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The First Step: Getting Pre-Approved for a Mortgage [INFOGRAPHIC]If you’re looking to buy a home in 2024, getting pre-ap...
03/02/2024

The First Step: Getting Pre-Approved for a Mortgage [INFOGRAPHIC]

If you’re looking to buy a home in 2024, getting pre-approved is a key piece of the puzzle. Mortgage pre-approval means a lender checks your finances and decides how much you’re qualified to borrow. As more buyers re-enter the market, it’ll help you make a strong offer that stands out from the crowd. Talk to a trusted professional to learn more and begin your homebuying process today.



Brought to you by:
Christopher Shearer Real Estate
Carmel, CA 93923
www.christophershearerrealestate.com
DRE #02062657

If you’re looking to buy a home in 2024, getting pre-approved is a key piece of the puzzle. Mortgage pre-approval means a lender checks your finances and decides how much you’re qualified to borrow.

Why We Aren't Headed for a Housing CrashIf you’re holding out hope that the housing market is going to crash and bring h...
03/01/2024

Why We Aren't Headed for a Housing Crash

If you’re holding out hope that the housing market is going to crash and bring home prices back down, here’s a look at what the data shows. And spoiler alert: that’s not in the cards. Instead, experts say home prices are going to keep going up.

Today’s market is very different than it was before the housing crash in 2008. Here’s why.

It’s Harder To Get a Loan Now – and That’s Actually a Good Thing

It was much easier to get a home loan during the lead-up to the 2008 housing crisis than it is today. Back then, banks had different lending standards, making it easy for just about anyone to qualify for a home loan or refinance an existing one.

There Are Far Fewer Homes for Sale Today, so...



Brought to you by:
Christopher Shearer Real Estate
Carmel, CA 93923
www.christophershearerrealestate.com
DRE #02062657

If you’re holding out hope that the housing market is going to crash and bring home prices back down, here’s a look at what the data shows.

Your home should be your sanctuary, your safe place, your soft spot to land. That said, we want to help you find the hom...
02/29/2024

Your home should be your sanctuary, your safe place, your soft spot to land.

That said, we want to help you find the home of your dreams. So send us a message or give us a call so we can get started ❤️

Thinking about selling your house? Today’s market gives you two great opportunities. First, since inventory is up a litt...
02/29/2024

Thinking about selling your house? Today’s market gives you two great opportunities. First, since inventory is up a little bit compared to last year, you’ll have more options for your next home. Second, since there still aren’t enough homes to meet demand, your house will stand out to buyers. When you’re ready to make a move, DM me to chat.



Brought to you by:
Christopher Shearer Real Estate
Carmel, CA 93923
www.christophershearerrealestate.com
DRE #02062657

If you’re considering moving, here’s something you’ll want to know. Homes are selling faster than they normally do, larg...
02/28/2024

If you’re considering moving, here’s something you’ll want to know. Homes are selling faster than they normally do, largely because there aren’t enough for sale. And with a growing number of buyers searching for their next home, competition is up, resulting in quicker sales. Let's chat about how to get your home on the market and in front of these eager buyers.



Brought to you by:
Christopher Shearer Real Estate
Carmel, CA 93923
www.christophershearerrealestate.com
DRE #02062657

02/28/2024

The realm of real estate is rife with misconception.

We’re here to simplify the process for you 😃

We are proud to offer our real estate services to you. Whether it’s helping you get your house on the market, finding the home of your dreams, or answering your pressing property questions.

Just send us an email or leave a comment down below and we’ll be happy to assist you in everything real estate 😃

Why Today’s Housing Supply Is a Sweet Spot for SellersWondering if it still makes sense to sell your house right now? Th...
02/27/2024

Why Today’s Housing Supply Is a Sweet Spot for Sellers

Wondering if it still makes sense to sell your house right now? The short answer is, yes. And if you look at the current number of homes for sale, you’ll see two reasons why.

1. You Have More Options for Your Move
Are you thinking about selling because your current house is too big, too small, or because your needs have changed? If so, the year-over-year growth gives you more options for your home search. That means it may be less of a challenge to find what you’re looking for.
So, if you were holding off on selling because you were worried you weren’t going to find a home you like, this may be just the good news you needed. Partnering with a local real estate professional can...



Brought to you by:
Christopher Shearer Real Estate
Carmel, CA 93923
www.christophershearerrealestate.com
DRE #02062657

Wondering if it still makes sense to sell your house right now?

The Truth About Down PaymentsIf you’re planning to buy your first home, saving up for all the costs involved can feel da...
02/26/2024

The Truth About Down Payments

If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case.

Unless specified by your loan type or lender, it’s typically not required to put 20% down. That means you could be closer to your homebuying dream than you realize.

According to the National Association of Realtors (NAR), the median down payment hasn’t been over 20% since 2005. In fact, for all homebuyers today it’s only 15%. And it’s even lower for first-time homebuyers at just 8%.

The big takeaway? You may not need to save as...



Brought to you by:
Christopher Shearer Real Estate
Carmel, CA 93923
www.christophershearerrealestate.com
DRE #02062657

If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment.

For all the fellow real estate experts out there…Please, tell us: What do you love most about the industry?
02/25/2024

For all the fellow real estate experts out there…

Please, tell us:

What do you love most about the industry?

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100 Clock Tower Place, Suite 120
Carmel Valley, CA
93923

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