrilled to celebrate our partners at Cambridge Investment Research for sweeping the honors as Broker-Dealer of the Year! 👏

A special congratulations to Cambridge CEO Amy Webber on her well-deserved recognition as CEO of the Year. Strong, visionary leadership at the top directly strengthens our ability to help you reach your financial goals. ✨

07/04/2026

🇺🇸 Happy Independence Day! 🇺🇸

For two and a half centuries, our nation's story has been one of resilience, innovation, opportunity, and the pursuit of a brighter future. While history has brought both challenges and triumphs, this milestone is a chance to reflect on how far we've come and the possibilities that lie ahead.

At Stateline Wealth Advisors, we know that independence means something personal to everyone. For many, it’s the peace of mind that comes with financial security and a lasting legacy for the next generation.

As we look back on 250 years of history today, we are honored to help our clients build secure futures for the years to come.

Wishing you and your family a safe, happy, and historic Fourth of July! 🎆

06/26/2026

✨ Social Security reform is back in the spotlight ✨

A bipartisan group in Congress has set a one-year deadline to develop recommendations aimed at strengthening Social Security before the program's projected funding shortfall. Among the ideas being discussed are gradually increasing the payroll tax wage cap, adjusting benefits for higher-income retirees, modifying the retirement age for future beneficiaries, and exploring changes to payroll taxes.

Read more in the article below.

New proposal comes as trustees project automatic 22% benefit cuts within seven years.