09/02/2026
The price you see on the shelf may not be the exact amount you pay at checkout.
With penny production ended, some merchants have started rounding cash purchases up or down to the nearest nickel. Depending on the total, that could mean a few cents more or a few cents less.
Paying by credit card may come with another wrinkle. Some retailers and service providers are adding surcharges to help offset card processing costs, which may increase the final price.
That means the same purchase could cost slightly different amounts depending on whether you use cash, debit, or credit.
Before you pay, take a second to compare the total for cash, debit, and credit so you know which option makes the most sense for that purchase.
Source:
More merchants are rounding change for cash purchases to the nearest nickel due to the end of penny production, or adding surcharges to credit card transactions.