10/15/2026
FUNDED: $2.1M SBA 7(a). A Chicago healthcare practice now owns its building. 100% financed, zero out of pocket, under 90 days from first call to funding.
This was not a simple file. Three companies moving money between them. A $1.3M loan from family on the books. An inspection that flagged roof problems. An environmental review that needed a second, deeper round. And a hard deadline, because the landlord had a buyer waiting and the owner had 30 days to claim his right to purchase first.
He came to us asking for a 504 loan because that is what the internet recommends for buying your building. On paper it fit. Against his real finances, the required down payment would have drained half his cash the day he closed. The 7(a) at 100% financing kept every dollar in the business.
We organized his three companies into one clear picture, answered the lender’s questions before they came up, and had a loan offer in his hands within 48 hours. He bought the building before the deadline knowing exactly what his rate would be, and turned $213K a year in rent into $156K a year in loan payments on a property he now owns.
Complicated deals are where the right match matters most. The obvious lender was not the right one for this file.
What deadline is forcing your next money decision?
