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NEXT STEP Solutions Pauline Ruff has over 20 years of experience in the insurance industry. She is committed to serving.

At age 65, you are eligible for Medicare, regardless of whether you are already taking Social Security income benefits. ...
02/06/2026

At age 65, you are eligible for Medicare, regardless of whether you are already taking Social Security income benefits. Some people also qualify for Medicare earlier than 65 due to a disability or illness.

Also known as Medicare Advantage, the Part C program is a form of managed care that allows Medicare beneficiaries to get...
01/06/2026

Also known as Medicare Advantage, the Part C program is a form of managed care that allows Medicare beneficiaries to get their Parts A and B benefits through a private insurance plan and its network of providers. Many Part C plans offer a built-in Part D drug plan.

If you’re getting close to 65, you’ve probably heard Medicare is right around the corner. Most people become eligible to...
29/05/2026

If you’re getting close to 65, you’ve probably heard Medicare is right around the corner. Most people become eligible to enroll in Medicare when they turn 65, and this window is referred to as your Initial Enrollment Period (IEP).

To cover all your bases, if a doctor or specialist says they accept Medicare, go a step further and confirm whether or n...
27/05/2026

To cover all your bases, if a doctor or specialist says they accept Medicare, go a step further and confirm whether or not they accept Medicare Assignment. This confirmation can provide you with some peace of mind and ensure there will be no hiccups when needing services or treatments in the future.

Reminder: Medicare Exclusions are items or services that Medicare does not cover, such as most prescription drugs, long-...
27/05/2026

Reminder: Medicare Exclusions are items or services that Medicare does not cover, such as most prescription drugs, long-term care, and custodial care in a nursing or private home.

Fast Fact: While the Medicare Annual Wellness Visit is not mandatory, it is a 100% covered preventive service.
26/05/2026

Fast Fact: While the Medicare Annual Wellness Visit is not mandatory, it is a 100% covered preventive service.

Quick Tip: Original Medicare consists of Part A and Part B, which are your hospital and medical benefits, respectively.
25/05/2026

Quick Tip: Original Medicare consists of Part A and Part B, which are your hospital and medical benefits, respectively.

Your Medicare Annual Wellness Visit is an important opportunity to review your health and create a personalized preventi...
22/05/2026

Your Medicare Annual Wellness Visit is an important opportunity to review your health and create a personalized prevention plan with your doctor.

Medicare decisions do not have to be made without guidance. Working with us can help you understand your choices and avo...
21/05/2026

Medicare decisions do not have to be made without guidance. Working with us can help you understand your choices and avoid costly mistakes.

Address

9600 Two Notch Road

29223

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 05:00
Wednesday 09:00 - 15:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00

Telephone

+18882255716

Website

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