J. Ross Writing LLC

08/06/2021

Why pay someone else when you can fix your own credit and your family members?
Click the link below!

This guide is designed to show you how to dispute negative and derogatory items off of your credit report. This is the method that I have personally used successfully for over 6 years on my own personal credit as well as countless others. This is a straightforward, comprehensive, Do It Yourself Guid...

08/03/2021

Why You Should Add Your Children As Authorized Users On Your Credit Cards! 🎯💳
Contact me today to get added or to have your children added!
📲843-212-6413

07/08/2021

📍 Are you looking to become a homeowner but don't know where to start?
📍 Are you looking to upgrade?
📍 Have you been thinking about selling your home but don't really know it's value in our current market?
📍 Do you have challenged credit?
Let me help you out!

My name is J.R with Excel Real Estate in Charleston, J.R. Eady Real Estate. I'm a realtor and I also restore credit for people throughout South Carolina.

I would love to help you get qualified and into the home of your dreams. If you are looking to sell your home and upgrade, I can assist you with getting the best value for your home.
If you have issues with your credit, I offer a couple of options to bring your scores up to qualify. I have gotten several clients qualified for a home loan in less than 4 months and even as little as 30 days or less. My experience has given me insight on the requirements and the quickest way to get there.
I do charge for these services.

The first thing I would need to do is check your credit to figure out the best course of action.
I have my clients sign up with Experian.com. It's $1.

I look forward to hearing from you. Please feel free to check out my reviews,: https://www.facebook.com/pg/Jayrwisdom/reviews/?ref=page_internal

J.R. Eady
REALTOR®
Excel Real Estate
https://calendly.com/jrosscredit

07/08/2021

🚨 NEW CREDIT REPAIR OPTIONS 🚨

$50 ✅ Option 1 | I provide you with easy to follow dispute letters and how to fill them out so you can do it yourself.

$150 ✅ Option 2 | I complete the dispute letters for you and email them to you. You just have to mail them out.

$250 ✅ Option 3 | I complete the dispute letters and mail them out for you. I charge $100 if you would like for me to file another round of disputes afterwards.

🚨Late payments on open accounts CANNOT be removed!
🚨I CANNOT remove open loans or credit cards either.
There is no auto pay or contract with me.
You pay as you go until you're satisfied.
You get results within 3-6 weeks along with optional credit building and guidance. All results come to you personally. I DO NOT RECEIVE YOUR RESULTS.
🚨I DO NOT MONITOR YOUR CREDIT!!! That is a personal responsibility of YOURS.

I also offer tradelines to help boost your score if you are interested. If you are not sure where to start, I charge $50 for a consultation to review your credit report to determine the best course of action.
To learn more or get a quote, go to calendly.com/jrosscredit or J. Ross Writing LLC on Facebook, or text 843-212-6413.
I am VERIFIED on Facebook and Google. ✔

J.R. Eady
REALTOR®
Excel Real Estate

07/08/2021

What are AUTHORIZED USER TRADELINES ? 💳

How do they work?
By adding you as an authorized user to a seasoned tradeline, allowing you to “piggyback” off of the account in good standing. This is possible because creditors will provide credit bureaus the entire account history on any given tradeline for an authorized user.
FICO® digests this newly added credit and recalculates your score with drastic improvements.

The issuing bank reports the positive credit history including the age of the account, the limit of the tradeline and the positive payment history to Experian, TransUnion and/or Equifax. The payment history, age, and limit have direct impact on the FICO credit score model which impacts your utilization ratio, average credit age and payment history.

FOR EXAMPLE:
Imagine what will happen when you add $20,000 of available credit with perfect payment history of 10 years to your credit file? Your credit score will increase dramatically almost overnight!

I offer this service starting at $250. Tradelines will remain ACTIVE on your credit report for 3 Billing cycles. After that, should you choose to extend, you will be billed every 3 billing cycles. Should you choose not to extend, the account will go into a CLOSED status but will remain on your credit report for 7 years.

https://calendly.com/jrosscredit

06/22/2021

🚨 NEW GAMECHANGER 🚨
Updated HUD Guidelines For Homebuyers With Student Loans! 🏡

Contact me today to start your journey to homeownership!
J.R. Eady
REALTOR®
Excel Real Estate
📲 843-212-6413
🗓 https://calendly.com/jrosscredit

06/22/2021

I haven't been putting in the effort that I should on this channel but regardless today I hit that coveted milestone. This is my 3rd YouTube channel and anyone that knows YouTube knows that 1K Subs is the first hurdle to get over in terms of monetization! So WTBS, if you are looking to get exclusive content on credit, jobs, gigs, hustles, homeownership, and other financial advice, click the link and subscribe to my channel. It's FREE! 👇🏽🎯
www.youtube.com/c/thehustlersapprentice

06/15/2021

It's a seller's market and it's almost summertime!
If you're interested in finding out the estimated value of your home in this market, click the link! 👇🏽

Welcome to my scheduling page. Please follow the instructions to add an event to my calendar.

06/08/2021

https://youtu.be/YCgGYG8M_LM

Easy Preapproval Cashback Credit Builder Card! | Petal Credit Cardhttps://www.petalcard.com/📚Pick up a copy of my books here: https://www.jrosswriting.com/...