Morry Sochat

11/01/2024

Can't find a home that has it all? Find a home that has the potential! New HUD guidelines allow you to finance your home purchase plus $75,000 to make it exactly what you want. Let's talk about a pre-approval.

10/24/2024

We suggest that a powerful application of seller credits is for long-term financial success by lowering your interest rate.

10/16/2024

The average 30-year rate has dropped by around 1.5% since this time last year! If you bought a home in 2023 or before Spring of this year, you might want to start thinking about a refinance. I'll help you get everything organized and approved so you're ready to start saving as soon as the market makes sense for you.

10/08/2024

It was a great time performing at United Home Loans' 2024 Oktoberfest last week! You have to love a mortgage lender that hosts opportunities for real estate professionals to take a break from the hectic market and celebrate a good time with live music!

09/20/2024

A guaranteed pre-approval means you already have a fully-underwritten loan in hand, assuring sellers that your financing is secure. In the eyes of a seller, it doesn't get much better than that.

09/12/2024

It doesn't take much to establish the seed of property ownership and, with the partnership of an experienced owner/manager/mortgage banker, that seed will grow into a healthy tree to shade you with financial stability.

09/04/2024

The answer to your student debt challenges could be right above your head. New rules make it more affordable to use the equity in your home to pay off your student loans! If you currently have high-interest loans, let's talk. (773) 454-6367

08/27/2024

When it comes to real estate, I believe in financial education and creativity. But there's one more important thing... Gut instinct. Find a home that makes you smile, make a decision that you feel like celebrating, and do nothing but enjoy your journey to the closing table because you know you're getting exactly what you want. There's more to a mortgage than meets the eye!

08/13/2024

Thank you everyone for all of the birthday love!!! 56 years young. I can’t wait for what lies ahead!

07/23/2024

Every once in a while it's good to go back to the very basics. Whether you're a first-time buyer or a long-time homeowner ready for the next step, let's review what you need to know outside of the complexities of loan programs and numbers.

Following these key pieces of advice for first time home buyers will ensure you get to the closing table without a hitch.

07/10/2024

Deep roots equals big fruits. You can start small with your first home purchase and work your way up to your dream home over time without ever selling your previous properties. Want to know how? I'm here to talk.

06/27/2024

With a minimal down payment you could buy your first home and become a property investor in one fell swoop. Owner-occupied investment properties are a great way to get started on a real estate portfolio. Here's how it works...

>You live in one of the units and rent out the rest.
>The rental income could be almost enough (or plenty in some cases) to cover your mortgage payment.
>When you're ready to upsize, hold onto your building and rent out all the units for maximum income.

It's affordable, lucrative, and wise to consider an owner-occupied investment property. I'm here to talk about it!

The minimum down payment for a residential multi-unit property is 5%. This includes 2-,3-, and 4-unit properties in which one of the units is owner-occupied.