SMB Financial Strategies

SMB Financial Strategies 💼 Financial + Investment Guidance
💰 Plan, grow & preserve wealth
🗓️ Book a free Discovery Call below! Securities offered through LPL Financial, Member SIPC

Welcome, I’m Sarin Barsoumian, CFP®, CRPC®, an independent financial advisor with LPL Financial. My top priority is to help clients make strategic financial decisions. I’ll take the time to listen and understand your goals, and help you build a plan to pursue them. My clients choose to work with me because I am honest, helpful, and a CERTIFIED FINANCIAL PLANNER™. This credential demonstrates my co

mmitment to my clients and my profession — symbolizing the integrity, knowledge and excellent service I strive to deliver. My independence affords you the benefit of personalized investment strategies. Being independent means I am free to recommend only those products and services that address my clients’ needs. Access to independent research enables me to choose investments solely on the merits of their characteristics and their suitability for your financial goals. With increasing uncertainty in today’s financial markets, these are the times when you most need independent advice. Contact me today to learn more about how I can help you pursue your financial goals. CRPC conferred by College for Financial Planning. Securities and advisory services offered through LPL Financial, A Registered Investment Advisor. Member FINRA/SIPC finra.org sipc.org

Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Happy National 5•29 Day! 🎓Saving for a child or grandchild’s future education is one of those goals that can feel overwh...
05/29/2026

Happy National 5•29 Day! 🎓

Saving for a child or grandchild’s future education is one of those goals that can feel overwhelming at first but small steps over time can make a big impact. That’s why today (5/29!) is all about bringing awareness to 529 plans and the flexibility they can offer families.

A few things many people don’t realize can qualify for tax-free 529 withdrawals:
💰 Tuition & fees
📚 Books & supplies
🏘️ Room & board (within limits)
🖥️ Apprenticeship programs
🎒 K–12 tuition (up to $10k/year)
💸 Student loan repayment for beneficiaries and siblings (up to lifetime limits)

One of the biggest updates in recent years came through SECURE 2.0 legislation, which allows unused 529 funds to potentially be rolled into a Roth IRA for the beneficiary, subject to certain rules and limits.

This added flexibility has been a meaningful change for families who worry about “what if the money doesn’t get used for college?” It can also help give younger generations an early start toward long-term financial goals.

As always, every family’s situation is different, but it’s encouraging to see more options available when it comes to saving for education and beyond.

#529

05/29/2026

Happy 35th Birthday to our amazing CSA, Kim! 🎉

From keeping everything running smoothly behind the scenes to always showing up for our clients and team with a smile, we’re so lucky to have you. Your hard work, kindness, and dedication never go unnoticed.

We hope your day is filled with lots of celebrating, laughter, and cake!!

One of the biggest compliments we can ever receive is the trust that clients place in us over the years.Being a part of ...
05/28/2026

One of the biggest compliments we can ever receive is the trust that clients place in us over the years.

Being a part of their journey through all their career changes, retirement planning, family milestones, and everything in between means the world to us. It’s not just about the accounts; it’s about people, partnerships, and relationships.

We are grateful to clients like Barry who have trusted us since 2006. 🤍

Jun Book Club Pick 📚We’re reading Attachments by Rainbow Rowell. A charming, feel-good story about connection, timing, a...
05/21/2026

Jun Book Club Pick 📚

We’re reading Attachments by Rainbow Rowell. A charming, feel-good story about connection, timing, and the unexpected ways people come into our lives. With a mix of humor, heart, and a unique storyline, this one is an easy, enjoyable summer read.

We can’t wait to dive in together. Start reading with us!

In this month’s blog, Liana takes you behind the scenes of her CFP® journey and shares how financial planning is about s...
05/20/2026

In this month’s blog, Liana takes you behind the scenes of her CFP® journey and shares how financial planning is about so much more than numbers.

From learning the technical side of planning to building meaningful relationships with clients through every stage of life, her journey has been both challenging and incredibly rewarding. As the coursework continues, one thing has become even more clear: the real value of financial planning comes from understanding people, their goals, and what matters most to them.

Read more using the link in comments✨

When it comes to saving for the future of your child, what’s your plan?🎓 Option A: 529 Plan💰 Option B: Savings account📈 ...
05/06/2026

When it comes to saving for the future of your child, what’s your plan?

🎓 Option A: 529 Plan
💰 Option B: Savings account
📈 Option C: Investment account
🤷‍♀️ Option D: “We’ll get back to that later”

No need to judge here. we’ve seen all of these approaches.

But here’s the thing:
529 plans offer tax benefits, flexibility, and the potential for long-term growth when used correctly.

And let’s be real: the cost of education (college, trade school, certifications, and more) is only going up.

If you're unsure about where to begin, you're definitely not alone. This is one of the most frequent questions we receive from families.

Celebrating 17 years with LPL! 🎉Today we celebrate Sarin’s anniversary with LPL Financial, and we are so proud of the jo...
05/04/2026

Celebrating 17 years with LPL! 🎉

Today we celebrate Sarin’s anniversary with LPL Financial, and we are so proud of the journey she has built along with the amazing network of LPL Financial advisors.

Over the years, this partnership helped support the growth of our firm, enhanced the planning we provide for our clients, and helped us continue to build something truly special. 💙

There is nothing more important to us than the trust our clients put in us, especially in these uncertain markets. 💬"Sar...
04/30/2026

There is nothing more important to us than the trust our clients put in us, especially in these uncertain markets. 💬

"Sarin stays in touch, calms my fears when there is a drop in the market, and explains things clearly..."

This is what financial planning should be like. Consistency in guidance, clear communication, and steady leadership in every market condition.

We’re thankful for clients like Sandra who have put their trust in us over the course of our journey since 2010. 💚

04/29/2026

Happy International Dance Day! 💃

This is exactly how we feel when all the Roth & SEP IRA contributions are officially DONE for the year 🙌

Not every day at SMB is markets, tax strategies, and retirement plans…

Sometimes it’s us turning on music and dancing around the office like nobody’s watching (even though… everyone is 😂)

Because after a long stretch of spreadsheets, deadlines, and contribution tracking… you have to celebrate a little.

Work hard, dance harder 🕺

Our Finovate Breakfast is happening this week, featuring our very own Catherine Valega, CFP®!Join us as she breaks down ...
04/27/2026

Our Finovate Breakfast is happening this week, featuring our very own Catherine Valega, CFP®!
Join us as she breaks down “Crack the College Cost Code: What Every Parent Needs to Know.”

Topics we will cover include:
✔️ Why people pay too much for college and how to stop it
✔️ How the real costs of college may not be what you expect
✔️ The four most important factors (PEGS) that every parent needs to consider
✔️ How you use financial aid, scholarships, and other methods to pay for it

Now that there's over $1.7 trillion in student loans, it shouldn't come as a surprise that getting a strategy is no longer optional.

Join us to become a more knowledgeable college consumer and help your child pay for their education without jeopardizing your own finances.

👉 Use the registration link in the comments or check our website for this event!

Address

1 Garfield Circle Unit 2
Burlington, MA
01803

Telephone

+17818635800

Website

https://go.oncehub.com/TeamSchedulingPage, https://linktr.ee/smbfinancialstrateg

Alerts

Be the first to know and let us send you an email when SMB Financial Strategies posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category