Sanchez Compliance & Consulting

06/05/2026

Q: If an income source is non-taxable under local or state laws (such as the One Big Beautiful Bill Act in Texas), can we exclude it from a household's LIHTC eligibility calculation?

A: No. This is a critical audit red flag. You must never assume that "non-taxable" income equals "non-countable" income for housing eligibility.

While local legislation may change how certain income—like overtime—is taxed for employees, HUD income inclusion rules have not changed. To protect your property from immediate audit findings, you must always cross-reference internal payroll data against specific federal HUD guidelines rather than relying on local tax-exempt statuses.

Read more here: https://www.sanchezcompliance.com/2026-income-rent-limits/

06/04/2026

A line on a paystub that looks harmless could create a compliance problem in 2026.

With the new overtime tax treatment under the One Big Beautiful Bill Act, affordable housing teams need to be especially careful when calculating household income for LIHTC eligibility.

✓ Why relying on taxable gross wages alone can create compliance issues
✓ The 2026 paystub trap compliance teams need to understand
✓ How qualified overtime affects LIHTC income calculations
✓ Why Box 12 Code TT matters during file reviews
✓ Best practices for staying audit-ready before problems surface

The biggest risk isn't the rule change itself. It's assuming payroll tax treatment and LIHTC income rules are the same thing.

For owners, agents, compliance teams, and site staff, this is one update worth understanding before your next certification lands on your desk.

Read the full article here:
https://www.sanchezcompliance.com/2026-lihtc-income-calculation-2/

The ‘No Tax on Overtime’ Trap: Proper 2026 LIHTC Income Calculation by Juanita Sanchez | Uncategorized If you work in affordable housing, 2026 LIHTC Income Calculation just got a lot more important. A payroll change tied to the One Big Beautiful Bill Act is already changing what you see on payst...

06/02/2026

June is here, and with it comes longer days, fresh energy, and new opportunities to shine. ☀️
In the affordable housing world, summer also means preparation season. With the June 15 deadline for implementing 2026 Income & Rent Limits quickly approaching, now is the perfect time to review policies, train teams, and stay ahead of compliance updates.
A little preparation today creates smoother audits tomorrow.

06/02/2026

Important Dates and trainings this June:
6/2 2-3pm Public hearing on Draft 2026 Regional Allocation Formula Methodology, Stephen F. Austin Building, 1700 Congress Avenue, Room 172, Austin, TX
6/3 2-5pm TDHCA Governing Board Rules Committee, Dewitt C. Greer State Highway Building, Williamson Board Room, 125 E. 11th Street, Austin, TX
6/3 10:30am-12:30pm Texas Interagency Council for the Homeless meeting, 221 E. 11th Street, Conference Room 116, Austin, TX
6/4 9:30-10am TDHCA Governing Board- Audit and Finance Committee, Dewitt C. Greer State Highway Building, Williamson Board Room, 125 E. 11th Street, Austin, TX
6/4 10am-2pm TDHCA Governing Board Meeting, Dewitt C. Greer State Highway Building, Williamson Board Room, 125 E. 11th Street, Austin, TX
6/12 9-11:30am TDHCA Office Hours and HOME-ARP and Unit Status Report Training, https://register.gotowebinar.com/ /1279066728173919838
6/15 Deadline to implement the 2026 Income Rent Limits
6/15 Last day for public comment: Draft 2026 Regional Allocation Formula Methodology https://www.tdhca.texas.gov/tdhca-public-comment-center
6/22 Last day for public comment: TDHCA releases Rule 10 TAC Section 10.625 Events of Noncompliance https://www.tdhca.texas.gov/tdhca-public-comment-center

05/29/2026

Q: A tenant gets a monthly gift from a family member. Do I include that?

A: Yes—regular contributions from friends or family count as unearned income. If it’s consistent and expected to continue, you must include it. I’ve reviewed many files where this was missed because it wasn’t “official.” If it’s regular and recurring, it counts.

05/25/2026

"Our nation owes a debt to its fallen heroes that we can never fully repay." – Barack Obama

This Memorial Day, we pause to honor and remember those who made the ultimate sacrifice for our freedom.

Their courage reminds us that service, integrity, and commitment matter—values we carry into our work every day. Whether serving residents, communities, or each other, we lead with purpose because of those who served before us.

Today, we remember. And we recommit to doing meaningful work that makes a difference.

05/22/2026

Q: Do I need to verify food stamps (SNAP benefits) as unearned income?

A: No—SNAP benefits are not included in household income under HUD rules. I always remind new staff: not all benefits count. But you can still collect the information in case there are other cash benefits also being received which is counted as income.

05/20/2026

I was more than qualified for the job, but the moment I walked into the interview, I was judged; not on my resume, but on my hair. 💁🏽‍♀️

The interviewer looked me up and down and asked if this was how I looked every day. It was awful, and I knew right then it wasn’t the place for me. When they called to offer me the position, I did something I’ll never regret: I said no.

I told them exactly why; that their interviewer made me feel uncomfortable and judged. Because I spoke up, that company took action and made a change. We should always be judged on our merits and the work we do, never on our style. Stand your ground; your worth isn't up for negotiation.

Watch/listen to the full podcast here:

LinkedIn: https://www.linkedin.com/events/faith-resilience-redefiningaffo7426699378322599937/

YouTube: https://www.youtube.com/live/3KjiMS0EZc4?si=eJWkA6qbMAZBu1jv

05/18/2026

"Excellence is the gradual result of always striving to do better." – Pat Riley

Great compliance programs aren’t built overnight—they’re built file by file, audit by audit, improvement by improvement.

If you’re putting in the effort to learn, refine, and grow, you’re already on the path to excellence.

What’s one thing you’ve improved in your process recently?

05/18/2026

If you manage affordable housing properties, the new 2026 income and rent limits are more than just updated numbers… they directly impact compliance, resident qualifications, and your next audit.

With the June 15 implementation deadline approaching, even small mistakes can create major headaches later. This guide breaks down what property managers need to verify, common compliance traps to avoid, and how to stay ahead before reviews begin.

✓ What the 45-day rule actually requires
✓ Common mistakes properties make during implementation
✓ Why “non-taxable” income can still count for HUD eligibility
✓ High-risk areas auditors are watching in 2026
✓ How layered funding can complicate compliance fast

A little preparation now can save a lot of stress later.

Read the full post here
https://www.sanchezcompliance.com/2026-income-rent-limits/