Kelly M Gerards

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Kelly M Gerards Kelly M Gerards, Founder of The Blanca Peak Group. Licensed Life Insurance Underwriter and Broker, NPN #19714115 Protect What Matters Most, Family First Always.

Term, Whole Life, Final Expense, Indexed Universal Life, Mtg. Protection, Retirement Plans Blanca Peak Technologies is the parent company for Blanca Peak Media. Specializing in digital marketing methods and technologies. A published author, Kelly has been in the direct sales industry for over 20 years, and business development consultant for the last 7 years.

This tool belt has fed a family for twenty years.But the belt only earns when you're on the tools. A heart attack, a can...
10/12/2026

This tool belt has fed a family for twenty years.

But the belt only earns when you're on the tools. A heart attack, a cancer fight, a bad fall — any of them can put the belt on the tailgate for months.

Living benefits keep the paycheck coming when the work stops. Money paid to you, while you're alive, if you become critically injured, or chronically or terminally ill.

Want to see how it works? Call/text 719-937-8070. 15 minutes, straight answers.

48% of dads don’t have Life Insurance. We take pride as men in protecting our loved ones physically, but what about fina...
10/08/2026

48% of dads don’t have Life Insurance. We take pride as men in protecting our loved ones physically, but what about financially? I know nobody likes thinking about what happens if they’re no longer here. But once somebody depends on you, protecting them has to be part of the plan. Here’s the truth 👇

1️⃣ Your income disappears when you do.
Your kids still need food. The mortgage or rent is still due. Tuition still has to be paid. Life insurance can help replace the income your household depends on.

2️⃣ Grief is already expensive emotionally. Don’t make it expensive financially too.
Your family shouldn’t have to mourn you AND immediately figure out how to pay the bills.

3️⃣ GoFundMe is not a financial plan.
Generosity is beautiful, but your children’s future shouldn’t depend on whether strangers, friends, or church members donate enough money.

4️⃣ Your children could inherit an asset instead of expenses.
A properly structured policy can create an immediate death benefit that may give your children resources you would’ve needed decades to save.

5️⃣ Some permanent policies can build cash value while you’re alive.
Depending on the policy, that cash value may eventually be accessed for things like college, a first home, business opportunities, or retirement. Loans and withdrawals have rules, costs, and can reduce the policy’s benefits, so structure matters.

6️⃣ Waiting can make coverage more expensive or harder to get.
Life insurance pricing and eligibility are heavily influenced by age and health. Being healthy today doesn’t guarantee you’ll qualify for the same coverage later.

7️⃣ Your kids don’t only need you to love them. They need you to PLAN for them. ❤️

Life insurance isn’t a replacement for saving, investing, or having a will. It’s another layer of the financial foundation you’re building for the people who depend on you.

Dads (and MOMS), handle this while you have the opportunity.

📲 Comment “FAMILY” and my team will help you get a free quote and understand your options.

Getting to work, medical appointments, the grocery store, or community activities shouldn’t be a barrier. What could a l...
10/06/2026

Getting to work, medical appointments, the grocery store, or community activities shouldn’t be a barrier. What could a locally owned, driver-owned transportation option look like for our Valley?

Rocky Mountain Employee Ownership Center (RMEOC), Welcome Alamosa, and ScSEED of Saguache invite you to a community conversation about a potential San Luis Valley Drivers Cooperative!

Every trade in the valley knows this feeling: the sun drops a little earlier, the phone rings a little less, and winter'...
10/02/2026

Every trade in the valley knows this feeling: the sun drops a little earlier, the phone rings a little less, and winter's slow months are right around the corner.

The work doesn't have to be the only thing paying the bills.

Living benefits pay YOU while you're alive — heart attack, cancer, an injury that pulls you off the tools — so the mortgage doesn't depend on the season.

Questions? Reply here or call/text 719-937-8070. No cost, no pressure.

10/01/2026
Covering you and your key guys?One question comes up from owners more than anything else: does this cover just me, or th...
09/30/2026

Covering you and your key guys?

One question comes up from owners more than anything else: does this cover just me, or the crew too?

Both are possible. You can set up living-benefits coverage on yourself, and where it makes sense, add the key guys you'd hate to lose. If a lead hand blows a back out or a foreman's out after a heart event, the business isn't left scrambling to replace his work overnight. Some owners cover two or three people, some look at group-style options for the whole crew.

For your own side, mortgage protection is worth a look too. It's built around one job: the house payment gets covered if you're gone or disabled.

Want to see what it looks like for you and your guys? DM for your personal Contractors Calendar Link.

09/30/2026
I was blessed to have hiked this peak in Sept. 1983, at 19 yrs. on my way to Oregon..just arrived from almost sea level ...
09/28/2026

I was blessed to have hiked this peak in Sept. 1983, at 19 yrs. on my way to Oregon..just arrived from almost sea level having lived just north of Houston. Longs Peak

Here's a look at the history of one of Colorado's most iconic peaks and what it's like to reach the summit.

09/28/2026

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Blanca, CO
81123

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