RIFF Company - Tiffany Tuminello

12/22/2025

⚠️ Who you surround yourself with quietly decides how big your life gets.

Some people stretch your thinking, challenge your limits, and make you believe more is possible.

Others keep you comfortable, distracted, and slowly talk you out of your potential.

That difference is everything.

Pay attention to what your conversations are about and how you feel afterward.

Growth or gossip.

Vision or excuses.

You do not need a big circle.

You need the right one.

Choose people who raise your standards, not lower them.

Your future will look like the rooms you choose to stay in.

12/15/2025

View today's current mortgage rates with our national average index, calculated daily to bring you the most accurate data when purchasing or refinancing your home. Follow our daily market analysis with Mortgage Rate Watch and we'll tell you where and why rates are moving.

12/13/2025

👉 Your whole perspective shifts when you stop treating your life like a burden and start seeing it as an opportunity.

Most people complain their way through the day without realizing how many of their “problems” are things someone else is praying for.

Gratitude is not about being soft, it is about staying grounded.

When you appreciate what you have, you naturally take better actions, make better decisions, and attract better outcomes.

The energy you bring into the morning sets the tone for everything that follows.

Choose a mindset that lifts you instead of one that weighs you down.🧠✨️

11/12/2025

COIN LOSS: The United States ended production of the penny on Wednesday. For more than 230 years, the penny has circulated through American piggy banks and cash registers. But rising production costs – each penny now costs nearly 4 cents to make – and shifts in consumer behavior have made it impractical to keep producing them.

11/10/2025

Agents, your clients need to hear this 🗣️

The year’s final weeks give buyers serious leverage.

Brave the timing and the payoff can be huge: lower borrowing costs, stronger negotiating power, and financial perks you won’t get if you wait until January.

How to prepare: https://rltor.cm/vrBvWz

10/30/2025

💬 Let’s make money talk a regular thing at the dinner table … Yes, even with our kids!💰

Kids learn what they hear, and if we’re not talking about saving, giving, and spending wisely; the world will teach them something else!

Bring faith into the convo too!🙏 📖 “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.” Proverbs 21:5

“When it comes to tough conversations, money tops the list.” - Source: Bankrate

“A new Bankrate survey finds that 61% of Americans say they’re uncomfortable discussing their bank account balances with family members or close friends, more than any other sensitive topic in the survey. Credit card debt (47%) and salary (45%) followed close behind.”

Read more on Bankrate’s latest survey: (link in comments below)

10/29/2025

All Eyes on the Fed: Rate Drop Expected Today 📉

Follow live coverage of the October Federal Reserve meeting that started Tuesday. The Federal Open Market Committee's interest-rate decision is due Wednesday, and will be followed by a press conference from Fed Chair Jerome Powell.

10/23/2025

🙋🏻‍♀️

09/16/2025

Your 20s are a great time to build a strong future. The choices you make when money is tight, when you’re just getting by but don’t have many responsibilities yet, can shape the rest of your life. Having parents who are smart with money is a HUGE advantage.