HPK Provident Advisors

10/09/2026

HPK Friday Live: Markets Look to Rebound to End the Week

10/08/2026

Trump Accounts and 529s keep coming up in the same conversation. Both put money aside for a child's future. The similarity ends there. One is designed for educational expenses, but the other is open-ended. College, a first home, retirement, or anything else.

#529

10/05/2026

Stocks ended last week mixed as a tug-of-war between strong economic data, cooler job growth, and decades-high Treasury yields played out. The Standard & Poor’s 500 Index edged down 0.27 percent, while the Nasdaq Composite Index rose...

10/05/2026

A carton of milk 🥛. A set of golf clubs ⛳. A bottle of perfume 🌸. All three just got pricier to send north into Canada. 🍁

Canada's new tariffs on $20 billion in American goods took effect this week, ranging from 15 to 50 percent depending on the product.

It's the latest move in a trade dispute that's dragged on for more than a year between two of the world's largest trading partners.

The ripple effects won't directly affect most household budgets. But they're a reminder that global headlines and everyday costs are more connected than they seem.

That connection, and what it might mean for your own situation, is exactly the kind of thing we're keeping an eye on for you.


Source:

Canada's steep retaliatory tariffs on $20 billion in U.S. goods took effect just after midnight ET on Tuesday, deepening the trade war between the two countries.

10/02/2026

Friday Live: Economy Looks Shakier Then Previously Thought

09/29/2026

Putting Your Money on Two Tracks Most people heading toward retirement ask the same question: if we start drawing income from what we’ve saved, what happens to the balance? It’s not always an either/or situation. This month, we’re...

09/29/2026

Chris Rock once remarked, “You don’t pay taxes – they take taxes.” That applies not only to income, but also to capital gains.

Understanding how capital gains are taxed may help you refine your investment strategies.

09/28/2026

🏠 Higher mortgage rates are pushing some homebuyers to look for lower-cost alternatives.

The average rate for a 30-year fixed mortgage rose to 6.79%, while the average rate for a 5/1 adjustable-rate mortgage fell to 5.94%.

That gap is drawing more attention to ARMs, which made up 8% of mortgage applications last week, their highest share in five weeks.

🔑 The tradeoff is that an ARM’s rate can change later, which means the lower initial rate may come with more uncertainty down the road.

For buyers comparing mortgage options, it’s worth looking beyond the starting rate and understanding how the loan could change over time.


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Mortgage rates continue to rise, pushing some buyers to riskier, adjustable-rate loans in order to find savings. Rates are at the highest level since June 2025.

09/25/2026

HPK Friday Live: Yields Hit Highest Levels in 20 Years

09/24/2026

Have you been thinking about your extended care strategy? Someone turning 65 today has nearly a 70 percent chance of needing some type of extended care. One in three will never need it, but 20 percent will need it for longer than five...