American Profit Consulting

10/21/2025

The government shutting down means the IRS and SBA also shut down which prevents for government backed loans to continue the underwriting process and worse prevents them from funding your loan request. Over the last couple of weeks we’ve sought out lenders who have created new monthly payment term loan options that don’t require for the government to be open. Here are the details:

Terms:

💰 Length in Term: 5-10 years
💰Payment Frequency: Monthly
💰Interest Rates: Starting at 10.99%
💰Funding Time: 2 weeks
💰Eligible Uses: Working capital, inventory, hiring, marketing, remodeling, debt refinance

Eligibility:

✅640+ FICO
✅ 1+ year in business
✅ 1.0x DSCR requirement
✅ Collateral: no hard collateral required

Send dm📲 for more info and see if you qualify.

10/21/2025

09/16/2025

It’s always a pleasure and a privilege to support the community. Today’s tournament was in support of St. Pius X Catholic School Golf Tournament. New friends, familiar faces, and charity golf. ⛳️ 🏌🏽‍♂️

02/15/2025

😂 Happy Valentine’s Day everyone! 😂

07/05/2024

Happy 4th of July from apc! 🇺🇸🇺🇸🇺🇸

05/24/2024

Had a couple of loans fund this week. Here are the details on one of those. If you’re a small business owner seeking low documentation working capital reach out to me. I can do up to $150,000 SBA 7a loans with a 10 year term with pretty minimal requirements:

• 2 years in business
• $100,000 minimum annual revenue
• 680 Experian FICO score

Let me know how I can help!

05/24/2024

Cash me outside on 15… Great day sponsoring Get A Grip! Post-Tax Day Golf Invitational at Rancho Bernardo Inn. This is my fourth year sponsoring this event and it gets better and better every year!

05/08/2024

Serving the underserved since 2017.

03/12/2024

Great day supporting The 2024 St Pius X Catholic School Golf Tournament Fundraiser at Enagic Golf Club.

09/18/2023

The Bank of San Diego, 6th Street near H: Established in June 1870 as the city's inaugural bank by Bryant Howard, E. W. Morse, A. E. Morton, Joseph Nash, James M. Pierce, Mathew Sherman, A. M. Hathaway, Columbus Dunham, and Wm. H. Cleveland. Initial leadership included A. E. Horton as president, James M. Pierce as vice-president, Bryant Howard as treasurer, and Wm. H. Cleveland as attorney.

A year later, the bank unveiled its impressive brick building, hailed by newspapers as "the city's most splendid brick edifice."

Photo courtesy Save Our Heritage Organisation (SOHO).