ONTrack Credit Repair & Tax Prep Services LLC

ONTrack Credit Repair & Tax Prep Services LLC We are a credit repair company that helps members get back on track. We dispute any inaccuracies.

It's Tax Time!!! Don't delay getting your pay!!!🤑
01/24/2026

It's Tax Time!!! Don't delay getting your pay!!!🤑

04/20/2025

This how slow y'all be on getting your credit up!! Oh, and Happy Easter!!

01/28/2025

Be very careful this year and try not to look for the most biggest refund but yet, lean more on the accuracy!!! The IRS is 👀👀

Tick Tock Tick TockIt's tax time and we about to make that money drop!!💰🤑🤑
01/28/2025

Tick Tock Tick Tock
It's tax time and we about to make that money drop!!💰🤑🤑

07/10/2024

SOME LESSONS ON FINANCES:

1. Must have EMERGENCY FUND - enough for 6 months of expenses/current lifestyle.

2. SAVE MONEY and MONEY WILL SAVE YOU. Don’t save what is left after spending. Only spend what is left after saving.

3. Best to have ZERO DEBT, if you can’t pay cash, you CAN’T AFFORD it, nothing beats PEACE OF MIND.

4. Avoid unnecessary spendings, forget sale price, everything is 100% off when you don’t buy it. Don’t waste your money on things that you don’t need, even if they are cheap. EVERY PESO COUNTS!

5. Learn to BUDGET - it is telling your money where to go instead of wondering where it went!

6. If we buy things that we don’t need, we will have to SELL THINGS THAT WE NEED.

7. PRETENDING TO BE RICH can make us poor. Must learn to live BELOW MEANS. Don’t go broke trying to look rich. ACT YOUR WAGE.

8. MONEY IS NOT EVERYTHING, but we cannot deny the fact that we NEED money for our FAMILY.

9. Always have a BACK-UP PLAN for life's uncertainties. Start having your personal LIFE INSURANCE with INVESTMENT.

10. Let's break the TOXIC FAMILY CULTURE about FINANCES. Your children is not your retirement fund, and your parents is not your emergency.

07/09/2024

Don't Drive Your Wealth

Do this instead:

Step 1: Buy a Toyota (or something reasonable of its value)
Step 2: Get it paid off
Step 3: Maintain it
Step 4: Drive it forever

Bonus step: Invest the saved money in appreciating assets.

Them: ⬇️Me: Shut the f*** up
06/11/2024

Them: ⬇️

Me: Shut the f*** up

06/09/2024

Road to 700+

Option 1
Consider applying for a different credit card. One that offers balance transfers: Chase Freedom Unlimited offers 0% apr for first 15 months. This allows you to transfer as much as you want with no interest fees.
Citi Diamond Preferred card offers 0% apr for the first 21 months.
Selecting cards like this gives you a great amount of time to catch up on your current cards without a problem. It shouldn’t be any problem getting approved with your current credit score, however I have seen where chase sometimes deny with a collection showing on the credit report.
Even applying for these cards alone will up your score if used responsibly. These cards also offer high limits!!

Option 2
Consider becoming an authorize user on someone account that has a high credit limit. This will indeed give you a quick boost. They can add you without issuing you a physical card. I can’t be exact on how many points you will incur but it will definitely give you a boost.

Option 3
Consider opening up an installment loan account. Accounts like Kik-off, Self, Credit Strong, etc. These are good for reporting to all three credit bureaus and decent credit boost. You can also consider adding your utilities to your credit profile as well. It is called a credit boost. You can add your rent, phone, electric, and water bill. I usually don’t recommend this for people trying to purchase a home but a car purchase is fine. Home purchases and car purchases are used by two different scoring systems.

Removing anything that is currently hindering you from improving your credit will also help with credit increase. Pay it off or have it removed!!

Love,
Sanchez

06/08/2024

Credit repair doesn't cost anything to do it yourself
If you hire a credit repair company to assist you will pay. monthly fees of

06/07/2024

Why pay interest?
Instead earn interest!
Build your networth$$$

06/04/2024

This guy called in today asking if he can get his taxes done. I asked him if he had filed for an extension. He said no, I haven't done anything. I said well sir the last day to file was 4/15. He said well why you still have advertising out then. I said sir I'm sorry about that but sometimes some marketing continues to thrive even when it's no longer valid. I did offer him credit repair, he said, "I don't need no damn credit repair" 🤣🤣🤣

Get you some of this!!
06/03/2024

Get you some of this!!

Address

3812 Second Avenue
Columbus, GA
31901

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13347500627

Website

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