Sneller Financial Services

09/18/2026

Average returns don’t tell the whole story in retirement.

If you retire into a market downturn and continue withdrawing money while your portfolio is declining, you may lock in losses and reduce the amount of money available to participate in the recovery.

That’s why sequence of returns matters—and why your retirement strategy should account for both market performance and the income you need to live on.

09/17/2026

Create Your Own Protected Pension!

What if $575,000 could help create a guaranteed retirement paycheck for life?

A Fixed Indexed Annuity provides $38,390/year in lifetime income while helping protect against stock market losses.

Plus, the income can continue to a spouse, and depending on the contract, remaining value may be available to beneficiaries.

Want to learn more?

Message me “GUIDE” and I’ll send it right over!

09/17/2026

A 30% market drop hits differently when you’re retired.

While you’re still working and contributing to your 401(k), a market decline can mean your new contributions are buying shares at lower prices. But in retirement, you’re taking money out instead of putting money in.

If you’re selling investments while the market is down, you may be locking in losses and potentially having to sell more shares to generate the income you need.

That’s why the transition from accumulation to distribution requires a different retirement strategy.

09/17/2026

Claiming Social Security at 62 isn’t your only option.

By delaying your benefits until 70, your monthly benefit could be about 75% higher than claiming at 62.

And future COLAs are applied to that higher benefit amount too.

Sometimes, waiting can pay off BIG.

Message me “Social Security” for my FREE Social Security Guide!

09/17/2026

Data breaches are becoming increasingly common in today's digital world. Make sure you're prepared with this helpful checklist of steps to take if you've experienced a breach. Stay informed, change passwords, monitor credit accounts, and more.

SMART DECISIONS. MEANINGFUL FUTURES. Built on knowledge and trust. START YOUR JOURNEY TODAY! About Sneller Financial Services Sneller Financial Services is a Michigan-based comprehensive financial services firm that helps soon to be retired and retired individuals nationwide effectively plan and pre...

09/17/2026

If the market averages 8%, does that mean you can safely withdraw 8% every year?

Not necessarily. Markets don’t deliver the same return every year, and withdrawing money during significant market declines can put additional pressure on a retirement portfolio.

That’s why retirement planning is about more than average returns—it’s about how your money performs and how much you’re withdrawing along the way.

09/17/2026

What if $440,000 could help create a guaranteed retirement paycheck for life?

Rolling over $440,000 at age 63 could provide $37,000+/year starting at age 65.

That’s lifetime income designed to help protect against stock market losses.

Want to learn more?

Message me “GUIDE” and I’ll send it right over!

09/16/2026

You spent 30–40 years building your retirement savings. But once you retire, the game changes.

It’s no longer just about accumulating money—it’s about preserving what you’ve built and turning that savings into a reliable retirement income strategy.

Knowing your balance is one thing. Knowing how that money can support the retirement you want is another.

09/16/2026

The 7 Principles of The Secret Order of Millionaires

Follow these 7 steps to build wealth and create a secure, tax efficient retirement!

09/16/2026

Happy Birthday Ron! 🎉🎂

From your entire team, we hope you have an amazing day filled with good food, good laughs, and absolutely NO work… at least for a few hours.

We appreciate your leadership, your sense of humor, and everything you do for our team. We’re lucky to have you as our boss.

Cheers to another year, Ron! Hope it’s your best one yet! 🥳

— Kat, Ashlyn, Peyton, and Olivia