Aviben

09/01/2026

What do public school teachers actually want from their retirement plans?

According to new research from the NTSA, the answer is clear: educators want choices, trusted financial guidance, and control over their future.

For school district leaders, those preferences can offer a useful perspective when evaluating how well a retirement plan is serving the people who rely on it. We took a closer look at the research and what it could mean for school districts in our latest blog post.

Read the full article and access the research report here:

When school districts evaluate their retirement plan offerings, conversations often center on compliance, administration, fees, and provider relationships. While those factors are important, there’s one perspective that deserves special attention: the educators themselves.

08/26/2026

When using an HSA or FSA benefits card for the first time, you may be wondering how it works and what purchases are eligible.

Here are a few things to know about using your benefits card:

1. Your benefits card works like a debit card.
When you use it for eligible expenses at approved retailers, funds are typically pulled directly from your tax-free account, helping simplify the payment process.

2. Some eligible expenses may be automatically identified at checkout.
Depending on the retailer and available systems, eligible purchases may be processed separately from non-eligible items. If a purchase is not eligible, you may need to use another form of payment.

3. Keep your receipts.
Even when a benefits card makes payments easier, it’s important to save documentation for eligible expenses in case verification is needed.

Understanding how your HSA or FSA works can help you make the most of your benefits.

08/18/2026

Back-to-school season means checking off school supply lists, updating schedules, and making sure your child is ready for the year ahead. With August being Children’s Eye Health and Safety Month, it’s also a great time to schedule an annual eye exam.

Good vision plays an important role in the classroom. From reading the whiteboard to focusing on assignments, clear eyesight can have a real impact on a child's learning experience.

If your benefits include vision coverage, an FSA, or an HSA, you may be able to use those funds toward eligible expenses like eye exams, prescription glasses, or contact lenses.

If you’re not sure what qualifies, the FSA Store is a great resource for exploring eligible vision products and expenses.

Learn more here: https://fsastore.com/

08/13/2026

The first few weeks of a new school year are busy enough without adding benefits questions, enrollment issues, and administrative paperwork to your to-do list.

That's where Aviben comes in.

Our team works behind the scenes to handle benefit administration, answer participant questions, process claims, and support your employees so your HR staff can spend less time troubleshooting benefits and more time supporting the people who keep your district running. It's one less thing to worry about during one of the busiest seasons of the year.

Learn more about how Aviben supports school districts: https://aviben.com/

08/03/2026

Life doesn't always go according to plan, and sometimes employees need access to their retirement savings sooner than expected. Recent SECURE 2.0 provisions introduced additional distribution options that may give participants more flexibility during certain financial hardships, while helping employers build retirement plans that better support today's workforce.

For plan sponsors, understanding these options is about more than staying current with legislation. It's an opportunity to create a retirement plan that reflects the realities employees face throughout their careers and to communicate those benefits in a way that's clear and easy to understand.

If you're exploring ways to strengthen your 403(b) plan, our latest blog takes a closer look at how distribution flexibility can support both employers and employees.

Read the full article here:

A recent article in Plan Sponsor highlights the reality that more and more retirement plan participants are seeking to tap their retirement accounts to address financial emergencies. According to the article:

07/29/2026

Many employees know that healthcare savings options like HRAs, FSAs, and HSAs can help reduce out-of-pocket costs, but choosing the right one isn’t always straightforward.

Aviben’s online calculator makes it easier to compare account types, estimate potential tax advantages, and better understand how your benefits align with your financial goals.

A few minutes of review today can support more informed benefits decisions tomorrow.

07/20/2026

When life changes, your benefits may need to change too.

Certain events such as getting married, welcoming a child, or losing other health coverage may allow you to update your benefits outside of the annual Open Enrollment period. Understanding your options early can help ensure you and your family maintain the coverage you need.

Learn more about Qualifying Life Events:

Learn about qualifying life events by reviewing the definition in the HealthCare.gov Glossary.

07/15/2026

HSA limits are increasing in 2027!

The IRS has announced higher contribution limits, giving individuals and families even more opportunity to save for healthcare expenses tax-advantaged:

• Self-only HSA limit: $4,500 (+$100 from 2026)
• Family HSA limit: $9,000 (+$250 from 2026)

HDHP deductible and out-of-pocket limits are also increasing for 2027.

Now is a great time for employers and employees to review their benefits strategy and maximize HSA savings opportunities.

07/10/2026

In this short video, we explain what makes a claim complete and why claims may be denied.

Claims need more than a receipt. They need details: Who, What, Where, When, and Why. Itemization is key to getting claims approved.

Questions on a Claim? Aviben is here to help.

07/07/2026

In recognition of National UV Safety Month, it’s a good reminder that sun exposure is often cumulative, and prevention matters most.

Using sunscreen, seeking shade, and protecting your eyes from UV exposure are simple steps that can support long-term wellness.

As summer continues, reviewing your Flexible Spending Account (FSA) may help you take advantage of eligible preventive and wellness-related expenses.

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