Michael King-Hernandez - Home Loans

Name: Michael King-Hernandez - Home Loans
Address: 2701 E Insight Way, Suite 150, Chandler, AZ, 85286, US
Telephone: +16199441137

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Michael King-Hernandez - Home Loans

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🥇-Your prefered Mortgage Broker
🏡-Team licensed in 49 states
👔-NMLS #1993915
get-me-approved.com

10/23/2026

Buying a home is one thing. Taking care of it is another!

I see people compare their homes to the one down the street that just sold for more, but sometimes they forget about everything that went into that house.

The fresh paint, updated bathrooms, regular maintenance… it all adds up.

Owning a home isn't just about making your mortgage payment. It's about taking care of what you've invested in.

What's one upgrade you've made to your home that was totally worth it? 👇

10/22/2026

Just Refinanced in Glendale, AZ!

This is one of my favorite parts of what I do, getting to help clients beyond their first closing.

We originally helped this homeowner purchase with down payment assistance, and now we’ve refinanced into a more favorable long-term rate.

Because getting you into a home is just the beginning. As your life and the market change, your mortgage options can too.

Congratulations on this next milestone! 👏

Haven’t reviewed your mortgage in a while? Give me a call. Let’s see if refinancing could make sense for you.

10/15/2026

There’s a lot of mortgage advice out there, and not all of it is true. 👀

I’ve seen too many buyers hold themselves back because of something they heard or assumed.

Before you rule yourself out, get the facts. You might have more options than you think.

10/10/2026

🏡 Thinking about buying your next home but not ready to let go of your current one? You might not have to!

Depending on your financial situation, you may be able to turn your current home into a rental property while purchasing your next one.

Of course, there are a few things to consider, like your existing mortgage, rental income, and how you qualify for the new loan.
Sometimes your next move doesn't have to mean selling your last one.

📲 Wondering if this could work for you? Give me a call. Let's run the numbers and see what your options look like!

10/05/2026

I’ve seen buyers start looking at homes before they really know their numbers, and that’s usually when the stress kicks in.

Before you start shopping, talk to your lender. Know your payment, understand your budget, and figure out what actually feels comfortable for you.

Thinking about buying? Let’s figure out the numbers before you start looking

10/01/2026

🏡 Just Funded!

Another physician officially in their new home!

Medical professionals often have a financial picture that looks a little different, which is why having a loan program designed with physicians in mind can make such a difference.

We found the right structure for this buyer and got it to the closing table. Always a great feeling getting to be part of moments like this.

Congratulations on the new home!

📲 If you’re a physician thinking about buying a home, give me a call. I’d be happy to walk you through your options.

09/29/2026

Depending on the buyer and the loan, a seller credit could potentially help with closing costs or even create a more manageable monthly payment, sometimes making a bigger difference than simply lowering the purchase price.

Every deal is different, so let’s look at the numbers and see what actually benefits your buyer most.

📲 Have a scenario you want to run by me? Give me a call. I’m always happy to be a resource.

09/23/2026

If you’re self-employed and take a lot of write-offs, you may have been told qualifying for a mortgage is going to be tough.

That doesn’t always mean you’re out of options.

There are legitimate loan programs designed for borrowers whose finances don’t fit neatly into the conventional box. Sometimes it’s just about knowing what options are available and finding the one that actually fits your situation.

📩 If you’ve been told you don’t qualify, let’s take another look.

09/21/2026

🏡 Just Funded!

This one was all about structuring the loan with the first year in mind. We used a 1-0 temporary rate buydown, giving the buyer a reduced interest rate, and lower monthly payment, for the first year while settling into the new home.

Sometimes it’s not just about getting the loan. It’s about structuring it in a way that makes sense for you.

Another one funded. Congratulations to our buyer!

📲 Curious if a temporary buydown could make sense for your next purchase? Give me a call and let’s run the numbers.

09/10/2026

Realtors, your lender should feel like part of your team, not another person you have to chase down.

Clear communication, quick answers, and staying ahead of the details can make the entire process smoother for you and your buyers.

📲 Have a buyer scenario you want to talk through? Give me a call. I’m always happy to be a resource.

Address

2701 E Insight Way, Suite 150
Chandler, AZ
85286

Telephone

+16199441137

Website

http://Get.Me.Approved.Com/

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