Halo Financial Solutions, LLC

Name: Halo Financial Solutions, LLC
Address: Chicago, IL, US
Telephone: +17735017796

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United States
Chicago, IL
Halo Financial Solutions, LLC

We strive to educate, empower, and support the development of positive habits to obtain financial freedom and generational wealth.

09/26/2024

I hope this helps someone when it comes to credit

🗣️📣Focus MORE on your credit profile instead of the score ❗️

WHY⁉️ Most people do NOT understand how a credit score is determined and what is considered a good credit profile. This is why someone with a 700 credit score and a thin credit profile can be denied credit compared to someone with a 630 with a strong credit profile.

🔥 FICO credit score ranges from 300-850

🔥 MOST people don't UNDERSTAND that 550 of your CREDIT points YOU AND ONLY YOU CONTROL‼️

⬇️Break it down for you ⬇️

35% Payment History 192.5pts 🚨🚨🚨
30% Credit Utilization 165pts 🚨🚨🚨
15% Credit Age 82.5pts
10% Inquries 55pts
10% Credit Mix 55pts

Pay close attention to the top two. Maximizing on those two gives you a total of 357.5 points!!! No late payments in the last two years and maintaining a credit utilization of less than 30% would give you a score in the 600s EASY!

Hope this is helpful to someone ,

credit goals in 2024 🆙🔝📈

Remember you can BOUNCE BACK from ANY CREDIT situation 💯

06/26/2022

First step to creating generational wealth is putting your kids in a position to win EARLY!! Teach them what you learned late. 🎯

Such an AWESOME event…. Thank you so much Shara Blackmon for giving me the opportunity to speak and instill some knowledge and wisdom into our future gems. You are doing an amazing job with the Girls After God’s Own Heart Mentorship Program. It’s up to US to pour into our babies to make sure they can stand 10 feet tall next to anyone with confidence. These future queens knew a LOT more than I expected. I had such a great time. Check her out. She mentor young ladies 6-18.

Halo Financial Solutions, LLC

www.girlsaftergodsownheart.com

03/15/2022

Did you know.... ⁉️🤔

🗣LATE PAYMENTS HURT‼️Let me say this again. LATE PAYMENTS HURT‼️A Single Late Payment Can Drop Your Credit Score 50-100 Points Easily‼️

35% of your credit score is based upon your payment history. A credit score is negatively impacted if bills are paid late, history of delinquent accounts, including collections and public records such as bankruptcy.

Cleaning your credit is one thing but unless you are EDUCATED about credit and how to maintain your score trust you will eventually get yourself back in the same situation. Let me help you to end this cycle. Contact me today for a consultation. 📚💰

09/07/2021

After careful consideration…. I FINALLY decided on a flight card. I chose American Airlines. It has some amazing perks… 50k points in the first 3 months if you spend 2,500. $99 annual fee waived the first year, preferred boarding, first checked bag free for you and up to 4 travel companions. Now let me rack up these points. 🤑✈️📚

SN: 20 points from the 800 club. 🙌🏾💪🏾

07/13/2021

📚Financial Tips of the Day📚

07/10/2021

To Be In The 1% You Have To Do What The 99% Won’t‼️🙌🏾💪🏾 👸🏽

Halo Financial Solutions, LLC
Dream it. Achieve it. Prosper.

07/06/2021

Customers of Halo Financial Solutions,

Audits on trade-lines are done at the beginning of every month. Payment to continue services is due by the end of the month. If you have not reached out to continue your service after your time has lapsed you will be removed. If you have not paid to continue your service you will be removed. It is your responsibility to know when your time is up. If you are unsure contact me directly.

Management

🚨Please Read🚨

New procedures on trade-lines.... (Effective 1/1/2020)

📚Your time starts the day the trade-line hits your credit.

📚Tradelines are meant to help you establish positive credit history and eventually get your own card. So you must be doing the work on your end as well.

📚THE ACTIVITY ON THE CARDS WILL FLUCTUATE WHICH MEANS YOUR SCORES WILL FLUCTUATE‼️

📚Once you have exceeded your time on my tradelines, you have the option to pay half of what you paid in the beginning to continue to hold your spot. But if not, you will be removed.

📚If you want to continue after the 1 renewal, you must pay the FULL AMOUNT of the tradeline again.
📚 NO REFUNDS

Disclaimer: Halo Financial Solutions, LLC reserves the right to cancel your services once your term has been completed for the following reasons:

✅ Lack of progress has been made with your credit profile in the time frame you were added on the trade-line.

✅ You have not reached out to management regarding your intention to extend your services on our trade-lines.

✅ Prices and availability are subject to change without notice.

Note: Updated 1/1/2021

Halo Financial Solutions, LLC

07/02/2021

Another satisfied customer of Halo Financial Solutions, LLC 🙌🏾💪🏾

Reasons why my clients are having great results….

📚They take notes doing the consultation and ask a lot of questions.

📚They are PATIENT, CONSISTENT, and realistic… they understands you didn’t mess your credit up in 30 days and it’s not going to take 30 days to clean it up.

📚They understand the results of credit restoration is 50/50. I do not work for the credit bureaus. I work for you. They make the final decision and if it comes back vertified you will need to settle that account to get it removed.

📚They understand this is a teamwork effort. YOU MUST DO YOUR PART by continuing to build positive payment history.

📚They COMPLETE both ROUNDS‼️They make sure to get me the documentation needed in the format I request to complete the dispute process.

📚Lastly, they don’t let there FAITH waiver when the score starts fluctuations. When you really start to understand credit it will be a shift in your mindset. You will no longer stress over numbers because you realize credit is nothing but a game and it’s all about how you play your hand. 👸🏽

P.S. - I love getting messages like this. It truly melts my heart to know the impact I have on people lives by helping them change those 3 numbers that can make a world of a difference…. 🎯

06/18/2021

📚Credit Tio of the Day📚

06/09/2021

“BLACK OWNED” doesn’t mean cheaper or discounted. Unlearn that. 💯

My prices aren’t negotiable‼️

06/04/2021

4K increases on both of my Navy Federal cards.... 🙌🏾💪🏾 Yeeeesssssss I’m now at $28,500 and $27,200. Oh and this doesn’t include my GOLD card with American Express (no limit). I’m so PROUD of myself. 🤸🏾‍♀️☺️ You wouldn’t even understand the sacrifices I’ve made to get these limits. In 2013, my first credit card was $1,000 limit. And look at your girl now. Increases means prices are going up come 1/1/2022. 💰💳 👸🏽

Address

Chicago, IL

Telephone

+17735017796

Website

https://www.halofinancialsolutions.com/

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