Aviben

06/02/2026

FSA, HSA, and HRA funds can help cover a wide range of eligible medical expenses, but knowing what fits your needs best can help you get even more value from your benefits.

Take our Wellness Personality Quiz to find out your style and see how to make the most of your coverage!

Get your results in two minutes, no email required:
https://aviben.com/personality-quiz/

05/29/2026

Happy 529 Day!

529 Day is a reminder of the importance of planning ahead for education expenses and the value of long-term financial awareness for families.

At Aviben, we believe employee well-being goes beyond benefits. We help employers support employee well-being beyond just healthcare benefits by encouraging access to resources and education that help families plan for what’s ahead.

Learn more about College Savings Day here:
https://www.collegesavings.org/529day

05/20/2026

Between busy schedules, travel plans, and everyday costs, it can be easy for health expenses to add up. As temps start to rise, here are a few eligible items to consider:

• Sunscreen and aftercare essentials
• First aid kits for home, work, or travel
• Allergy relief
• Glasses, contacts, or eye exams
• Thermometers and basic health tools

Before making purchases, check your plan details to confirm eligible expenses so you can make the most of your funds.

05/14/2026

Ever heard of the triple tax advantage of an HSA?

A Health Savings Account (HSA) is a powerful benefits tool because it offers three potential tax advantages:

• Tax-deductible contributions
• Tax-free growth
• Tax-free withdrawals for qualified medical expenses

That means you can save for healthcare costs today and build toward future needs at the same time. Read about the advantage here:
https://www.fidelity.com/learning-center/smart-money/are-hsa-contributions-tax-deductible #:~:text=Health%20savings%20accounts%20(HSAs)%20offer,over%2Dthe%2Dcounter%20medications.

Health savings accounts are triple tax advantaged. Find out what that means and how having an HSA could potentially benefit you.

05/05/2026

Happy National Teacher’s Day!

Today we celebrate educators for the lasting impact they make through their dedication and commitment to student growth.

At Aviben, our work is grounded in service and integrity. We take a people-first approach, offering thoughtful, professional guidance that helps teachers better understand their benefits.

Our goal is to support them so they can stay focused on what matters most: their students.

04/28/2026

Did you know that your FSA is more than a health account?

It’s a tool to save money on everyday wellness needs. An FSA Store is an online marketplace where you can use your pre-tax dollars for eligible products, from first aid kits to ergonomic office gear.

At Aviben, we guide clients through the FSA Store so you can shop confidently and maximize every dollar.

04/23/2026

Spring is here and it’s time to tidy up your benefits menu!

SECURE 2.0 allows employers to help employees with student loan repayment matching, and Aviben handles the administration so it’s seamless. Employees can make progress on their loans while staying on track with retirement goals.

Most 401(k) plans must adopt a SECURE 2.0 amendment by December 31, 2026. Here’s what employers should expect from their 401(k) provider and when action is required.

04/16/2026

Did you know you can use a Dependent Care FSA to save on childcare or eldercare costs?

These accounts let you use pre-tax dollars for eligible expenses, reducing your taxable income. At Aviben, we help you understand contribution limits and how to plan ahead. Smart use of these accounts can mean real savings for families.

Let us guide you to make the most of what’s available.

A Dependent Care FSA (DCFSA) is a tax-advantaged account that you can use to pay for eligible dependent care expenses, like babysitting. Learn more.

04/07/2026

Happy World Health Day!

Did you know employee wellness programs aren’t just perks? They’re investments in your health and productivity.

From gym stipends to mental health support and preventive care, these benefits are designed to help you feel better, stay healthier, and even reduce healthcare costs.

When you take advantage of what’s available, you’re investing in yourself. Knowledge + action = better health outcomes.

03/26/2026

Your retirement and health accounts need a little spring refresh, too!

As we wrap up March, take 5 minutes to check these three boxes:

✅ Beneficiaries: Ensure your life insurance and retirement accounts reflect your current wishes.
✅ Contribution Levels: A small 1% increase in your 403(b) or 457(b) can make a massive difference long-term.
✅ Spending Accounts: Check your balance and plan your next HSAstore trip!

If you’re feeling overwhelmed, that’s why we’re here. At Aviben, you don’t have to navigate your benefits alone. Give us a call, talk to a real person, and let’s get your plan squared away.