Cummings & Associates

10/15/2026

Wondering what this election year might mean for your investments? Historically, midterm election years have often brought increased market uncertainty as investors assess potential policy and economic impacts.​

While short-term swings can be uncomfortable, maintaining a long-term perspective remains important. ​

If you have questions about how current events fit into your financial strategy, let's connect.

10/15/2026

As we enter the final months of 2026, Ameriprise Financial experts discuss the key forces shaping markets and the economy, including inflation, interest rates, Treasury yields and the outlook for investors.

10/14/2026

Changing jobs? Together, we can evaluate your 401(k) options and determine what's best for your long-term plans

10/13/2026

Read the latest market insights from Ameriprise Chief Market Strategist Anthony Saglimbene.

Get more expert insights by reading the latest Weekly Market Perspectives.

10/11/2026

Clients: Thank you for all of your feedback and support! I'm excited to share that my current client satisfaction rating is 5.0 out of 5. If there’s someone in your life that could benefit from my services, feel free to send them my contact information. Please review important information about my score on my website.

Patrick Cummings is an Ameriprise Private Wealth Advisor serving the Birmingham, AL area. Get the personal financial advice you need to achieve your goals.

10/10/2026

+15.4%​

Historically, the S&P 500 has gained an average of 15.4% in the year following a midterm election.​

​While past performance doesn't guarantee future results, this serves as an important reminder that market uncertainty and long-term investment opportunities often coexist.​

Let's talk about how your portfolio is positioned for both.

10/09/2026

The best financial conversations start with understanding where you stand today.

OmniView® can help create a more complete view of your financial life, providing added perspective as we plan for what's next.

10/08/2026

As election season approaches, here are three reminders we often share with clients:​

✓ Stay focused on long-term goals​
✓ Be prepared for periods of volatility​
✓ Focus on fundamentals, not headlines​

​A financial strategy is designed to help navigate all types of market environments, including election years. If you’d like to review your strategy, we're happy to help.

10/07/2026

Read the latest market insights from Ameriprise Chief Market Strategist Anthony Saglimbene.

Get more expert insights by reading the latest Weekly Market Perspectives.

10/06/2026

❤️ Small Donations. Big Impact. ❤️

This fall, we're partnering with the Community Food Bank of Central Alabama to help neighbors facing hunger.

From September 7 through November 20, we're collecting food donations, and we'd love your support. The greatest needs include:

🥫 Canned meat, fruits, and vegetables
🥜 Peanut butter & jelly
🍚 Pasta, rice, quinoa, and beans
🥣 Oatmeal and breakfast cereals
🥛 Shelf-stable milk and 100% fruit juice
📦 Canned or boxed meals and other healthy food items

📍 Donations may be dropped off at our office at 2501 20th Place South, Suite 400, Birmingham, AL 35223.

Your generosity can help put food on the table for families throughout Central Alabama. Thank you for helping us make a difference, one donation at a time.