Harmony Small Business Solutions

Harmony Small Business Solutions Are you running your business or is your business running you? Paper-problem solver, process-streamliner, and certified by Intuit for Quickbooks Online.

If you are considering using AI for your bookkeeping or if you are already doing so, please read the following informati...
04/25/2026

If you are considering using AI for your bookkeeping or if you are already doing so, please read the following information and use this to make sure your books are accurate. All of the needed information is on all of your receipts or bills. This information is critical for accuracy in your books and AI bypasses it.

 $900 a month for gas is $10,800. Divide that by 52 and this person is spending $208 per week on gas. Divide that by seven days that is $30 per day in gas. Divide that by four dollars per gallon, that is almost 7 1/2 gallons per day.Even in a gas guzzler that is 75-100 miles per day. So this person has an 80 mile commute to a $16 an hour job or they use AI to do their categorizations and because of this every energy drink purchased at a gas station is called a gas purchase and so their gas expenses are artificially inflated and their junk purchases number is artificially deflated.

THIS IS WHY AI DOING THE BOOKKEEPING IS BAD!!!!!!!!

For years, the cultural narrative around financial struggle was firmly planted on Millennials. Labeled the "Avocado Toast" generation, they were told that if they just worked harder and skipped the latte, a three-bedroom house would eventually appear. But as we move through 2026, a new generation is entering the workforce only to find the same roadblocks. And this time, the walls are even higher.

A recent viral post on Reddit has laid bare the mathematical impossibility of modern "entry-level" life. The post, which garnered over 30,000 upvotes in the r/GenZ community, features a young worker who is doing everything "by the book."

They work six days a week in an apprenticeship and live at home with their parents to keep costs down. Yet, even with these advantages, the numbers refuse to add up.

After earning 16 dollars an hour and paying for essentials (including rent to their parents, groceries, a cell phone, and gas for a commute that includes driving family members around), the poster is left with a staggering 96 dollars in savings at the end of the month.

This tiny cushion is currently one mechanical failure away from disappearing. "I’m stressing because my car needs work," the poster shared. "It’s $1,300 for the power steering including labor and probably another $800 for the coolant system problems." For this worker, the "safety net" is effectively nonexistent.

The most striking part of the story for the thousands of commenters wasn't just the low pay, but the sheer exhaustion of the schedule. The poster noted they are barred from working overtime but are required to work six days a week. Despite this grueling commitment, they are facing a ticking clock: their parents have given them only six months to move out. Read the full details below.

If you use QuickBooks online, and if you think theirr AI is helping you, maybe you can show me how it does. It is not he...
04/06/2026

If you use QuickBooks online, and if you think theirr AI is helping you, maybe you can show me how it does. It is not helping me. Before you accept a transaction that was automatically matched by Intuit’s AI, check the date and the dollar amount and make sure it’s not making up a fee to match with the wrong transaction. This is appalling and should not be allowed to happen in the world of accounting, whether personal or business. Call me if you have questions or would like help checking your numbers.

Stability requires accuracy and accuracy is the opposite of this:

10/25/2025
10/06/2025

Not wrong 😂😂😂 (said the woman who kept hers when a sketchy boss fired her for an autoimmune condition before the first payment was due, then she was out of work for 6 months….. you might actually want to ask her how she did it)

There is a “coach” for EVERY industry.Here, we have one for Law Firms and one for Bookkeepers I choose to be the poor bo...
05/03/2025

There is a “coach” for EVERY industry.

Here, we have one for Law Firms and one for Bookkeepers

I choose to be the poor bookkeeper because my passion is helping the owners of small and micro businesses separate their business and personal money and help them achieve financial statements, not only for their businesses but also for their households.

I have a proprietary process for this.

Call me. 719-370-2005.

If you are ashamed of your situation, because some accountant somewhere told you you’re bad for having mixed-use money, I PROMISE, YOU ARE NOT ALONE and there is NO NEED for embarrassment. Just because accountants look down on you, does not mean that you are less for it……almost every other small business owner out there feels much the same way that you do. Ask me how I know. I talk to business owners every single day.

Also, not all of my clients need this service, it is just my favorite service.

You know......If you change your perspective just a tad......Mixed-use bank accounts for micro-businesses do not have to...
05/02/2025

You know......
If you change your perspective just a tad......

Mixed-use bank accounts for micro-businesses do not have to be a bad thing.

"WHAT???? SHE HAS DEFINITELY GONE OFF HER ROCKER NOW!"

But hear me out....

If you use Intuit QuickBooks Online, I can show you how to handle ALL of your own transactions AND AS A RESULT you would have financial statements (balance sheets, profit and loss reports, cash flows) for not only your business, but also your household and family.

How powerful would that be?

Call me. 719-370-2005

Conflicting webinars tomorrow. This is one.
04/23/2025

Conflicting webinars tomorrow. This is one.

Register for our SCORE LIVE webinar, How to Fund Your Business Without a Loan - Alternative Funding Sources; Learn creative, alternative funding sources that real entrepreneurs use every day without relying on traditional bank loans. Follow us

Y'all, Intuit just over-delivered. They did another REALLY BIG thing...You might be familiar with my "What would AI call...
04/19/2025

Y'all, Intuit just over-delivered. They did another REALLY BIG thing...

You might be familiar with my "What would AI call a $1200 outflow of dollars dated 12/15/24 when sent to an insurance company?" It would call it "Insurance Expense" (instead of a deferred payment, which would make it as an asset until consumed in future months).

THIS fixes THAT.

Or it should. In theory.

Learn why revenue recognition is important when you do your accounting in QuickBooks Online.If you need help using QuickBooks, you can partner with a QuickBooks

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