Inventing Daily

Inventing Daily Inventors coaching other inventors through the process. We help with prototyping, licensing, funding, and all of the fun hurdles in between.

05/30/2026

Our 2026 Young Entrepreneurs Business Plan Pitch Competition is now accepting applications!

Our process is different in that we provide business development training and assistance in developing the business plan for 3 weeks, after which participants finalize their plan and pitch to the judges.

The winners will be celebrated at our Young Entrepreneurs Gala on November 14th.

Please review the flyer below for more information and register here: https://forms.gle/7Cf1Df8kLUPS5tq58

Did you know that a canal almost split Florida?
04/15/2024

Did you know that a canal almost split Florida?

Did you know that a canal splitting Florida was planned and started - and almost succeeded. Conservationists got it shut down after the State had already pa...

04/14/2024

How mush money is in O.J.Simpsons estate? Will the families of Ronald Goldman and Nicole Brown Simpson receive any money? More than 25 years ago, O.J. Simpso...

Has O.J. Simpsons will made it impossible for the families to receive any money?
04/14/2024

Has O.J. Simpsons will made it impossible for the families to receive any money?

OJ Simpson changed his will last year to try & keep the families from getting any money that the courts said he owed them. Who will win this battle?

He is still trying to get out of paying the families
04/14/2024

He is still trying to get out of paying the families

OJ Simpson changed his will last year to try & keep the families from getting any money that the courts said he owed them. Who will win this battle?

KAYKO is on American Idol and needs your vote before tomorrow morning to get him to the next level. Don't let him be eli...
04/08/2024

KAYKO is on American Idol and needs your vote before tomorrow morning to get him to the next level. Don't let him be eliminated
Text 5 to 21523 - you ca vote 10 times.

03/17/2024
Bold Home Décor Trends for 2024By Ronita Choudhuri-WadeMaximalism home décor is the “in” home design trend for 2024 and ...
03/16/2024

Bold Home Décor Trends for 2024
By Ronita Choudhuri-Wade
Maximalism home décor is the “in” home design trend for 2024 and includes bold colors and unique pieces. By using maximalism for staging, sellers can highlight a home’s features and personality.

CHICAGO – Allie LeFevere describes her maximalist Chicago home as colorful and eclectic. When she and her husband moved into their home four years ago, she didn’t have a specific design in mind.

“I just wanted the house to feel vibrant,” says LeFevere, founder of branding agency Obedient. She wanted “a representation of our lives and the places we’ve explored and the memories we’ve made.”

The philosophy behind maximalism decor is “more is more,” according to Jean Whitehead, a senior lecturer on interior design at Falmouth University in county Cornwall, England. Bold colors, textures and unique pieces define this style, elements of which Vogue magazine says are “in” as design trends for 2024.

Going maximalist in your home can seem daunting and expensive — but it doesn’t have to be, say those who favor a bold aesthetic. Here’s how to achieve a maximalist look on a budget.

Shop at thrift and vintage stores
“One of the more economical ways to explore maximalism is through vintage and antique things that are available at thrift stores and estate sales,” says Daniel Mathis, who runs the Instagram account Not A Minimalist with over 70,000 followers.

Mathis’s home in Oklahoma City showcases his maximalist style, including many pieces purchased second-hand. To get a good bargain, Mathis suggests waiting until the last day of an estate sale when prices are typically reduced.

Alex Ammar, a certified financial planner and owner of Paradox Financial based outside Orlando, Florida, recommends setting a budget and decorating in stages.

“You might have different budgets for different tiers of interior decorating,” Ammar says. Second-hand and discount stores are great for decor and accent pieces, while you may spend more on distinct furniture, like a sofa.

Make it yourself
Maximalism can mean applying your own creativity to a space. Be bold with reinventing old furniture or items you have around the house. When Mathis fell in love with the Southwest design of a rug, he used the fabric to upholster an armchair in his sitting room.

For a simpler project, you can individually frame travel photos or children’s artwork and hang them together to create a gallery wall above a couch or along a hallway.

Finding ways to reimagine pieces already in your home adds a layer of individuality to the decor while saving you money. Look through your home for items that could use a boost, and browse art and home supply stores for ideas and tools you may need to revive them.

Consider meaningful pieces
Including noteworthy pieces in your decor is a way to create a one-of-a-kind space —- and it doesn’t have to be pricey. Keep an eye out for items that stand out to you, and be flexible, which can mean building up a collection over time or making minor alterations to a piece.

Mathis started collecting rare Ozark Roadside Tourist pottery about seven years ago. He currently has 150 pieces of the multi-colored, marbleized pottery.

“That’s maximalism for me,” says Mathis. “It’s about lots of color, lots of patterns … but I tried to do it in a very intentional and curated way.”

He purchased his first vase for $50; now, similar Ozark Roadside Tourist vases can sell for nearly $1,000.

LeFevere says her favorite piece in her home is an antique pie cabinet with mesh screens that she painted pastel green to match her kitchen.

“I’m not cooking any pie in my life,” LeFevere says, but the piece is “just really cool.”

Find your own style
LeFevere and Mathis both highlight the importance of knowing what you like while staying open to designs that surprise you. LeFevere visits sites like Pinterest to find styles or decor she likes and saves the images to a Google doc.

Similarly, Mathis built his personal style by clipping photos from decor magazines. He says the fun in maximalist design is the process of discovery.

By knowing what you like, you’ll be able to assemble pieces to fill your space, whether you find them in a thrift store, create them yourself or invest in a special piece.

Ammar says it’s also important to know yourself when it comes to money and how you manage expenses that arise from redecorating, especially if you’re financing purchases.

“If you’re the kind of person who can handle carrying debt, then it can be a really beneficial way to accelerate your timeline,” he says.

Maximalism is about having a home that reflects you and your life rather than any prescribed blueprint. Fill your space with color and mementos to create an aesthetic that brings you joy every time you walk in.

Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission.

Mortgage Rate Declines for Second WeekBy Alex VeigaBorrowing costs for average 30-year U.S. mortgages and 15-year fixed-...
03/16/2024

Mortgage Rate Declines for Second Week
By Alex Veiga
Borrowing costs for average 30-year U.S. mortgages and 15-year fixed-rate mortgages dropped Thursday to levels seen in early February.

LOS ANGELES — Home loan borrowing costs fell for the second week in a row, pulling the average long-term U.S. mortgage rate to its lowest level since early February — good news for prospective home shoppers as the spring homebuying season gets underway.

The average rate on a 30-year mortgage dropped to 6.74% from 6.88% last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate averaged 6.60%.

Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing their home loans, also fell this week, pulling the average rate down to 6.16% from 6.22% last week. A year ago it averaged 5.90%, Freddie Mac said.

“Despite the recent dip, mortgage rates remain high as the market contends with the pressure of sticky inflation," said Sam Khater, Freddie Mac’s chief economist. "In this environment, there is a good possibility that rates will stay higher for a longer period of time.”

The recent pullback in rates follows a string of rate increases. Mortgage rates rose for most of February as stronger-than-expected reports on inflation and the economy fueled speculation among bond investors that the Federal Reserve would have to hold off on cutting interest rates longer than expected.

The Fed has signaled that it will likely cut its key interest rate this year, once it sees more evidence that inflation is falling sustainably back to its 2% target. The Fed’s main interest rate is at its highest level since 2001.

Investors’ expectations for future inflation, global demand for U.S. Treasurys and what the Fed does with interest rates can influence rates on home loans.

Economists expect that mortgage rates will ease further this year, though most forecasts have the average rate on a 30-year mortgage going no lower than 6% by the end of the year. But that's not likely to happen until the Fed begins cutting its short-term interest rate, something Wall Street is largely betting won't happen until June, according to data from CME Group.

Despite the choppy trajectory in mortgage rates this year, the average rate on a 30-year home loan is still down from the 23-year high of 7.79% it reached in late October.

“Rates are much lower than they were last fall when they hovered near 8%,” said Lisa Sturtevant, chief economist at Bright MLS. “Any downward trend in rates later this spring will bring more buyers and sellers into the market.”

The decline in rates since their peak last fall has helped lower monthly mortgage payments, providing more financial breathing room for homebuyers facing rising prices and a shortage of homes for sale.

Lower rates helped lift sales of previously occupied U.S. homes by 3.1% in January versus the previous month to the strongest sales pace since August.

Still, the average rate on a 30-year mortgage remains well above where it was just two years ago at 4.16%. That large gap between rates now and then has helped limit the number of previously occupied homes on the market by discouraging homeowners who locked in rock-bottom rates from selling.

Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission.

New programs for buyers and renters.
03/08/2024

New programs for buyers and renters.

The White House announced increased funding for FHA-insured loans and programs to build and preserve affordable housing units, including manufactured homes.

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