Ms Tee A & B Consultant

Ms Tee A & B Consultant Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Ms Tee A & B Consultant, Business consultant, 181 w valley ste 245, Birmingham, AL.

🙈BizGeek | Business Consultant | Credit Coach | Digital Product Market | Mompreneur 💕 | Notary | Paraprofessional | Affiliate Marketing && Academy Mentor.. -Never Judge A Book By Its Cover, - MsTee📚 ..💋

09/06/2026

Happy Sunday 🌸

09/05/2026

List of banks and lenders. It shows what bureau they pull from and what score is needed for some of them. ❤️

*Amex – Experian
*Bank of America - Equifax
*Barclaycard Apple Rewards – Experian (720+ $3,500)
*BMW Financial Services – Experian
*BMW Financial Services – Experian (695+ $50,000 Lease)
*Capital One Auto Finance – Experian – Equifax
*Capital One Auto Finance – Experian (650+ $30,000 with Proof of Income)
*Capital One Bank Credit Cards – Equifax – Transunion
*Capital One Venture – Experian – Transunion (650+ $5,000)
*Capital One Quick Silver 1 – Experian (600+ $500)
*Capital One Venture – Experian (680+ $20,000 with 2 AU’s over $10,000 each)
*Car Smart – Transunion
*Carmax – Experian – Equifax – Transunion
*CBNA Credit Cards – Experian – Equifax
*Centric Credit Union Visa – Experian (530+ $500)
*Chase Bank – Experian & Equifax
*Chase – Experian (750+ $10,000)
*Chase Amazon Rewards – Experian (750+ $7,000)
*Chase Freedom – Experian (750+ $7,000)
*Chase Ink Bold – Experian (720+ $15,000)
*Chase Sapphire Preferred – Experian (720+ $18,000) Chase Southwest Plus – Experian (750+ $3,500)
*Chase Amazon Rewards – Experian (750+ $7,000)
*Chase Freedom – Experian (750+ $7,000)
*Chase Ink Bold – Experian (720+ $15,000)
*Chase Sapphire Preferred – Experian (720+ $18,000) Chase Southwest Plus – Experian (750+ $3,500)
*Chase United Explorer – Experian (720+ $19,500)
*Citibank Best Buy - Equifax
*Citi American Airlines Platinum – Experian (720+ $6,500)
*Citi Double Cash / Citi Thank You Premier – Experian (720+ $6,800)
*Citizen’s Bank (location specific) Equifax
*Community First Credit Union – Equifax (region specific)
*Community – Transunion or Equifax
*Credit Union of Texas – Equifax
*Credco Auto Reseller – Experian – Transunion
*Chrysler Credit – Transunion – Does Not Re Report to D&B Dell Computers *Preferred Account – Experian (690+ $1,500) Delta Skymiles Gold Amex – Experian (660+ $5,000)
*Digital Credit Union DCU Personal Loan – Experian (700+ $26,000)
*Digital Credit Union DCU Auto Loan – Experian (700+ $25,000 with Proof of Income)
*Direct TV - Equifax
*Discover Card – Equifax – Transunion *Discover It – Experian (620+ $1,500 - $5,500)
*Drive Finance Auto Financing – Experian – Transunion
*Elan Financial - Equifax
*Fifth Third Bank – Transunion
*FIA Amex Fidelity American Express – Experian (740+ $9,000)
*Fidelity Amex Investment Rewards – Experian (720+ $12,500)
*Fidelity Investment Rewards Visa *Signature Card – Experian (750+ $7,500) *FirstBank Credit (FNBO) SavingStar *Amex – Experian (650+ $1,000) FNBO/*NRA – Experian (740+ $8,500)
*First Choice Bank – Primer Visa – Experian – Equifax – Transunion First Data *Merchant Services – Credit Card *Merchant Account Processor Greater Texas FCU – Experian (620+ $27,000)
*Hertz Corporation – Equifax Home
*Depot – Experian (650+) HSBC –
Transunion
*Jared/Sterling – Experian (600+ $1,500)
*JCB Marukai Premium California – Experian (750+ $5,000 with Proof of Income)
*JCrew (Comenity) – Experian (600+ $750)
*JP Morgan Chase Business – Transunion – *Chexsystems JP Morgan Chase Bank – Equifax Kohls – Experian (560 $300)
*Lexus Financial Services – Experian (690+ $90,000 with Lease)
*Mercedes Auto – Transunion + Experian + Equifax
*Macys – Experian (700+ $1,000)
*NASA FCU Platinum Rewards – Experian
*NASA Visa Platinum Cash Rewards – Experian (735+ $20,000)
*Navy Federal Credit Union – Equifax – Transunion
*NFCU GoRewards Visa – Experian (660+ $1,000)

09/04/2026

🚨🚨 CREDIT TIP 🚨🚨

5 Things The Credit Business Don’t Want You To Know‼️‼️

1. BANKRUPTCY can be REMOVED at ANYTIME. The key is know the proper verbiage when DISPUTING using written letters.

2. The Credit Bureaus are NOT waiting around for your dispute letters to review. In fact they don’t even care. They use a system call E OSCAR to scan your letters and identify codes or words that they use to dismiss or “Verify” your dispute.

3. The Credit Bureaus use a discreet and low key Credit Bureau called Lexis Nexus to cross reference your credit reports and dispute letters. This is how they claim to “Verify” derogatory marks. Basically if it shows on Lexis Nexus they assume it “Verified” without ever contacting the collection company or original creditor.

4. COLLECTIONS and MEDICAL BILLS can Be REMOVED From Your Credit Reports.

DO NOT PAY Them Once Sold To a Collection Agency. If You Pay Them It Most Likely WON’T BE Removed From Your Credit Report.

It Will Only Update to “Paid as Agreed” which DOES NOT BOOST YOUR SCORE.‼️

5. They want you to think Credit Repair is ILLEGAL. Credit Repair is NOT Illegal. In fact its the exact opposite. Credit Repair is the LAW. Put in place by Congress in 1971.

KNOWLEDGE is POWER‼️ Educate yourself on Financial Literacy.

08/31/2026

We made it through August. Whether you got a deletion, paid a balance down to $0, found your statement closing date, or just finally made your DIY folder with dates on it — THAT is a win and we celebrate it here.

You NEVER do this DIY alone. I'm here, mods are here, your whole 700+ club family is here.
DROP BELOW — I WANT TO HEAR FROM YOU TONIGHT:

🏆 TONIGHT'S WIN: Deletion letter? Score bump — even 2-4 points? Paid a card before the statement closed? Got your personal info cleaned up? Created your first screenshot folder? Brag on yourself!

❓ STUCK SPOT Q&A: Which bureau is being stubborn tonight? What account type has you stressed? Drop just the TYPE — like "medical $180 paid," "AT&T $350 still open," "Cap One late Dec 2023," "shows settled not paid," "utilization still high" — I'll be in the comments until 9pm CST with next steps for that type.

📈 PROGRESS CHECK — END OF MONTH EDITION: Where did you start August vs where are you ending it? 475→540? 590→625? 620→670? Drop it so we can track it and celebrate your September glow-up!
Your 20-Min Before Bed Power Move to End August:
1. Pull reports if you haven't this week:

AnnualCreditReport.com (free weekly)

2. Screenshot ONE negative you want GONE by next Monday — just one

3. Check the exact wording: "Open $0" vs "Closed - Paid in Full" vs "Settled for less" vs "Paid, was a collection" — that ONE phrase changes your next move. Date it. Folder it.

Quick reminder: Paying to $0 is amazing for $0 owed, but it doesn't auto-delete. Always try to get pay-for-delete IN WRITING first if you're paying, and save every receipt, letter, and tracking number. Paper trail = power trail.

No gatekeeping, no judgment, just strategy + support tonight. What are we working on? 👇

08/22/2026

Before you scroll today, open ONE bureau report (just one) and highlight 3 things:

1. Anything you don't recognize
2. Any balance that looks higher than it should
3. Any late payment that says it's yours but the date feels off
Don't dispute yet — just highlight. That's your game plan for next week.

Morning motivation: You don't have to fix your whole credit history today. You just have to find ONE thing that needs attention. Small checks build 700+ habits.
Drop a ☀️ in the comments if you're doing your 10-minute scan this morning, and tell us which bureau you're starting with!

Let's get to work — your future home, car, and business funding are watching. 💳✨

08/17/2026

STOP 🛑 going to these CAR DEALERSHIPS and letting them pull your credit❌❌❌❌

This can COST you over 100 points decrease and 100 inquiries!!! 😵‍💫😵‍💫

✍🏾Go to a CREDIT union

✍🏾Tell them how MUCH you need

✍🏾Once approved they will CUT you a check

✍🏾You can sit on the check and do nothing or go to a car lot and PICK your vehicle

✍🏾The car lot will not do ANY credit app

✍🏾Now you’re paying the BANK back at a lower interest rate and your credit is still good

✍🏾It’s THAT easy🔥🔥

If you can’t get APPROVED with the credit union you need CREDIT REPAIR! Let’s Work and get you that Check!!💰👇🏾

08/12/2026

What Really Drives Your Credit Score

1. Payment History – 35%
2. Credit Utilization – 30%
3. Length of Credit History – 15%
4. New Credit Inquiries – 10%
5. Credit Mix – 10%

Pro Tip: Focus on the first two as they make up 65% of your total score.

More Results Set The Morning Off Yesterday 🎉 More Deletions & An Increased Credit Score 🧚
08/12/2026

More Results Set The Morning Off Yesterday 🎉 More Deletions & An Increased Credit Score 🧚

08/12/2026

💎 CREDIT GEM — Documentation is POWER.

Keep your reports, letters, supporting documents, tracking numbers, delivery confirmations and responses together. Your paper trail can become one of your most valuable tools. Also, ALWAYS keep paperwork from said accounts to compare to credit reports.

This is a good way to see if a credit bureau is reporting an account correctly. Most times you have proof that they aren’t, and they could violating you as a consumer.

Address

181 W Valley Ste 245
Birmingham, AL
35209

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+12055786884

Website

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