08/28/2026
🚨 LOW RISK DOES NOT MEAN NO RISK 🚨
One of the biggest misconceptions about flood insurance is that if your mortgage company doesn’t require it, you must not be at risk for flooding.
Unfortunately, that’s not true.
This video tells the story of a homeowner in a low-risk flood zone who experienced flooding and did not have flood insurance because it wasn’t required. The result? They lost everything.
The important takeaway is that “not required” does not mean “not needed.”
Flood insurance for properties in lower-risk areas can often be surprisingly affordable. For many homeowners, the cost of a policy may be small compared to the financial devastation a flood can cause.
A colleague in the insurance industry shared this video with us and gave us permission to pass it along. We think it’s an important reminder for homeowners and insurance professionals alike.
https://youtu.be/ncPQ6zZE3SY?si=BbccMno3Gzqd0noA
Protect yourself. Be prepared, not panicked.
This is a walkthrough of a home damaged by flooding August 5-9, 2024.