The African American Center for Co-Operative Economics dba Ameyme Services

The African American Center for Co-Operative Economics dba Ameyme Services All Points Beauty, Hair and Makeup Applications, Courier/Delivery Services, and Construction

09/15/2025
01/29/2025

Please enjoy this wonderful interview with Birmingham, Jefferson County, Alabama’s 1st African American District Attorney, Mr. Danny Carr.

04/04/2024
03/25/2024

Good morning.

Hey y'all...
IF YOU DO NOTHING ELSE, put a beneficiary on all of your financial accounts like checking savings CDs, Life Insurance, investments etc. You don't need a will for them to get to your money, just a death certificate. And make a list, preferably by hand instead of your computer, either give it to your trusted person, spouse or put it in your security box at the bank. If the person doesn't know you have a savings account or a CD at XYZ Bank, they can never go get the money. Make sure you have a trusted person that is a signer on the security box at the bank.

🗣 IMPORTANT information to get your affairs in order‼️

💰Make sure all bank accounts have direct beneficiaries. The beneficiary need only go to the bank with your death certificate and an ID of their own.

🏡 TOD = Transfer On Death deed if you own a home. Completing this document and filing it with your county saves your heirs THOUSANDS. This document allows you to transfer ownership of your home to your designee. All they need to do is take their ID and your death certificate to the county building and the deed is signed over. Doing this will avoid the home having to go through probate.

👨‍👩‍👧‍👦Living Will: Allows one to put in writing exactly what you want done in the event you cannot speak for yourself when it comes to healthcare decisions as well as other final decisions.

👩🏽‍⚖️Durable Power of Attorney: Allows one to designate a person to make legal decisions if you are no longer competent to do so.

🏥Power of Attorney for Healthcare: This document allows one to designate someone to make healthcare decisions for them.

🛍Last Will and Testament: Designates to whom personal belongings will go to, who the Administrator will be. But if you have a beneficiary on any of your financial accounts, that will override a will.

For instance if you say I leave all of my possessions to my daughter Susie, but on your savings account the beneficiary is your best friend, then the money goes to your best friend

🪦Funeral Planning Declaration: Allows one to say exactly one’s wishes as far as disposition of the body and the services.
If the above documents are done, you can AVOID probate.

If all the above is not done, you have to open an estate account at the bank. All money that doesn’t have direct beneficiaries goes into this account. You have to have an attorney to open the estate account. The attorney also has to publicize your passing in the newspaper or post publication at the county courthouse, to allow anyone to make a claim on your property. - It’s a complete PAIN.

📚 💳Make a list of all banks and account numbers, all investment institutions with account numbers, lists of credit cards, utility accounts, etc. Leave clear instructions as to how and when these things are paid.

Make sure heirs know where life insurance policies are located. 📂

📝Make 100% sure SOMEONE knows your Apple ID (if you have an Apple product), bank ID account logins and passwords! Make sure they know the passcode for your phone.

🚗 Make sure you have titles for all vehicles, campers, etc!

Set up a TRUST for intended beneficiaries, especially those that are too young, and appoint a trustee of said trust.

MOST IMPORTANTLY!!!! - Talk with those closest to you and make all your wishes KNOWN. Talk to those whom you’ve designated, as well as those close to you whom you did not designate. - Do this to explain why your decisions were made and to avoid any lingering questions or hurt feelings.

⚡️Hope this helps! ⚡️Hope this lights a spark to encourage all your friends and family to take care of these things to make it easier for those we all leave behind!

My hope is that the above list at least helps you start an important conversation with your loved ones...

(REPOST-I DID) and it’s a very necessary conversation

03/25/2024

Thank you God. I am grateful.

03/10/2024

**Long Post Alert**

**Moment of Transparency from a mother that has buried 1 and raised 4 as a single parent**

Sometimes I look in the mirror and hope to see the woman of strength that so many people see when they look at me. But, I realize that their vision is skewed by the idea what they think a strong woman is. The truth is, my children saved my life. I know, that phrase is used so loosely by those that don’t understand the humility behind the context. However, if I did not have to look at my older two, when they were small, and see that their need for me to be a “normal parent” was far greater than my search for ways to relieve the pain and feelings of guilt from the loss of my youngest son. I would have been dead. Their need for love when I did not know how to love myself, put me on a path of self destruction, trying to fill the void of love that I thought I needed in order to feel whole. My kids all hold a piece of me within their souls.

So, when my son died, so did a piece of me. And once the dust settled and everyone went back to their senses of normalcy, I did not have that anymore. One thing for sure and two things for certain, there is no sense of normalcy when trying to raise children while looking for pieces of yourself to pick up. Seeing your son on the ground filled with water after being pulled from a dunking booth NEVER leaves you. I was never taught how to deal with trauma. So, my older two children did not have the opportunity to have a “whole mother” to raise them. I wasn’t living, I was existing. I was always operating in survival mode and praying that one day they would forgive me for not knowing what to do to help them heal and how to be a “normal parent”. I’m sorry. Survival mode was instinctive as a result of a traumatic childhood and a failed su***de attempt that I am now beyond grateful for.

My older two raised me. Not as them being parent figures for me but, requiring me to mature mentally and emotionally. Without even trying, they made me pause my pitty and grow through grief. In our day to day challenges, I would teach them this ideology:
You are not a failure.
You are not stupid.
You are valuable.
You are not lazy.
You are important.
You are successful.
You will grow up to be legally successful.
It may not have always been in those exact words but I made sure I told them things I wished to have heard while growing up. I was far from perfect as a single parent but, I did the best I knew how to do without a mother and father to raise me. I knew I had to speak life over them because for years I was dead in the inside. Some kind of way, that pity and grief always had a way of showing up. So I did all I could to speak life into them because it would help me feel better. I was later blessed with a set of twin girls that added to my joy of parenting. All four gave me a reason to push past the pain. I still cry. Sometimes sobbing like the day I performed CPR on my son with no result and feeling like Gid had turned his back on me, and then sometimes it’s just a single tear kissing my cheek reminding me that through it all, I AM STILL HERE! Even when my kinfolk, fake friends, Pastors, or people that call me their family turn their backs on me, Ibam reminded that God was there for me the whole time. All I had to do was look up. Thank God for being God alone and for my four children that are not ashamed to call me their mother.

If you have read this and you are the parent of a deceased child, please allow this to encourage you. Also, kowbthat God grants us new mercies every morning. Just take life one minute at a time because one day at a time can be too much to bear. God loves you and so do I.

Please like and share this with a parent of a deceased child.

03/08/2024

I have seen some supposed to be undefeated dummies suffer and be removed from my life after they mistreat me. Believe me, I only asked God to fix it when I prayed.

03/08/2024

God will call you, give you the power and equipment, then send you. Resist the urge to go and do it on your own.

Good morning.

02/21/2024

God thank you for not always letting me get what I want. Because I know that as long as I am in your will, the block or delay is my blessing.

02/15/2024

Your words become flesh watch your mouth
Good morning 😃

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