Timothy P. McKee, CPA, PFS

10/12/2026

Long-term care.

As a financial planner, who is also a CPA, I help families plan for the realities of aging.

Rather than “book” knowledge, I have a plenty of personal experience. In own family, I have helped my own parents and other family members with long-term care needs, both financial and personal care. My brother and sister dedicated a lot of their time to provide daily personal care over the last few years of these family members’ lives, so that personal care homes were not necessary. Family came together to care for family.

Not all families have that option.

Read about seven ways to fund long-term care needs.
https://www.mckeepfs.com/blog.php

10/03/2026

What should you do throughout this fall tax and financial planning season?

You have time. Don’t lose dollars due to skipping it.

Read more:
 https://www.mckeepfs.com/blog.php?id=14

09/05/2026

When at S&T Bank, I was responsible for overseeing the pension and 401(k) plan. I enjoyed that part of my job a lot.

If you are new to 401(k) plans or need a refresher, click on the link below for a short piece that I wrote about these plans.

If you need help with your own 401(k) account, let me know. I would be happy to help.

https://www.mckeepfs.com/blog.php?id=7

09/01/2026

Financial planning for loved ones with special needs requires a thoughtful, coordinated approach.

Families must balance long‑term care, legal protections, government benefits, and financial stability — all while ensuring dignity, independence, and quality of life.

Read more

https://www.mckeepfs.com/blog.php?id=13

08/18/2026

Are you married? What do you know about the Widow’s Tax?

Losing a spouse is devastating enough. Then the IRS sends a tax bill that's thousands of dollars higher — on the same income.

Here's why it happens and what you can do about it now.

Link to my article is in the first comment below.

08/02/2026

The way your financial advisor is paid determines their behavior. They may recommend something to you not because it is in your best interest, but because they reap the financial rewards for it.
Read more https://www.mckeepfs.com/blog.php?id=9

Not sure what financial areas you should consider for planning?

Take a look at this Master List of Goals.
https://cpanel2.cpasitesolutions.com/~mckeepfs/images/Master-List-Of-Goals.pdf

Let me know if you need to talk about your financial goals.

08/01/2026

Will you be in a higher tax bracket in retirement?

After Social Security, pensions, and other income, retirees can end up in a higher tax bracket than they expected.

So said an article in USA Today (7/22).

I wrote two articles about how Roth Conversions could help you better manage taxes on your retirement income:

Roth Conversion
https://www.mckeepfs.com/blog.php?id=11

Backdoor & MegaRoth Conversions
https://www.mckeepfs.com/blog.php?id=10

If you want help figuring it out, on tact me.

06/15/2026

Could a vacation or second home fit into your life? Ever think about it?

Owning a vacation (or second) home can be a deeply personal decision — a place to unwind, gather with family, or create lasting memories. But it’s also a meaningful financial decision that touches many parts of your overall plan.

Click on the article below for what to consider when thinking about a vacation or second home.

https://www.mckeepfs.com/blog.php?id=8

01/16/2026

11/20/2025

A residuary clause is the part of your will that distributes the “residue” of your estate. This residue includes any assets left after specific bequests, debts, taxes and administrative costs have been paid. It might include forgotten bank accounts, newly acquired property or investments you didn’t specifically name in your will. Failing to include a residuary clause can create problems. When assets aren’t covered by specific instructions in a will, they’re considered “intestate property.” This means those assets will be distributed according to state intestacy laws rather than your personal wishes. Contact us at (440) 505-5699 for more details.