ClaimPros

10/14/2026

Panhandle business owners: if Isaias closed your doors or slowed your operations, check what your commercial policy includes.

🏢 Business interruption: may cover lost income while you can't operate, depending on your policy
💼 Extra expense: may cover added costs to keep running or reopen sooner
📊 Document: sales records, closure dates, payroll, invoices and receipts for extra costs
🏦 Florida has activated zero-interest bridge loans for businesses: up to $100K, or $150K for agriculture. Details are at FloridaDisaster.biz.

Coverage terms vary, so review your policy carefully.

www.claimpros.com | (888) 592-5552


Collin Johnston, Lic. PA P091208

10/14/2026

Pensacola, Milton, Navarre, Destin: before the tree crew or roofer gets to work, take 5 minutes to document.

📸 Wide shots of every room and the exterior, then close-ups
🌳 Where the tree hit, plus the attic underneath
🧾 Every receipt: tarps, chainsaw rental, generator fuel, hotel, spoiled food
🛠️ Photos before AND after any temporary repairs

Good records help you understand and support your claim. Questions? www.claimpros.com | (888) 592-5552
What part of the Panhandle are you in? 👇


Collin Johnston, Lic. PA P091208

10/14/2026

Filing a claim for Isaias damage? Your hurricane deductible may be different from your regular deductible.

🏠 Many Florida policies set the hurricane deductible as a percentage of Coverage A (your dwelling coverage limit), not as a flat dollar amount.
🧮 Example: a 2% deductible on $300,000 of Coverage A is $6,000. (This is only an illustration. Your policy may differ.)
📄 To find yours, look on your declarations page for the hurricane deductible and what it's based on.

If you have questions about your declarations page, we can go through it with you.

www.claimpros.com | (888) 592-5552


Collin Johnston, Lic. PA P091208

10/13/2026

Isaias brought strong winds, more than 5 ft of storm surge in places, and flooding. For insurance, the cause of the damage matters.

💨 Wind: such as roof damage or trees blown onto a home, is usually handled under a homeowners or commercial property policy
🌊 Flood and storm surge: usually covered only by a separate flood policy (NFIP or private)
📋 Many properties have both kinds of damage. Document how each one happened: water lines, roof damage, debris.

Every policy is different. Read your terms, or ask us to look at them with you.

www.claimpros.com | (888) 592-5552


Collin Johnston, Lic. PA P091208

10/13/2026

Hurricane season runs through November 30. Do you know your hurricane deductible? Many Florida policies use a percentage of your dwelling coverage, not a flat dollar amount. Check your declarations page today. If anything is unclear, ClaimPros offers a free policy review: https://www.claimpros.com/ | (888) 592-5552

Collin Johnston, Lic. PA P091208

10/12/2026

Before you clean up after Isaias, document everything you can, as long as it's safe.

📸 Photos: wide shots of every room, the roof and the exterior, then close-ups
🎥 Video: one slow walkthrough, saying what you see and the date
🧾 Receipts: keep every one (tarps, lumber, cleanup, hotel stays)
🛠️ Temporary repairs: tarp, board up and start drying out to prevent further damage. Take photos before and after.
🗑️ Photograph damaged items before you throw them out

Good records make it easier to understand and support your claim.

www.claimpros.com | (888) 592-5552


Collin Johnston, Lic. PA P091208

10/12/2026

Hurricane Isaias came ashore near Destin on Friday as a Category 2 storm. Please put your safety ahead of any repairs or claims.

⚠️ Generators: run them outdoors only, never inside a home or garage, and keep them away from windows and doors. Carbon monoxide gives no warning. Florida has reported a death from a generator in a garage.
⚡ Downed lines: treat every line as live. Stay clear and report it to your utility.
🌊 Standing water: stay out of floodwater. It can hide debris and electrical hazards.
🌳 Watch for weakened trees and limbs overhead.

Take care of your family and neighbors first. When you're ready to look at your property, we're here.

www.claimpros.com | (888) 592-5552


Collin Johnston, Lic. PA P091208

10/09/2026

https://www.facebook.com/share/p/19eFjozaLb/?mibextid=wwXIfr

SPC Storm Prediction Center showing storm chances here for Friday into Saturday. Yes overnight. Tornados always possible with tropical systems, and this one is no different. Maybe even more. The tail I call it. Or trailing feeder bands showing here. They can be the ones to watch thus the increased chances Saturday when Isaias is well inland. www.spaghettimodels.com

10/09/2026

10/09/2026

damage