Metro Public Adjustment, Inc.

Metro Public Adjustment, Inc. "To Protect and Educate the Policy Holder"

📞 215-633-8000 for all inquiries
(1)

Metro Public Adjustment, Inc. ®, with their Corporate Headquarters in Bensalem, Pennsylvania, takes the anxiety out of settling a property owner's insurance claim. Serving as a negotiator between the property owner and the insurance company, Metro can make the difference between the minimum amount that the insurance company offers and the maximum amount that the property owner is entitled to.

Looking for a career where you can make a real difference for homeowners? Metro Public Adjusters is hiring!We help prope...
08/31/2025

Looking for a career where you can make a real difference for homeowners? Metro Public Adjusters is hiring!

We help property owners navigate insurance claims, recover from disasters, and get the settlements they deserve. Now, we’re expanding our team and looking for motivated individuals who want to grow with us.

Why Join Metro?
✅ Flexible schedule & training provided
✅ Work remotely or in the field
✅ Unlimited earning potential
✅ Opportunity to help families and communities rebuild

Whether you’re experienced or new to the industry, we’ll give you the tools and support to succeed.

Ready to learn more? 🔗 Link in bio to apply

After a storm or disaster, quick action is key to protecting your property—and your insurance claim. Many policies requi...
08/30/2025

After a storm or disaster, quick action is key to protecting your property—and your insurance claim. Many policies require you to take reasonable steps to prevent further damage, and those emergency repairs might be reimbursable.

💡 Examples of reimbursable emergency repairs:
🔹 Tarping a Roof – Prevents water intrusion after wind or hail damage.
🔹 Drying a Basement – Stops mold growth after flooding or heavy rain.
🔹 Boarding Windows – Secures your home after storm or fire damage.
🔹 Temporary Plumbing or Electrical Work – Mitigates risks until full repairs are approved.

Proper documentation can make the difference between a denied expense and a covered one.

📲 Need help filing or reviewing your claim? Click the link in our bio to schedule a FREE consultation!

When disaster strikes and your home becomes uninhabitable due to a covered loss, your insurance policy may provide Addit...
08/28/2025

When disaster strikes and your home becomes uninhabitable due to a covered loss, your insurance policy may provide Additional Living Expenses (ALE) coverage. Unfortunately, many homeowners don’t fully understand what’s included—and end up leaving money on the table.

ALE can help cover the extra costs of living somewhere else while your home is repaired, including:
🏨 Temporary Housing – Hotel stays, rental homes, or apartments while repairs are underway.
🍽 Meals – Restaurant or takeout expenses above your normal grocery budget.
🧺 Laundry & Essentials – Laundromat fees, toiletries, household goods, and other necessities.
🚗 Transportation – Extra gas or public transit costs if your temporary housing is farther from work, school, or regular activities.
💡 Other Unexpected Costs – Pet boarding, storage for belongings, or utility deposits for temporary housing.

Pro Tip: ALE is reimbursement-based, which means saving every receipt is essential for getting fully compensated. Keep documentation organized to avoid delays or denials.

📲 Not sure how much ALE your policy includes—or what you’re entitled to after a disaster? Contact us today!

When disaster strikes, one of the biggest delays in the claims process is proving what you owned. That’s why keeping an ...
08/26/2025

When disaster strikes, one of the biggest delays in the claims process is proving what you owned. That’s why keeping an updated home inventory is one of the smartest moves a homeowner can make.

Here’s how to do it:
📱 Use an App – There are free and paid home inventory apps that let you upload photos, receipts, and values.
📊 Simple Spreadsheet – Record each room’s contents, estimated value, and purchase dates.
📸 Photograph & Video – Walk through your home annually, filming each room and any high-value items.
☁️ Store It Safely – Keep your inventory in the cloud or email it to yourself for easy access after a loss.

Pro Tip: A complete inventory can speed up your claim and help you get a more accurate payout.

When your first settlement estimate arrives, it can be tempting to sign and move on. But here’s the truth: initial offer...
08/24/2025

When your first settlement estimate arrives, it can be tempting to sign and move on. But here’s the truth: initial offers are often low—and full of red flags.

Here’s what to look for:
📉 Missing Line Items – Repairs, materials, or labor that aren’t listed.
💲 Low Unit Pricing – Materials priced far below current market costs.
🔄 Incomplete Scope – Only part of the damage addressed, leaving hidden issues out.
⏳ Rushed Deadlines – Pressure to accept quickly before you’ve reviewed in detail.

💡 Pro Tip: Always compare your estimate to local repair costs and building code requirements. If something feels off, it probably is.

Don’t accept less than you deserve. Contact us for a free Settlement Double Check with a licensed public adjuster.
📞 877-METRO-PA
📧 [email protected]
🔗 Link in bio for your free consultation

August isn’t just peak hurricane season—it’s also one of the most damaging months for roofs and siding. Here’s why:🌪 Str...
08/23/2025

August isn’t just peak hurricane season—it’s also one of the most damaging months for roofs and siding. Here’s why:

🌪 Stronger Storm Systems – Warmer ocean waters fuel more intense hurricanes and tropical storms.
💨 High Winds – Gusts can rip shingles, damage flashing, and loosen siding.
🌧 Heavy Rain – Persistent rain exposes roof weaknesses, leading to leaks and water intrusion.
🧱 Hail Impact – Even late-season hail can crack shingles, dent siding, and weaken roof integrity.

Pro Tip:
✅ Inspect your roof and siding after every major storm. Look for missing shingles, lifted flashing, or loose panels.
✅ Document damage immediately with photos—these can be critical for an insurance claim.
✅ Don’t wait—small August storm damage can turn into major repairs by fall.

📲 Suspect storm damage? Click the link in our bio to schedule a free claim review with a licensed public adjuster.

😂 Insurance companies be like: “But did you die?”Meanwhile… your roof is gone, your siding’s in the neighbor’s yard, and...
08/22/2025

😂 Insurance companies be like: “But did you die?”

Meanwhile… your roof is gone, your siding’s in the neighbor’s yard, and your living room is a swimming pool.

That’s where our Settlement Double Check comes in.

💡 Here’s how it works:
🔍 We Review Your Offer – Line by line, to spot missing repairs, undervalued materials, or skipped damage.
📈 We Compare Costs – Checking estimates against local labor, material prices, and building codes.
⚖️ We Advocate for More – If your payout is low, we fight to maximize it—often recovering thousands more than the initial offer.

Don’t settle for less—settle for what you’re actually owed.

📲 Get your free Settlement Double Check today:
📞 877-METRO-PA
📧 [email protected]
🔗 Link in bio for your free consultation

When hurricane season peaks, your windows are one of your home’s most vulnerable points. Choosing the right protection c...
08/21/2025

When hurricane season peaks, your windows are one of your home’s most vulnerable points. Choosing the right protection can reduce damage, protect your family, and even lower insurance risks.

🔨 Boarding (Plywood Panels)
✅ Affordable and easy to DIY
✅ Effective against flying debris
⚠️ Requires prep time before each storm

🎥 Hurricane Film
✅ Permanent protection that strengthens glass
✅ Invisible and low-maintenance
⚠️ Doesn’t stop the window from breaking—just holds glass together

🛡 Hurricane Shutters
✅ Strong, reusable, and available in multiple styles (accordion, roll-down, colonial)
✅ Quick deployment once installed
⚠️ Higher upfront cost but long-term value

💡 Pro Tip: Combine methods for maximum protection—film for daily durability and shutters or panels when a storm is on the way.

August is the heart of hurricane and severe storm season, and certain regions face the highest risk for damaging winds, ...
08/19/2025

August is the heart of hurricane and severe storm season, and certain regions face the highest risk for damaging winds, heavy rain, hail, and flooding. If you live in these areas, preparation now can protect your property—and your claim—later.

🌎 Regions at Higher Risk in August:
📍 Coastal Southeast & Gulf States – Florida, Texas, Louisiana, Mississippi, Alabama often see peak hurricane activity.
📍 East Coast – Carolinas, Georgia, Virginia, New Jersey remain vulnerable to tropical storms and nor’easters.
📍 Midwest – Tornadoes and severe thunderstorms increase in late summer.
📍 Southwest & West – Monsoon rains, flash floods, and wildfire-driven storms can cause sudden damage.

Once a storm is named, many insurers restrict changes to coverage. Don’t wait until it’s too late.

📲 Want peace of mind before peak storm season? Click the link in our bio for a free pre-storm policy review with a licensed public adjuster.

Mitigation after a fire, flood, or storm is essential. But here’s the catch: too much demolition can actually hurt your ...
08/17/2025

Mitigation after a fire, flood, or storm is essential. But here’s the catch: too much demolition can actually hurt your claim.

What to Watch For:
➡️ Evidence Removal – Your insurance company needs to see the damage before it’s removed.
➡️ Unnecessary Costs – Over-demolition can rack up charges that may not be covered.
➡️ Claim Delays – If the damage isn’t documented properly, your claim can stall or get reduced.

💡 Rule of Thumb:
Mitigation = Stabilize the home.
Reconstruction = Wait until your claim is approved.

✅ Always coordinate with your public adjuster before major demo work starts.

📲 Think mitigation might be going too far? Click the link in our bio—we’ll make sure your claim (and your home) stays protected.

Wildfires don’t just cause obvious fire damage—they create hidden risks that your policy might not automatically cover. ...
08/16/2025

Wildfires don’t just cause obvious fire damage—they create hidden risks that your policy might not automatically cover. Many homeowners don’t realize these gaps until it’s too late:

🌫 Smoke & Soot Damage – Interior smoke infiltration can require deep cleaning, HVAC replacement, and deodorization.
💧 Water Damage from Firefighting – Water used to control fires can cause structural damage and mold.
🏠 Additional Living Expenses (ALE) – Hotel stays, meals, and relocation may be limited or excluded without proper coverage.
⚡ Code Upgrades – Rebuilding to meet updated fire codes often isn’t included unless you add an endorsement.
🚫 Landscaping & Outbuildings – Fences, sheds, and landscaping are often capped at low limits.

Pro Tip: Review your policy NOW to ensure you’re protected from these hidden costs.

Not sure if you have gaps? Schedule a free policy review with a licensed public adjuster today!
📞 877-METRO-PA
📧 [email protected]
🔗 Link in bio for your free consultation

When back-to-school season starts, daily routines change—kids are in class, parents are at work, and homes can sit empty...
08/14/2025

When back-to-school season starts, daily routines change—kids are in class, parents are at work, and homes can sit empty for hours. While it’s an exciting time of year, it’s also a prime opportunity for break-ins. A few proactive steps can help protect your home and your belongings:

🚪 Lock All Entry Points – Double-check doors, windows, garage access, and side gates. Even a slightly open window can be an invitation.

💡 Use Timers for Lights & Electronics – Program lamps or TVs to turn on and off at different times to create the illusion someone is home.

📦 Secure Valuables – Keep high-value items like electronics, jewelry, and important documents out of sight or stored in a safe.

📲 Install a Security System – Whether it’s cameras, alarms, or smart doorbells, visible security is a strong deterrent.

🤝 Enlist a Neighbor – A trusted neighbor can collect mail, pick up packages, and keep an eye out for unusual activity.

Theft prevention isn’t just about peace of mind—it can also make your insurance claim process smoother if something does happen. Insurers often look for proof of forced entry and evidence you took reasonable precautions.

Want to know what’s covered under a theft claim—or review your policy for gaps? Click the link in our bio to connect with a licensed public adjuster.

Address

3551 Bristol Pike
Bensalem, PA
19020

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

(215) 633-8000

Website

Alerts

Be the first to know and let us send you an email when Metro Public Adjustment, Inc. posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Metro Public Adjustment, Inc.:

Shortcuts

Share

Category