The Wealth Guardians

The Wealth Guardians The Wealth Guardians is a holistic financial advisory firm and we specialize in retirement income planning. We serve clients all over the Piedmont Triad.

We’ve been in business for over 25 years and we have offices in Clemmons, Greensboro and Charlotte. The Wealth Guardians have been serving the retirement needs of the Charlotte and Winston-Salem regions for more than 25 years. Disclaimer: Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endo

rsement of the firm by the SEC, nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through The Wealth Guardians, and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and The Wealth Guardians are separate and independent entities. This is for informational purposes only and is not intended as legal, tax or investment advice or a recommendation of any particular security, investment product or investment strategy

📈 Investing isn't just about chasing returns.Before building a portfolio, ask yourself three important questions:🔹 How m...
09/03/2026

📈 Investing isn't just about chasing returns.

Before building a portfolio, ask yourself three important questions:

🔹 How much market volatility am I comfortable with? (Risk Tolerance)
🔹 How much financial risk can I actually afford? (Risk Capacity)
🔹 What am I investing for? (Financial Goals)

The best investment strategy isn't based on emotions or headlines—it's built around your personal circumstances and long-term objectives. Read our latest blog to learn how these three factors work together to help you invest with greater confidence.

More at https://bit.ly/4y3Tk7x



09/02/2026

In 2026, important changes are coming to 401(k) catch-up contributions, especially for certain higher-income earners. On this episode of The Vault with The Wealth Guardians, Garrett breaks down the updated contribution limits, the new Roth requirement for some catch-up contributions, and what these changes could mean for your retirement savings strategy.

If you are approaching retirement and making catch-up contributions, this is one change you will want to understand before the new rules take effect.

The best time to start estate planning is today. It’s difficult to think about things like who will make medical decisio...
09/01/2026

The best time to start estate planning is today. It’s difficult to think about things like who will make medical decisions on your behalf, or which loved one will best manage your financial assets. Estate planning is necessary, however, because without a will, your estate may end up in court. Our guide walks you through the necessary steps to get started.

Download your free copy from our website at https://bit.ly/4eaNhUW

09/01/2026

This past weekend on The Wealth Guardians Radio Show, Doug and Brice wrapped up their two-part series on the important things you should know about your retirement plan.

They discussed why it is important to understand how your investments, income strategy, risk, taxes, and other pieces of your retirement plan work together. If you cannot answer some of the basic questions about how your plan is structured, it could be a sign that it is time to take a closer look.

Doug and Brice also shared practical considerations to help listeners better understand whether their retirement strategy is aligned with their long-term goals.

Happy Monday!
08/31/2026

Happy Monday!

08/28/2026

This weekend on the Wealth Guardians Radio Show, Brice Payne and Doug Ray continue the discussion around key things you should understand about your financial retirement plan. Tune in as they discuss the Tax Torpedo concept, Social Security filing strategy and distribution planning. Find us on 94.5 WPTI, WTOB 980AM & 96.7 FM Radio or wherever you get your podcasts!


Are all of your retirement savings in the same tax bucket?If so, you could be limiting your flexibility in retirement. T...
08/27/2026

Are all of your retirement savings in the same tax bucket?

If so, you could be limiting your flexibility in retirement. Tax diversification can give you more options for managing withdrawals, taxable income, and future financial needs.

Discover how a thoughtful tax strategy can help support your long-term retirement goals.

📖 Read the blog: https://bit.ly/4gfBA2W



08/26/2026
08/26/2026

This weekend we're continuing our discussion around Retirement Plan Must-Knows. Find us on your favorite podcast platform!

08/26/2026

Is your financial plan still on track as summer comes to a close?

This past weekend on The Wealth Guardians Radio Show, Doug and Brice discussed why the end of summer can be a good time to give your finances a mid-year checkup. They covered areas worth reviewing, including retirement savings, investment performance, spending, taxes, risk exposure, and whether your current strategy still aligns with your goals.

Doug and Brice also explained how small adjustments made now may help you avoid surprises later in the year and put you in a stronger position heading into the final months of 2026.

Address

3554 Clemmons Road, Suite 001
Clemmons, NC
27012

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