Sevvb

06/24/2022

MS is unpredictable! 😲 Live a life by design and not by defaults!

Think positively, but have a plan for hard days!

Canada has one of the world's highest rates of multiple sclerosis (MS), with an estimated 90,000 Canadians living with the disease. On average, 12 Canadians are diagnosed with MS every day. Most people are diagnosed with MS between the ages of 20 and 49 and the unpredictable effects of the disease will last for the rest of their lives.

60% of adults diagnosed with MS are between 20 and 49 years old. While it is most often diagnosed in adults aged 20 to 49, younger children and older adults are also diagnosed with the disease. In Canada, 43 is the average age of MS diagnosis. 75% of people in Canada living with MS are women. Women are three times more likely to be diagnosed with MS than men. ref: MS Society of Canada


I'm here to help you, and we have a solution that provides a "living benefit" when you need it, not a death benefit.

05/26/2022

The time is now.

01/24/2022

01/18/2022

Is an RRSP loan right for you?
There’s no question an RRSP loan is not the right solution for everyone. For some, a better idea than taking on additional debt is to set up an automatic RRSP contribution plan. This will ensure a portion of your pay is immediately and regularly contributed to your RRSP. While it won’t let you max out your RRSP contribution this year, it will help you gradually build up your RRSP without going into debt.

Be sure to discuss your options before committing to a loan, happy to help 💯

01/18/2022

What’s an RRSP loan?
Many Canadians struggle with making regular contributions to their registered retirement savings plans (RRSPs). They have no shortage of RRSP contribution room, just not the funds to put in their RRSPs.

But there’s a way you can play catch-up: borrow to invest. In today’s low-interest environment, an RRSP loan can work well, provided you pay it off quickly. And the beauty of an RRSP loan is that if it reduces your tax bill and results in a refund from the Canada Revenue Agency, you can then use that money to partially or entirely repay the debt.

Is it a good idea to take out a loan to contribute to your RRSP? Call me we can discuss about it 😊

12/08/2021

12/08/2021

We understand these are challenging times, and you may need to pay your balance in regular payments over a period of time. See if you can set up a payment arrangement by following these steps:

1️⃣ Calculate your monthly income and expenses

2️⃣ Determine how much you can afford to pay

3️⃣ Call us to set up your payment arrangement

4️⃣ Start your payment arrangement

For details: http://ow.ly/iVJK50H387e

11/03/2021

Do you know the different ways that you can manage your TFSA to align with your goals?

10/28/2021

Live a life by design and not by defaults!

10/19/2021

Can I re-contribute my TFSA withdrawals?

Contact me if you have questions about and .