Gersbach Financial Services

08/28/2022

Still think the old wisdom of the 4% safe withdrawal rule will work for you? Check out this article from JP Morgan and see why using guaranteed income and taking more risk with your remaining assets may be the smart way for your own retirement income strategy. Pay for income and Invest for Growth.

JPMorgan Chase says ongoing inflation and an outlook for sharply lower returns for investors means that retirees should toss the long-standing 4% rule. That's the rule that says retirees can safely draw down their savings by 4% per year without … Continue reading → The post JPMorgan Says You Can...

08/03/2022

Are you planning ahead for a successful, happy life after work?

Follow these steps to find purpose and retire happy.

04/08/2022

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Laurence Kotlikoff, author of “Money Magic: An Economist's Secrets to More Money, Less Risk, and a Better Life," shares his advice for retirement planning.

03/25/2022

You might want to lock in life insurance premiums now, before they increase.

The pandemic decreased life expectancy, and life insurers are reacting.

03/25/2022

When looking at , you're probably familiar with the saying, "It's not timing the market that's important, it's time IN the market."

Did you know that holds true with your life insurance too?

You are young and carefree today, but as you grow older, your responsibilities will grow. That is a certainty. If you have children, you will have to provide for their education, your retirement as well as care for aging parents. That too, is a certainty. Keeping inflation and the improbabilities

03/19/2022

Buying life insurance doesn't have to be a hassle.
Register here for a free quote - https://calendly.com/gfsllc/fast-free-no-obligation-quote
Some common reasons why people don't have life insurance
You are not sure that its affordable....
Are tired of all the paperwork....
Think that the application process is too long....
Are worried if you can even get coverage because of a medical condition...
Or need a specialist to speak with...
Our 1 minute Life Insurance Game Changer video explains our digital process, which has a solution to these common problems with obtaining life insurance.
Have a question?
Email me at: [email protected]

10/11/2021

Is this you? It doesn't have to be!

12/20/2020

More and more people are starting to understand the benefits of balancing whole life insurance and investment accounts for retirement income strategies... when positioned correctly, the two powers compliment each other.

Investing and insurance are not the same powers, and shouldn't be viewed as "one over the other" or a "better" option.

A growing number of researchers say whole life insurance, a form of permanent life insurance that builds cash value, can buttress investment portfolios and even boost retirement income if used correctly.