Lynnay's Financial Services, LLC

Lynnay's Financial Services, LLC Financial Services With Honesty & Integrity. Serving individuals & small business.

01/27/2026

πŸ“’ TAX ADVANCE PSA πŸ“’

Attention: ALL Tax Clients πŸ‘€πŸ‘‡πŸΎ

Tax Advance approval rules have changed now to In-Season guidelines. Banks will NOT review a tax advance application until the tax return is ACCEPTED by the IRS ⏳

This means:
βœ”οΈ E-filed is NOT enough
βœ”οΈ Acknowledgement is NOT enough
βœ”οΈ IRS ACCEPTANCE is REQUIRED

Once the IRS accepts the return, then the banks reviews applications for loan approval πŸ’Έ

This slows things down a bit, but it cuts down on fraud, protects refunds, and keeps everyone compliant πŸ‘πŸΎ

Delays isn’t on the preparer; constantly calling will not speed up the process.

IRS ACCEPTANCE FIRST; BANK APPROVALS SECOND!!πŸ’―

01/15/2026

I want to thank a fellow Tax Pro who originally posted this and allowed me to borrow it! Let me add price and fees at this cost is most likely for business returns and/or someone who files a complex return. Some of y'all want to be telling people what they should be charging for their services, when you don't have to use that person's services. If you don't want to pay the Tax Pro's fees, you ALWAYS have the choice to go to someone else OR prepare your own taxes.

🚨 YES A TAX RETURN CAN LEGALLY COST $1,000+
🚨 NO THAT DOES NOT MAKE IT A SCAM

Before the internet gets loud and wrong, let’s be clear πŸ“’

🧾 The IRS does NOT cap tax preparation fees
❌ There is no law saying a return must cost $200, $300, or what someone else paid

πŸ’‘ Tax preparation fees are based on:
πŸ“Œ Complexity of the return
⏱️ Time required
⚠️ Risk assumed
πŸŽ“ Experience & expertise
🏒 Business / self-employment filings
πŸ’³ Credits claimed
πŸ“‹ Compliance & due diligence
πŸ” Audit exposure
πŸ›‘οΈ Legal liability the preparer takes on

πŸ‘‰πŸ½ A basic W-2 with no dependents β‰ 
πŸ‘‰πŸ½ Multiple incomes, self-employment, credit eligibility, reconciliations, transcripts, and compliance reviews

⚠️ The same people questioning professional fees
are often the first ones panicking when:
🚩 The IRS audits the return
⏸️ Refunds are frozen or delayed
↩️ Credits are reversed
πŸ’Έ Or thousands are owed back

πŸ’¬ Low-cost preparation often leads to high-cost problems

πŸ“Œ You’re not paying for a number on a screen
You’re paying for:
βœ… Accuracy
πŸ“‘ Documentation
πŸ“ Compliance
🧠 Experience
πŸ“¬ And a preparer who stands behind the work when IRS letters show up

πŸ’Ž All returns are NOT the same
πŸ’Ž All preparers are NOT equal
πŸ’Ž And all money is NOT good money

If you’re looking for cheap there are options
If you’re looking for CORRECT choose wisely ✨

🎯 Education over drama
🎯 Facts over feelings

β€” Tax Pro Talk

Address

Chesapeake, VA
23324

Opening Hours

Monday 10am - 7pm
Tuesday 10am - 7pm
Wednesday 10am - 7pm
Thursday 10am - 7pm
Friday 10am - 7pm
Saturday 10am - 5pm

Telephone

+16783798281

Website

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