The Smart Money Pro

06/04/2026

8.83% Vs 7.48% average interest earned. Which is the clear winner?

Even when capped growth, the results may surprise you

06/03/2026

For risk averse folks who worry about withdrawing money from your nest egg while still being exposed to market downside. Sequence-of-return risk is a big deal. The math may surprise you.

Any further questions… my door is always open.

05/29/2026

This is what $1.3M vs $2.3M looks like when factoring in a very important topic: sequence-of-return risk.

This proves mathematically why averages don’t mean a whole lot when having to navigate volatility plus income withdrawals in retirement.

Indexing strategies and eliminating market risk becomes strategically important as retirement nears or is already here.

Comment “No market risk” for a free report on avoiding sequence-of-return risk.

Or DM

-Rebekka

05/12/2026

Retirement is closer than you thought and you’re done being too risky. This is a proven smart money strategy that gives you peace of mind and guarantees.

No fees, deferred tax growth and even Roth conversion options. This is money that cannot lose!

It is not too good to be true. But it is too good to not learn more. Comment “Risk Free” to receive a complimentary report.



Disclaimer: the example in this video is an illustration and not predicative of future index market returns. This strategy is not invested directly in the market but with companies that credit interest based on market performance. We do not give tax advice or equities advice. See a tax professional or equities advisor for stock market investments.

05/11/2026

Most people don’t realize this…

When you leave a job, you usually have options with your old 401(k) or employer retirement plan.

One of the biggest mistakes people make is automatically rolling their old retirement account into their new employer’s plan without understanding what they may be giving up.

Instead, it may make sense to create your OWN personal retirement strategy — one you control.

That could mean:
• More flexibility
• More access to income planning
• More protection from market downturns
• More control over beneficiaries and legacy planning
• Potentially creating your own “personal pension” style income stream for retirement

You can still contribute to your new employer’s plan if it makes sense… but your old retirement account does not necessarily have to stay trapped inside another employer-controlled plan.

Many people don’t even know rollover options exist.

The key is understanding ALL your choices before signing paperwork.

A job change can actually become a major financial opportunity when handled strategically.

If you recently changed jobs, retired, were laid off, or have an old 401(k) sitting somewhere from a previous employer, now is the time to review it.

Your retirement should be built around YOUR goals — not just whatever plan your employer offers.

Just a little Monday Money Mindset.

-Rebekka

04/18/2026

My parents became a prime example of this in 2008. They had an advisor. They were told to ride it out. They lost. My dad worked into his 70’s but that was not part of the plan. To this day their retirement looks totally different from what it should have been.

Here’s the reality:
Most people don’t have a retirement plan…
they have an account balance that remains exposed to losses.

There’s a difference.

If you’re within 5–10 years of retirement,
what you do next matters more than what you’ve done so far.

Comment “500K” and I’ll show you a simple way
to protect, grow, and create income from what you’ve built.

My door is always open. -Rebekka, The Smart Money Pro

04/16/2026

I do this really really well with old 401ks or money exposed to market risk. Move it to a stable, growth account sometimes with big tax advantages without charging one penny.

It’s smart. Take control of your money. Drop “INFO” to
Learn more.

04/06/2026

Why does timing matter?

Take 2008 for instance. My dad was 2 years from retiring. He had an advisor that advised him to “wait it out” as the impending recession neared. He did. My parents lost almost half of their nest egg.

He ended up working another 12 years to try and recoup at least some of it. They had already sold their home and moved out of the Bay Area. Didn’t get nearly what they should have. It was just an uphill battle and to this day, my hard working parents who gave us everything they could, are on a fixed income in their later years.

Exactly the opposite of what they thought it would be.

Their story is not unique. It is THE reason I left marketing and automotive to jump into the world of finance and indexing strategies.

I knew in my 30’s what had happened in 2008 should never happen to anyone. I also had no idea who to talk to.

How in the world can people lose that much in such a short period of time? My logic told me.. that is NOT what I wanted to do anymore.

Then in 2015 I lost my spouse to cancer. Another life changing moment that left me heartbroken and hopeless.

We didn’t have a plan for the unthinkable.

Then someone introduce me to a professional who talked to me about some money concepts that totally changed my life. For the better.

Compounding interest and how to have it working in my favor.

Indexing strategies by having my money grow without any risk.

And leveraging tax laws to get major tax advantages and getting as much as I could into the tax never again bucket.

My hope restored I started the journey. Learned some new disciplines… honestly it wasn’t that hard when I did the math and made the plan… and gained my confidence.

3 years later I left my corporate job to pursue my mission to help others do the same.

I don’t want anyone to have to go through another recession or crash AND everyone should learn that they can get major tax advantages.

Things that banks, corporations and wealthy already leverage. The ONLY thing that makes them different.. getting educated on money.

I can say that because I lived it. Yes, you have choices. That’s why continuous conversation is important.

I’ve heard all the naysayers and negativity. It doesn’t scare me. I know for a fact, if you’re not at least learning about these strategies you are set up for great risk.

And it’s not too good to be true because most people have never heard of these powerful strategies.

All that to say.. would you rather be the orange line or blue line?

Would you rather have a taxable or tax never again retirement?

Would you rather earn 6-12% interest with risk or without risk?

Learn from the past and pay attention to what is going on. It could be the difference between surviving or thriving in retirement.

Always open to conversation. Drop “ready” or send a DM to learn more.

Many blessings.

The Smart Money Pro, Rebekka Murray

10/24/2025

Fredo and I know what we are talking about when it comes to fighting ghostly money goblins and the unforeseen things that threaten it. So we are sharing one of our most powerful money tips yet.

You don’t even need to take our word for it. You can go to EY.com Ernst & Young to see the extensive study they did vindicating these strategies. Good luck!

10/17/2025

Stop listening to the noice that annuities are trash. Some are. And many are not.

Indexed Annuities are the smartest, most cost effective way to create stability for your future.

Math is math. Use logic. Ask yourself why those investment companies are trashing them instead of helping you understand them. 🤔

And if you really want zero fluff… reach out and ask questions or connect for a conversation.

Discover why fixed indexed annuities attract savvy investors — growth potential, downside protection, tax benefits, and guaranteed income options.