Haas Wealth Strategies

07/28/2026

If your child has a summer job, you have a small window to build a habit that most adults wish someone had built for them at the age of 16.

A Custodial Roth IRA lets your child start investing with their own earned income, and you manage the account until they reach the age of majority (usually 18 or 21, depending on your state). Here's what to know before you set one up:

• Your child needs actual earned income, W-2 or documented self-employment, to contribute. If they don’t have a paycheck, they can’t contribute.

• You can also gift the contribution yourself, as long as it doesn't exceed what they earned that year.

• Withdrawals of earnings are tax-free and penalty-free once the account is at least 5 years old and your child is 59½. A few other circumstances can qualify for early access too.

• There's no required minimum distribution, ever, for the original owner.

A 16-year-old who contributes for even a few summers has decades of compounding ahead of them before they've even started their career. That's a head start most of us never got.

07/08/2026

Self-insuring isn't the absence of risk. It's just choosing to carry all of it yourself. Candy Messer and I talked through what that means on her podcast. �You can watch the full episode here: https://youtu.be/EEPAfJ_EW-I

07/01/2026

I talk about money for a living, but some of the best financial conversations start with a book. Here are five I'd hand to someone I care about, depending on where they are in life.

06/15/2026

Tax reminder! Your second-quarter estimated income tax payment is due tomorrow, June 16, 2026.

If you're self-employed or earn income that isn't subject to withholding, now is the time to make sure your payment is on track. A missed or underpaid estimated tax payment can mean penalties come filing season.

Not sure how much to pay? A good rule of thumb is to pay at least 90% of what you'll owe this year, or 100% of last year's tax liability - whichever is smaller. If you want more specific information, check with your tax, legal, or accounting professional.

06/07/2026

Learning never stops. I’m on my way to the global conference for insurance agents and financial advisors. Looking forward to connecting and gaining knowledge that I can bring home and share with my clients.

Million Dollar Round Table

04/28/2026

April is National Social Security Month, a good reminder to review your claiming strategy.

When you claim Social Security can impact your lifetime benefits. Claiming at 62 means accepting a permanent reduction, while waiting until 70 will increase your monthly payment. The right timing depends on a wide range of factors, including your health, income needs, and overall retirement strategy.

If you’re within a few years of claiming, now’s a great time to review how Social Security fits into your bigger financial picture.

Questions about your retirement strategy? Let’s talk.

03/18/2026

March Madness is here. 🏀 And every great coach does one thing before tip-off: they stress-test the game plan.

They don't just ask "what's our best play?" They ask "what breaks us if it goes wrong?"
Here's my unpopular opinion: most investors never do this.

Your strategy shouldn't be built around returns. It should be built around YOUR life. Retirement timing. Tax efficiency. What happens if the market drops 30% the year you planned to retire.
That's how you build a portfolio that doesn't just perform. It protects.

03/12/2026

Today marks Women’s Equal Pay Day - a reminder of the ongoing journey toward equity in the workplace.

This date represents how far into the year the average woman must work to earn the same as the average man did last year. While progress has been made, the work isn’t done.

Awareness is just the beginning. Financial confidence, access to resources, and ongoing conversations all help move the needle forward.

Let’s keep showing up, speaking up, and supporting one another.

02/26/2026

When did you last actually review your home, auto, or umbrella coverage? Most people set it and forget it. But gaps in property and casualty insurance can quietly undermine everything you've spent years building.

In my newest podcast episode of GenRelational Wealth, I sit down with Mike Blumenfeld of to talk personalized coverage, dangerous gaps, and why periodic reviews matter more than most people think.

Learn how independent insurance agents like Mike Blumenfeld of Mile Square Insurance Agency help you find personalized coverage for home, auto, renters, and more. In this episode of Gen Relational Wealth, Gordon Haas breaks down how to evaluate your insurance needs, avoid costly gaps, and build real

02/18/2026

Financial disagreements are one of the strongest predictors of relationship stress. Not because money is complicated, but because it touches everything: values, security, identity, and the future you're building together.
The good news? A little structure goes a long way.