Capstone Connectors with Derek Simkins

Capstone Connectors with Derek Simkins Connecting investors with opportunities and creating success through trust, teamwork, and innovation.

I'm an Air Force veteran, newly married, and thrilled to be a first-time dad soon! My passion is connecting people in the real estate world, helping borrowers and private lenders create win-win opportunities. I focus on building trust and fostering collaboration through every deal, ensuring strong relationships and successful outcomes. Outside of work, I’m preparing for the adventure of fatherhood and embracing this exciting new chapter in life!

06/12/2026

I'll be the first to tell you... we're probably not the cheapest lender out there 😅

You can always find someone a couple points cheaper.

But here's the thing... a lot of those lenders will make you jump through a million damn hoops. 😂

We work with first-time flippers.
We do rural properties.
We use desktop appraisals.
And for draws, sometimes it's as simple as sending a few pictures. 👀

That's the tradeoff.

Some people shop for the cheapest loan. I think most investors eventually realize speed, flexibility, and relationships are worth a hell of a lot more. 👊

What's more important to you: the lowest rate or the easiest path to closing?

06/11/2026

A lot of people think they need a huge pile of cash sitting in the bank to get funded 😅

Not always. 👀

If you've got consistent income coming in from a W-2, rentals, or a strong co-borrower, sometimes that tells the story just fine.

At the end of the day, lenders just want to know you're not gonna run out of damn money halfway through the project 😂

Every deal's a little different. That's why it's worth having the conversation instead of assuming you're disqualified. 👊

You'd be surprised how many people count themselves out before they even ask.

06/10/2026

A lot of people think they need 20 years of flipping experience before a lender will take them seriously 😅

That's bu****it. 👀

Experience helps. It'll usually get you better terms. But it's not a make-or-break thing.

What lenders really wanna know is...

Can you communicate?
Can you execute?
And are you gonna be a pain in the ass to work with? 😂

I've seen first-time investors get funded and seasoned investors get turned down.

This business is about relationships just as much as numbers. 👊

Got experience? Great.
Don't have experience? Let's still have a conversation.

06/09/2026

People always ask me, "Derek, how much funding can you actually get?" 😅

Well... I got $135k.

Six months later? Another $90k plus a line of credit. 👀

Now we're applying for more.

The crazy part is my business had never made a damn penny. 😂

No huge revenue. No fancy office. Nothing.

Most people think they're stuck because they don't have enough money. Sometimes they're just using the wrong strategy.

Meanwhile, I'm taking that capital and putting it to work in deals that actually make money. That's the game. 👊

If you're curious what your profile might qualify for, book a call and let's talk.

06/08/2026

One of my favorite things about business is realizing you don't always need more money... you need better partnerships 😅

A lot of people are out there trying to do every damn thing themselves.

Meanwhile, I'm over here thinking... what if we combine resources, stack some capital, find great opportunities, and put the money to work? 👀

That's how you speed the game up.

The people who grow the fastest usually aren't the smartest in the room... they're just really damn good at building relationships. 😂

What's the best partnership you've ever made in business?

06/05/2026

One of my favorite questions is...

"Derek, what's the catch?" 😂

There really isn't one. If the deal is under 70% LTV, we can potentially cover 100% of the purchase and 100% of the rehab. You just need funds for closing costs and to get the first draw moving. 👀

No experience? Cool.
First flip? Cool.

Most people think they need 10 flips under their belt before anyone will take them seriously. That's bu****it. 😅

Preferably you've got a 640+ credit score. Below that, underwriters start looking at the file like they're trying to solve a damn murder mystery 😂

Good deal + decent credit + some liquidity = let's have a conversation.

How many of you are sitting on a deal right now because you think you need more experience?

06/04/2026

A few years ago, I was DROWNING😅

Had a triplex sucking the life out of me and about $35k in credit card debt.
The crazy part? I wasn't missing payments. My utilization was just high as hell.
Paid off the debt, credit score shot up, and ended up getting approved for $135k at 0% business credit.

That one move changed a lot!!!!!!!!!!!! 😂

Sometimes the thing holding you back isn't your income, your experience, or your business... it's just the strategy.

If you're curious what your profile might qualify for, feel free to book a call and let's see what options make sense.

Funny how life works 😅One minute you're having dinner with family by the water...The next minute your phone's blowing up...
06/03/2026

Funny how life works 😅

One minute you're having dinner with family by the water...

The next minute your phone's blowing up with deals, funding questions, and people asking, "Hey Derek, can you help me with this one?" 😂

That's honestly one of the reasons I love what I do.

The business isn't really about money. It's about creating more time with the people that matter. 👀

The deals are great. The freedom is better.

What's the whole reason you're building your business in the first place?

05/29/2026

Most people get approved for $100k+ and immediately start shopping for dumb s**t 😅

Meanwhile I’m over here thinking...

"How do I make this money make more money?" 👀

Get the funding.
Put it to work.
Pay it down.
Do it again.

Rinse and repeat. 😂

The funny part? Most people have no clue this is even a thing.

If someone handed you $150k at 0% interest tomorrow, what would you do with it? 👇

Shoot me a DM if you want to see how this whole game actually works.

05/25/2026

Paying interest on money you don’t even have yet is dumb as hell!!!!

That’s why I like lenders that already set your draw money aside upfront. 👀

You finish the work, send the request, and get paid fast.

No weird excuses.
No “we’ll see next week” bu****it 😂

That’s how real scaling works.

If you’re tired of slow lenders, DM me or book a call and let’s talk.

Address

Asheville, NC

Telephone

+18287670133

Website

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