Credit Xperts LLC

06/08/2025

📈 Struggling with your Credit? Want to Buy a Home? Start a Business? Let’s talk strategy — not stress.

Whether you're trying to fix your personal credit, build business credit, or just want a real plan that works — Credit Xperts has helped over 6,000+ clients nationwide* since 2004.

🔍 FREE 3-Bureau Credit & FICO Analysis
💼 Business Credit Building
💳 Disputes & Score Boosting & Assistance with ID theft Concerns and other services.
🏡 Credit-to-Close Support (with a Licensed FL Realtor!)
🇺🇸 Discounts for Police, Military, & Joint Enrollments

✨ Click here to get started now:
👉 https://www.clientdisputemanager.com/WebLeads?crepto=0bA4DyBfpO5RNdCArguMsw%3d%3d

Take control of your credit with a customized plan that actually works. You're not alone — we're here for every step.

04/28/2025

🚨 MYTH: "Checking your credit hurts your score."

✅ TRUTH: Checking your own credit report is a soft inquiry and has NO impact on your score.

🔍 Monitoring your credit helps you spot errors and fraud early.

👉 Have you checked your credit this month? Drop a ✅ if yes or a ❌ if not yet!

Founder / Credit Coach
Licensed FL Realtor
Credit Xperts

04/24/2025

💡 : Keep Your Accounts Open! 💡

Did you know closing old accounts can lower your credit score? 🧐

Even if you’re not using a credit card or loan anymore, keeping it open can help keep your credit history longer, which benefits your score.

⚡ Pro Tip: If you don’t want to use a card, just pay it off and keep it in your wallet to maintain your credit history. Once in a while its best to put a small charge on it just to keep it from going inactive which creditors may sometimes close, as well as to show revolving activity which in turn helps your scores when a small balance is reporting rather then 0 monthly.

Want to know how to make your accounts work for you? DM us or comment below "Need Help" 👇for a free credit strategy/analysis session!

— Credit Xperts
Direct/Text : 754-368-4139

04/23/2025

Woke up to a “We Closed/Officially a Homeowner!” text and my heart is full. 🥹✨

THIS is why we do what we do—turning credit roadblocks into house keys for families all across the country.

Need a credit comeback? Credit Xperts has your back.
Ready to buy or sell? I’m the Realtor who takes you from Credit ➜ Keys with zero guesswork. 🏡💗

Drop “Get Started” in the comments for a FREE credit analysis + consult and let’s unlock your dream home together! 🙌🔑 😀

PLEASE NOTE: A few new startups are mimicking our name and logo, but there’s only ONE Credit Xperts — proudly serving you since 2004. Got questions? Slide into our DMs anytime.

12/26/2024

We will be rebranding. New Name, new Focus, New Services offered, After 20 years in business, some new business startups think its ok to steal your name, create a similar logo, create similar domain and email and all of your hard work and copy you..We are the only CREDIT XPERTS. Stay Tuned for more details on the new Branding!!

Send a message to learn more

07/02/2023

Great Score improvement on this clients file! When you follow the process and program you will see results!

Ask us how we can help you today! Get started with a FREE consult and Analysis!

www.calendly.com/creditxperts

06/20/2023

Looking to buy a home but credit may be a issue? These are results on a clients file i just updated. You can see start seeing results (deletions, late pays repaired and more) in as little as the first round on your file (30-45 Business days).. Credit repair does work but its important to follow the process and your credit coaches advise and suggestions through the program...Contact ME today for a FREE CONSULTATION!

www.calendly.com/creditxperts & let me help you become a HOMEOWNER today! I have helped many clients become homeowners!

Im not just a Realtor ..I am also your Credit Expert !

🔑 & 💕 🏡
Marisa Parton, REALTOR®
CENTURY 21 Stein Posner
Credit Xperts LLC
📲754.368.4139
📩[email protected]
📩[email protected]

06/20/2023

These are results on a clients file we just got back. You can see start seeing results (deletions, late pays repaired and more) in as little as the first round on your file (30-45 Business days).. Credit repair does work but its important to follow the process and your credit coaches advise and suggestions...Contact us today for a FREE CONSULTATION! www.calendly.com/creditxperts

06/20/2023

What is the one thing keeping you from addressing your credit issues & concerns today 🧐? Comment below 👇

06/15/2023

Here are some tips if you would like to stop throwing money away on these high rents and become a Homeowner this year! Please DM Me if you have any questions or need support or guidance regarding credit (I have been in business for over 20 years since 2004 so very knowledgable and a credit expert), First time home buyers, down payment assistance programs, and more...! Just trying to help those who dont understand how credit works and process to purchase a home =)

🏠💳 Credit Tips for Homeownership in 2023! 💼🔑
As a credit repair business and local trusted realtor, I want to empower you with valuable tips to improve your credit and increase your chances of becoming a homeowner this year. Here are some key strategies to keep in mind:

1️⃣ Check Your Credit Report: Start by obtaining a free copy of your credit report and review it carefully. Look for any errors, inaccuracies, or outdated information that may be negatively impacting your credit score. Dispute and resolve these issues promptly. I highly recommend to only use FICO - (Do not use credit karma or these free apps..They are mostly vantage educational scores. They are not accurate nor is scoring.. Lenders only use Mortgage Fico when it comes to buying a home! You can use www.experian.com (order the 3 reports/scores trial for $1) to view all 3 then scroll down on experian report and you can find your Mortgage score. You can also use www.myfico.com and choose the 3 bureau plan and have access to your mortgage scores on all 3 bureaus without having your score hit everytime a lender pulls!

2️⃣ Pay Bills on Time: Consistently paying your bills on time is crucial for maintaining a healthy credit profile. Set up automatic payments or reminders to ensure you never miss a payment. Timely payments demonstrate responsibility to lenders.

3️⃣ Reduce Credit Card Balances: High credit card balances can negatively affect your credit utilization ratio. Aim to keep your credit card balances below 30% of their available limit. Paying down debts can improve your credit score and increase your chances of loan approval. Also want to keep your DTI to 45% if possible for best scenarios.

4️⃣ Avoid New Credit Applications: While it's essential to have a mix of credit types, applying for new credit shortly before applying for a mortgage can raise concerns for lenders. Minimize new credit applications to maintain stability in your credit profile.

5️⃣ Build a Positive Payment History: Building a positive payment history over time demonstrates financial responsibility. Consistently paying your bills, loans, and credit card balances on time will strengthen your creditworthiness. (i can assist if you need to add positive credit to help improve scores even if credit isnt the best). Message me for a list of accounts to build your credit.

6️⃣ Consult with a Trusted and Knowledgable Credit Repair Professional: If you're facing credit challenges, consider working with a credit repair professional who can provide personalized guidance, dispute inaccuracies, and help you navigate the credit improvement process and actually help you improve your scores to qualify to get preapproved!

7️⃣ Collaborate with a Realtor: Partnering with a knowledgeable realtor can streamline your home buying journey. Realtors have access to resources, market insights, and can guide you through the process, ensuring a successful and stress-free experience.
Remember, improving your credit takes time and patience. Stay committed to responsible financial habits and seek professional assistance when needed. Together, we'll help you achieve your goal of becoming a homeowner in 2023!

Marisa Parton, REALTOR®
🔑 💕 🏡
CENTURY21 Stein Posner
Credit Expert & Founder @ Credit Xperts
📲 754-368-4139
Questions about your credit or real estate ?

www.calendly.com/creditxperts
www.calendly.com/soldbymarisa

Let's make your homeownership dreams a reality!

90% of top lenders use FICO Scores. Get credit scores, credit reports, credit monitoring & identity theft monitoring in one place. Whether you're applying for a mortgage, auto loan or new credit, myFICO gives you access to the score you need to apply with confidence.