B.Wright Business Solutions

10/13/2021

Still enjoying the Ryder Cup victory.

04/24/2020

Restaurant Owners 👀

Here are some Eye opening Statistics about Online Ordering:

✔️76% of people are likely to dine at a restaurant if they had previously enjoyed an online delivery from there

✔️57% of milennials (73,000,000 people) say that they have restaurant food delivered so they can watch movies and TV shows at home

✔️34% of consumers spend at least $50 per order when ordering food online. The average order for a customer in a dine-in situation is $16-$30

✔️Restaurants that don't offer online ordering right now should strongly consider adding it now!

I now have an Online Ordering Platform and hope to help many Restaurants in getting one set up or have one that works more effectively.

If you'd like an Online Ordering Platform for Zero upfront costs, please message me or comment below.

04/15/2020

How to potentially slow the spread of virus and germs in your business.

Most business owners are seeing drastic changes in their operating procedures. For some, those changes mean closing up shop temporarily, and for others the doors remain open but customers are sparse.

After several financially draining weeks — and with potentially more to come (let's hope not!) — businesses have the responsibility in combating Covid-19 and other viruses. The one area that every single customer utilizes is the -checkout.

So every business needs to capture every dollar possible during this time and the most important tool to capture that money is the credit card terminal.

Each cardholder and cashier could transmit the virus from items passed back and forth, like a credit card, a pen or receipt paper. With every customer, there’s half a dozen opportunities for this highly infectious virus to be spread due to the hands-on nature of payment methods.

We have the technology in the payment processing industry to allow 100 percent contact-free payments.

Tap n Pay
The World Health Organization recommends the use of contactless payments to reduce the risk of transmission during the check-out process. This contactless feature is not only built into mobile wallet apps, but also many cards. If your card has was looks like three waves on it then you can just hold it over the terminal.

Customer facing
Payment terminals that allow zero touch transactions must be facing the customer. This way cashiers don’t take on the liability of handling sensitive payment data. That simplifies responsibilities and increases safety. Card machines that are stored behind the counter require a physical hand-off of the credit card and are generally out of date.

No signature required
Card present transactions no longer require signatures to protect a business from fraudulent purchases. As long as the terminal can accept EMV Chip cards and NFC contactless payments, there’s no need for collecting the cardholder’s signed authorization. The signature requirement can be completely removed to minimize virus transmission risks. Receipts can be emailed to customers instead of printing. Digital receipts save paper, time and the possibility of misplacing the transaction log.

04/10/2020

Read this in the Wall Street Journal today.

I'm happy to discuss what this all means for any business owner and how they can combat this.

Here to help!!

https://www.wsj.com/articles/another-challenge-for-small-businesses-higher-card-fees-could-be-on-the-way-11586424603?st=pcyg5trj0k8ald5&mod=openfreereg

04/04/2020

Even if we only have a slingshot we can find a way.

04/02/2020

19 Small Business Loan Resources.

Health and government officials are working together to maintain the safety, security, and health of the American people. Small businesses are encouraged to do their part to keep their employees, customers, and themselves healthy.

03/26/2020

I think the guy in the rabbit outfit will hold off on his jump.

03/19/2020

Mortgage Relief. .. Template below.

An idea for those that may be struggling due to shutdowns etc.

Business Leaders/Owners please share with their employees etc.

[Your Full Name]
[Your Full Street Address]
[Your City, State Zip]
[Your Telephone Number]
[Your Email Address]

March XX, 2020



[Name of Mortgage Company]
[Mortgage Company’s Street Address]
[Mortgage Company’s City, State Zip]

VIA U.S.P.S. CERTIFIED MAIL/RETURN RECEIPT REQUESTED

Re:​Request for mortgage relief due to COVID-19 (coronavirus) pandemic
​Loan number [type loan or account # here]

To [Name of Mortgage Company]:

I am the owner of the property located at [Street Number Address, City, State Zip].

On 3/11/2020, the World Health Organization designated COVID-19 as a pandemic. In a short period, in the US, over 6,223 cases and over 100 deaths have been reported. Many companies and schools have closed due to COVID-19 cases or exposures.

I have suffered a substantial loss of income related to COVID-19. Unfortunately, my loss of income will negatively affect my ability to pay my mortgage timely or in full. Please let me know if you will waive late fees and accept partial mortgage payments. I understand that your temporary acceptance does not waive your rights or remedies. Please know that I intend to make up any payment difference within 90 days or less. Please refrain from any negative credit reporting during this hardship period of time. It is my hope that I am able to supplement my income to get my payments current. In light of this, please do not proceed in any foreclosure proceedings for any default.

Thank you in advance for your attention to this matter.

Sincerely,

[Sign here]

[Your Full Name]