Merchantify - Credit Card + Payment Processing

Merchantify - Credit Card + Payment Processing ⭐️ 85% success rate ⭐️ We help US 🇺🇸 & Puerto Rico 🇵🇷 businesses lower/eliminate credit card fees. Based in San Juan & Tampa Bay.

Full service, boutique, concierge-level, high-tech. Visit merchantify.com Founded by Alicia Suárez Marroig Merchantify helps business owners in the U.S. and Puerto Rico eliminate or reduce abusive credit card processing fees — fast. We offer a Free Analysis to uncover hidden fees and show you how much your business could be saving. Whether your goal is to lower costs or eliminate fees altogether,

we tailor the solution to fit your exact setup. One of our most popular options is surcharge processing, which legally passes the credit card fee to the customer, so you keep 100% of your sale. SERVICES:
• Free Credit Card Processing Analysis (Audit of what you have now)
• Surcharge & traditional (interchange-plus) processing
• QuickBooks & accounting integrations
• Website and software payment integrations
• ACH & eCheck payments
• Virtual terminals and mobile solutions
• Recurring billing setups
• Chargeback protection & compliance support

We specialize in helping consultants, agencies, and service-based businesses — especially those doing high-volume, card-not-present transactions. We actually help ALL industries! Founded by Alicia Suárez, collected artist, entrepreneur, and former software exec. Merchantify is built on transparency, speed, and simplicity.

📍 Based in Clearwater, FL & San Juan, PR
🌎 Serving USA and Puerto Rico
https://www.merchantify.com

🇵🇷 Español:

Merchantify ayuda a dueños de negocios en Estados Unidos y Puerto Rico a eliminar los costos por aceptar tarjetas de crédito — y lo hacemos rápido. Ofrecemos un Análisis Gratuito para descubrir todos los cargos ocultos y mostrarte cuánto podrías estar ahorrando. Ya sea que quieras bajar tus costos o eliminar completamente los fees, adaptamos la solución a tu negocio. Una de nuestras opciones más populares es el sistema surcharge”, que permite pasar legalmente el fee al cliente, para que tú recibas el 100% de tu venta. SERVICIOS:
• Procesamiento con recargo y tarifas tradicionales (intercambio-plus)
• Integraciones con QuickBooks y programas contables
• Conexiones de pagos en tu página web o software
• Pagos por ACH y cheques electrónicos
• Terminales virtuales y pagos móviles
• Facturación recurrente
• Protección contra contracargos y cumplimiento legal

Nos especializamos en ayudar a consultores, agencias y negocios de servicios — especialmente los que procesan pagos sin presencia física de tarjeta. Fundado por Alicia Suárez Marroig — artista, empresaria y ejecutiva de software — Merchantify está basado en transparencia, velocidad y simplicidad. En Clearwater, FL y San Juan, PR
🌎 Servicio en todo EE.UU. y Puerto Rico
https://www.merchantify.com

SO THEN, YOUR REVENUE INCREASED?Good.More profit. More cash. There it is, sitting in the bank after all the expenses are...
08/14/2026

SO THEN, YOUR REVENUE INCREASED?

Good.

More profit. More cash. There it is, sitting in the bank after all the expenses are paid.

Now what are you going to DO with it?

Because this is a decision I don’t think entrepreneurs talk about enough.

You worked HARD for that money. You worried about it, chased customers for it, solved problems at 10 pm for it.

And now… it’s there. 🎉

So what do you do?

Take it home? Take your wife somewhere fabulous? Buy another luxury car? Leave it in the bank because you really like looking at that balance?

Invest it somewhere else? Pay down debt?

Or do you put it right back into the machine that produced it?

💡 See, once you’re running a profitable business, the question changes.

It’s not just, “How much did we make?”

It’s “What can I make this money DO now?”

You already know where your business could grow.

That marketing campaign you haven’t pulled the trigger on. The salesperson you should have hired six months ago. More inventory. New equipment. Another location. A bigger contract. An acquisition.

You KNOW where the opportunities are.

The question is how aggressively you want to go after them.

And here’s where it gets interesting:

You don’t necessarily have to spend the profit you just made.

If your business is producing strong profits, you have consistent revenue coming in, and you have the bank statements to prove it, you may qualify for growth capital.

So keep your cash.

Tell me where you want to grow.

Merchantify can help you find the capital to fund it.

Marketing. Inventory. Equipment. Expansion. Acquisition. Whatever the next move is.

Because sometimes the smartest thing you can do with your profit…

is NOT spend it but reinvest it to reach your NEXT level of profits!

Let me help you explore this!
merchantifyone.com

WE HAVE BEEN QUIET IN SOCIAL MEDIA FOR MONTHS. But there is a reason.MERCHANTIFY JUST GAVE BIRTH.Actually, to two very d...
08/11/2026

WE HAVE BEEN QUIET IN SOCIAL MEDIA FOR MONTHS. But there is a reason.

MERCHANTIFY JUST GAVE BIRTH.

Actually, to two very different babies.

As you probably know, credit card processing has been our absolute expertise. Specifically, helping business owners eliminate or at least reduce credit card processing costs.

But that was only the start.

I’ve noticed something amazing, that once business owners trust me enough to show me their financials, something else happens.

⚠️ They start telling me EVERYTHING! ⚠️

Where they’re losing money. Their pains. Their dreams. What’s holding them back.

What they would do tomorrow if they HAD the money.

And somewhere along the way, I realized I wasn’t just becoming their credit card processing person.

I was becoming THEIR PERSON.

It’s been very humbling. I’ve become the person they call when something doesn’t make sense. When money is being wasted. When there’s a problem to solve. Or when there’s an opportunity they don’t want to miss.

And THAT reality changed my company Merchantify.

So I’ve now changed Merchantify around the two things I kept seeing over and over.

1) DEFEND YOUR RATE.
I’ll continue to help you stop all unnecessary credit card processing waste.

2) GROWTH CAPITAL.
Now, i’ll also get you the money to make the next business move.

Sometimes a business needs one. Sometimes it needs both.

And now, if you own a business, I may be able to help you fund it even when you’re convinced you won’t qualify.

🟩 No credit check.
🟩 No collateral.
🟩 Funding in as little as 24 hours.
🟩 Up to $10 million.

Check out this website where I explain all we can do for you and your business.

merchantifyone.com

Si tu empresa está vendiendo $1,000s o millones, tu proceso de cobro NO puede ser lento.Muchas agencias multi-sucursal s...
03/18/2026

Si tu empresa está vendiendo $1,000s o millones, tu proceso de cobro NO puede ser lento.

Muchas agencias multi-sucursal siguen cobrando con procesos manuales, llamadas, seguimientos y sistemas desconectados. Esto NO es lo moderno.

El resultado? pagos tardíos, tiempo desperdiciado y cash-flow afectado. Esta es la regla: si cobrar no es rápido y automático, estás perdiendo dinero, garantizado.

Ofrecemos un Audit Profesional Gratuito. Con este servicio tan espectacular no solo te negociamos el rate más bajo sino que con nuestro expertise de tecnología, te eliminamos la lentitud del pago y expandimos las formas de pago para que tus clientes te paguen al instante.

O sea, no solo te bajamos los costos — lo hacemos moderno, digital y rápido. Te ayudamos siempre. Envíanos un mesnsaje.

¿ENTONCES, CUÁNTO ESTÁS GASTANDO EN PROCESAMIENTO?🔎 Es verdaderamente chocante pero son muchos los empresarios los que n...
03/16/2026

¿ENTONCES, CUÁNTO ESTÁS GASTANDO EN PROCESAMIENTO?

🔎 Es verdaderamente chocante pero son muchos los empresarios los que no SABEN cuánto pagan en fees de procesamiento de tarjetas de crédito. Osea, cuánto les cuesta aceptar tarjetas en su negocio? La gran mayoría no tiene ni idea.

Clover, FISERV, Banktech, Stripe? Entiendes esos estados de cuenta?

Es triste pero la gran mayoría de los estados de cuenta de procesamiento (merchant statements) están repletos de fees, cargos escondidos y “markups” que aparentan estar diseñados para que NADIE los entienda. ¿Sabías que ni siquiera muchos contables logran descifrarlas completamente?

📈 Y así pasan los años. Tenemos un cliente quien desperdició $350,000 en 6 años y ni siquiera el Controller de la corporación se dio cuenta!

Por eso decidí enfocarme en algo muy valioso. Un servicio de análisis gratuito, un audit, para ayudar a los empresarios a entender claramente lo que realmente están pagando para así poder reducirlo inmediatamente.

⭐️ En Merchantify Payments analizamos tus estados de cuenta de procesamiento profesional y gratuitamente, te analizamos tus costos verdaderos y te recomendamos la mejor manera de eliminarlos, ahorrándole a tu empresa $100s, $1,000s y $10,000s.

A esto nos dedicamos, especializándonos en empresas de alto volúmen. Aquí estoy a tu disposición para contestar cualquier pregunta. Envíame mensaje o llamame directamente. Aprovéchate de mi conocimiento.

— Alicia Suárez
Presidenta, Merchantify Payments
www.Merchantify.com

12/31/2025
THE 15 MIN SWITCH THAT SAVED $79K☎️ If you don’t believe me, I’ll give you their phone number.1️⃣ A wedding venue came t...
12/16/2025

THE 15 MIN SWITCH THAT SAVED $79K

☎️ If you don’t believe me, I’ll give you their phone number.

1️⃣ A wedding venue came to me with a simple question:
“Do you think we could save anything?”

No panic.
No drama.
Just honest curiosity.

They were humble, open and genuinely unsure if there was any benefit at all.

So we evaluated their statements.
The truth was obvious.

I told them one simple thing:
“You do not need to absorb the credit card fee anymore.”

They flipped ONE switch.

It took 15 minutes.
It saved them $79,000 a year.

No dip in sales.
Not one complaint.

Business as usual, except now they could breathe.

2️⃣ A few weeks later, an engineering company tried the same thing.

The sales team was worried it might affect closing rates.
They expected pushback.

But guess what.
Sales were not affected at all.

They first saved $15,000 a year.
Then their sales doubled, literally doubled, and savings grew to over $32,000 a year.

Zero loss in revenue.
Zero pushback.
Zero negative impact.

This is the reality.
People expect fees now.
Most companies do not realize they are carrying a burden they never needed to carry.

💡 Sometimes financial transformation is not a massive project.
Sometimes it is a 15 minute switch.

And one by one, we are educating CFOs, CEOs and business owners and helping them keep their money where it belongs, in their business.

☎️ Let us help you too!

DON’T LET THE GRINCH STEAL YOUR DECEMBER REVENUE🎄 December moves fast for service businesses. More calls, more invoices,...
12/15/2025

DON’T LET THE GRINCH STEAL YOUR DECEMBER REVENUE

🎄 December moves fast for service businesses. More calls, more invoices, more last-minute requests. It’s also the month when small errors in your payment flow quietly erode revenue.

Not because of your processor but because of HOW transactions are submitted.

Here are practical adjustments you can apply immediately if you run an automotive shop, med spa, consulting practice, home services business, wellness center, legal firm or accounting practice.

These are simple, fast and make a real difference.

1. Reduce keyed transactions
Keyed entries fall into higher-risk categories and increase fees.
Guide clients to:
• secure payment links
• emailed or texted invoices
• chip or tap in person
Clean, simple and less expensive.

2. Always enter AVS + CVV
For phone or virtual terminal payments, these two fields matter.
AVS and CVV lower fraud risk and help avoid downgrade categories that cost you more.

3. Write clear invoice descriptions
December is the month when people forget their charges. Vague invoices create disputes which drain time and money. Be specific about the service performed. It prevents unnecessary chargebacks.

4. Close your batches daily
Unclosed batches can trigger settlement delays which lead to additional fees.
Daily habit:
✔ confirm the batch closed
✔ reconcile the day
✔ check for duplicates
Five minutes that protect your deposits.

5. Automotive and repair: add detail
This industry sees a spike in disputes during the holidays.
List labor hours, parts replaced, diagnostic notes and dates.

Clear documentation strengthens your position instantly.

Bottom line
The “Grinch” in December isn’t the processor. It’s small workflow errors that add unnecessary cost. You don’t need to switch systems during the holidays.

You simply tighten the flow so your revenue stays intact.
If you want a quick review of your payment setup or need clarity on any fee, message me. I’ll walk you through it step by step.

We can help you with all of this at Merchantify Payments
Boutique. Concierge. Ethical. Fast
Payments done right.

11/17/2025

Serving USA, Puerto Rico & USVI

Address

San Juan, Puerto Rico
Clearwater, FL

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