Wayne R. Schuman & Associates

Wayne R. Schuman & Associates Wayne R. Schuman & Associates is a family business based in Bloomington, Indiana. Securities offered American Portfolios Financial Services, Inc.

Over 30 years experience providing individuals, families, and institutional accounts personalized help with their financial well-being. Member FINRA, SIPC. Investment advisory services offered through American Portfolios Advisors, Inc., a SEC Registered Investment Advisor. Schuman & Associates is independent of American Portfolios Financial Services, Inc. and American Portfolios Advisors, Inc. Any

opinions expressed in this forum are not the opinion or view of American Portfolios Financial Services, Inc. (APFS) or American Portfolios Advisors, Inc.(APA) and have not been reviewed by the firm for completeness or accuracy. These opinions are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors.

06/01/2026

Paying your mortgage every two weeks instead of monthly could knock years off your loan. See the numbers and decide if bi-weekly payments make sense for you.

Looking to create a financial legacy for your heirs while managing taxes? Grantor Retained Annuity Trusts (GRATs) may be...
05/29/2026

Looking to create a financial legacy for your heirs while managing taxes? Grantor Retained Annuity Trusts (GRATs) may be the solution you're looking for. Explore how GRATs can help you transfer wealth and reduce gift tax liability.

Explaining Grantor Retained Annuity Trusts (GRATs) and their benefit to estate strategy.

Ready to retire, but not ready to stop working? Check out this video for a fresh way to look at encore career options.
05/27/2026

Ready to retire, but not ready to stop working? Check out this video for a fresh way to look at encore career options.

Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here.

Saving early could prove very helpful down the road. Share this piece with your family and consider your choices.
05/25/2026

Saving early could prove very helpful down the road. Share this piece with your family and consider your choices.

This early financial decision could prove helpful over time.

How much should you have in an emergency fund? Use this calculator to figure out your target based on your monthly costs...
05/22/2026

How much should you have in an emergency fund? Use this calculator to figure out your target based on your monthly costs and personal comfort level.

Find out how large your emergency fund should be based on your monthly expenses.

Women face unique challenges when planning for retirement, but it’s nothing you can’t handle. Read more now.
05/20/2026

Women face unique challenges when planning for retirement, but it’s nothing you can’t handle. Read more now.

Learn how to address the challenges that women face when planning for retirement.

Learn about Medicare Advantage and the choices it offers you for health care coverage, prescription drugs, and more.
05/18/2026

Learn about Medicare Advantage and the choices it offers you for health care coverage, prescription drugs, and more.

Overview of Medicare Advantage, what’s in them, special rules, and more.

Even low inflation rates can pose a threat to investmentreturns.
05/15/2026

Even low inflation rates can pose a threat to investment
returns.

Even low inflation rates can pose a threat to investment returns.

Retirement is the start of your next big adventure. What type of retirement do you dream of? Read more here:
05/13/2026

Retirement is the start of your next big adventure. What type of retirement do you dream of? Read more here:

Retirement is one of the greatest adventures you’ll have. Which retirement adventure will you choose?

Stocks surged in April, delivering their strongest monthly gains in five years as solid economic data, easing geopolitic...
05/12/2026

Stocks surged in April, delivering their strongest monthly gains in five years as solid economic data, easing geopolitical tensions, and upbeat first-quarter earnings lifted investor sentiment. The Nasdaq climbed 15.29%, the S&P 500 rose 10.42%, and the Dow gained 7.14%, while Canada’s S&P/TSX Composite added 3.65%. With no Fed meeting in May, attention turns to remarks from Fed officials and how evolving economic data may shape expectations moving forward. From \$34.1 billion in U.S. spending to the popularity of Mother’s Day dining and gifts, this month’s By the Numbers highlights how families celebrate the occasion.

Stocks fell in the first quarter amid concerns that artificial intelligence (AI) could disrupt certain industries and geopolitical issues that unsettled investors.

Address

205 N College Avenue
Bloomington, IN
47404

Opening Hours

Monday 8:45am - 4:15pm
Tuesday 8:45am - 4:15pm
Wednesday 8:45am - 4:15pm
Thursday 8:45am - 4:15pm
Friday 8:45am - 4:15pm

Telephone

+18123361005

Website

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