Alternative Lending Insider

Alternative Lending Insider Edward Moda: NEXA Mortgage, Senior (MLO). I am a mortgage broker

After completing a 27 years as a Senior Mainframe Software Engineer, I’ve officially returned to my roots; back in the mortgage world as a Loan Officer with NEXA Mortgage specializing in Alternative Produc.ts.

08/13/2026

· BRIDGE, REHAB & GROUND UP PROGRAM ·

✅ SFR, 2 to 4 Units, Multifamily (Up to 20 Units)

✅ Bridge, Light/Heavy Rehab, Ground Up Construction

✅ 1st Mortgage

✅ $400k to $15MM Loan Amount

✅ Up to 80% LTV / 90% LTC, up to 85% LTC over $2MM.

✅ 6 to 24 Month Terms, Interest Only

✅ (Investment Properties Only)

08/13/2026

· DSCR LOAN CRITERIA ·

✅ SFR, Condos, 2 to 4 Units, Multifamily, Mixed Use

✅ 1st Mortgage

✅ $400k to $3.0MM Loan Amount

✅ Up to 80% LTV

✅ 0.75x Minimum DSCR

✅ Fully Amortizing or Interest Only

✅ (Investment Properties Only)

08/13/2026

· PRIVATE MONEY LOAN CRITERIA · No Appraisal ·

✅ SFR, 2 to 4 Units, Multifamily, Retail, Industrial

✅ No Appraisal Needed

✅ 1st Mortgage

✅ $400k to $1.5MM Loan Amount

✅ Up to $20.0MM in California

✅ Up to 65% LTV

✅ 12 to 18 Month Term

✅ 5 Day Closings

✅ (Investment Properties Only)

05/18/2026

We can lend in most states.

05/14/2026
05/14/2026

Check out BANKROLL’S Industry-Leading Features:
Your business is always evolving. Wouldn’t it be great to have access to a financial product with the flexibility to evolve with it? Now you do! Our new Revolving Line of Credit - BANKROLL provides the MAX loan approval, a fixed loan term up to 36 months, and a fixed weekly payment – plus the flexibility to pay down or borrow additional funds on an unlimited basis! With Bankroll you only pay for what you use and you’re in complete control based on your unique business needs that may change over time! And…Bankroll provides early payoffs without penalty anytime during the loan!

Check out BANKROLL’S Industry-Leading Features:
• Max approval amounts up to $1,500,000 with minimum initial draw of only $5,000
• Max amortizing term up to 36 months with low, fixed weekly payments
• A revolving period up to 1 year (52 weeks)
• Unlimited draws of $5,000 or more during the revolving period
• Unlimited partial principal paydowns of $5,000 or more during revolving period
• Every payment made and partial principal paydown frees up line availability
• Finance charges accrue and are collected weekly
• Closing points only charged on cash out
• Pay off or pay down with no penalties, maintenance fees or prepayment fees

Send a message to learn more

05/14/2026

We Love financing Restaurants!
Your Restaurant business is always evolving. Wouldn’t it be great to have access to a financial product with the flexibility to evolve with it?

Now you do! BANKROLL: Our new Revolving Line of Credit.

BANKROLL provides the MAX loan approval, a fixed loan term up to 36 months, and a fixed weekly payment – plus the flexibility to pay down or borrow additional funds on an unlimited basis! With Bankroll you only pay for what you use and you’re in complete control based on your unique business needs that may change over time! And, Bankroll provides early payoffs without penalty anytime during the loan!

Send a message to learn more

05/07/2026

“Cash Flow Is Oxygen”
-Revenue is important.
-Profit matters.
-But cash flow is oxygen...

A profitable business can still struggle if working capital dries up at the wrong time. Smart operators don’t wait for emergencies. They secure access to capital BEFORE they need it.

Send a message to learn more

05/07/2026

Ever notice how opportunities never wait for bank approvals?
A restaurant owner doesn’t have 3 months to wait when:
✅ equipment breaks
✅ inventory is needed
✅ expansion space opens up
✅ cash flow tightens
Fast business funding can be the difference between surviving and growing.

Send a message to learn more

Address

Empowered By NEXA Mortgage: 126 Lango Avenue, Ste 101
Charleston, SC
29407

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