Wayne R. Schuman & Associates

Wayne R. Schuman & Associates Wayne R. Schuman & Associates is a family business based in Bloomington, Indiana. Securities offered American Portfolios Financial Services, Inc.

Over 30 years experience providing individuals, families, and institutional accounts personalized help with their financial well-being. Member FINRA, SIPC. Investment advisory services offered through American Portfolios Advisors, Inc., a SEC Registered Investment Advisor. Schuman & Associates is independent of American Portfolios Financial Services, Inc. and American Portfolios Advisors, Inc. Any

opinions expressed in this forum are not the opinion or view of American Portfolios Financial Services, Inc. (APFS) or American Portfolios Advisors, Inc.(APA) and have not been reviewed by the firm for completeness or accuracy. These opinions are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors.

Curious where your retirement savings are headed? Enter your numbers and see what your future balance could look like ba...
06/24/2026

Curious where your retirement savings are headed? Enter your numbers and see what your future balance could look like based on what you're doing today.

See how your current savings rate and contributions may grow into retirement income.

What would happen to your finances if you couldn't work? This calculator shows how long your savings might last if a dis...
06/22/2026

What would happen to your finances if you couldn't work? This calculator shows how long your savings might last if a disability affected your income.

See how long your current savings might last if a disability interrupted your income.

Where is your money actually going each month? Use this budgeting tool to break down your income and expenses and spot o...
06/19/2026

Where is your money actually going each month? Use this budgeting tool to break down your income and expenses and spot opportunities to do more with what you have.

Track your monthly income and expenses to get a clearer view of your cash flow.

15 years or 30? The mortgage term you choose matters more than you might think. Compare your options and see what works ...
06/17/2026

15 years or 30? The mortgage term you choose matters more than you might think. Compare your options and see what works best for your situation.

Compare different mortgage term lengths side by side to find the option that fits your budget.

06/15/2026

How far will your savings actually go? Enter your numbers to see how long your money could last depending on how much you withdraw each year.

If you’re 65 or older, you may need to enroll in Medicare. We’ll help you sort through the basics to determine if you qu...
06/12/2026

If you’re 65 or older, you may need to enroll in Medicare. We’ll help you sort through the basics to determine if you qualify. Read more here:

65 or older? It may be time to enroll in Medicare. Read to learn if you’re eligible.

A million dollars is a common milestone—but what does it actually take to get there? Enter your numbers and see how cont...
06/10/2026

A million dollars is a common milestone—but what does it actually take to get there? Enter your numbers and see how contributions and time work together.

See what it takes in monthly contributions and time to reach a million-dollar savings goal.

The financial risks to consider when evaluating self insurance?
06/08/2026

The financial risks to consider when evaluating self insurance?

Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?

Markets continued their upward climb in May, supported by strong technology performance, positive economic data, and ong...
06/08/2026

Markets continued their upward climb in May, supported by strong technology performance, positive economic data, and ongoing diplomatic efforts in the Middle East. The Nasdaq gained 8.36%, the S&P 500 rose 5.15%, and Canada’s S&P/TSX Composite added 2.37%, while investors welcomed better-than-expected job growth and upbeat corporate earnings. With the Fed's next meeting scheduled for June, attention is turning to updated economic projections and what they may signal about the broader economy. From \$24 billion spent on Father's Day to the popularity of dining out and special outings, this month's by-the-numbers highlights how families celebrate the dads in their lives.

Stocks pushed higher in May, fueled by big tech names, positive economic news, and ongoing diplomatic efforts in the Middle East.

Should gold be a part of your diversified portfolio?
06/05/2026

Should gold be a part of your diversified portfolio?

Learning more about gold and its history may help you decide whether it has a place in your portfolio.

Address

205 N College Avenue
Bloomington, IN
47404

Opening Hours

Monday 8:45am - 4:15pm
Tuesday 8:45am - 4:15pm
Wednesday 8:45am - 4:15pm
Thursday 8:45am - 4:15pm
Friday 8:45am - 4:15pm

Telephone

+18123361005

Website

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