Bonfire Financial

Bonfire Financial Bonfire Financial is a Registered Investment Advisor & fee-only financial planner

Bonfire Financial is a Registered Investment Advisor and fiduciary financial planning firm based in Colorado Springs, CO, serving clients nationwide. Our team of Certified Financial Planners™ creates personalized financial plans for high-net-worth individuals and families, helping them achieve clarity, confidence, and peace of mind. We start with a comprehensive plan, then manage investments with

strategies tailored to goals, risk tolerance, and tax needs. Whether planning for retirement, navigating life changes, or building multi-generational wealth, we offer transparent, objective advice with your best interests first.

09/03/2026

Roth 401(k) or Traditional 401(k)? The better choice depends on when you want to pay the taxes.

Traditional 401(k) contributions can lower your taxable income today, while Roth 401(k) contributions are made after tax and may give you tax-free income in retirement.

The key is not choosing one because it sounds better. It’s understanding how your current tax situation and future retirement income fit together.

09/02/2026

One advisor or multiple advisors? More isn’t always better.

Having several people involved in your finances can sound like more expertise, but without coordination, it can also mean conflicting advice, duplicated strategies, and important details getting missed.

The goal isn’t necessarily to have more advisors. It’s to have the right expertise working together around one clear financial plan.

09/01/2026

Retire earlier or retire later? The answer may come down to how much “enough” really means to you.

A lot of people keep working because they think they need just a little more saved before retirement. But at some point, the bigger question becomes whether another year of work is actually improving your life, or just delaying the life you’ve already worked for.

Retirement planning is about more than hitting a number. It’s about knowing when your plan can support the life you want.

08/31/2026

Growth vs. income - your investment strategy should change as your goals change.

When you’re building wealth, growth may be the priority. As retirement gets closer, creating reliable income and protecting what you’ve built becomes increasingly important.

The right portfolio isn’t just about chasing returns. It’s about making sure your investments match the phase of life you’re in.

You can do a great job saving for retirement and still lose more than necessary to taxes once you start taking money out...
08/30/2026

You can do a great job saving for retirement and still lose more than necessary to taxes once you start taking money out. Let's stop that.

In our latest video, Brian breaks down 5 retirement tax planning moves to consider before and during retirement, including Roth conversions, withdrawal sequencing, capital gains harvesting, RMD planning, and IRMAA lookback.

The biggest takeaway? The order and timing of your decisions can have a major impact on how much of your retirement savings you actually keep.

If retirement is getting closer, this is worth watching before your income plan is already in motion.

▶️ Watch the full video to learn the 5 tax moves that could make a meaningful difference.

https://youtu.be/F7F4MNd_W1o

08/28/2026

Rental property or R.E.I.T. Which is better?

08/27/2026

Municipal bonds or treasuries. Which is better?

08/26/2026

Should I move for retirement?

08/25/2026

What should my emergency fund be in retirement?

08/24/2026

The 4% rule is NOT dead!

Address

5755 Mark Dabling Boulevard Suite 220
Colorado Springs, CO
80919

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17193943900

Website

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