08/27/2026
Thinking about buying on the Alabama side vs. the Columbus, GA side? ๐ก
We get this question a lot from military families and relocating buyers, so here's what actually changes when you cross the state line:
๐ Property taxes: Alabama and Georgia calculate property taxes differently, and your real bill depends on your specific city, county, and any exemptions you qualify for (homestead, and for many veterans, disability exemptions). Don't assume โ get your actual numbers before you decide.
๐ Vehicle registration: Georgia charges a one-time Title Ad Valorem Tax (TAVT) โ 7% standard, though new GA residents registering a vehicle they already own generally pay a reduced 3% rate. Alabama uses annual registration fees plus sales tax at purchase instead. Which costs less depends on your specific vehicle and how long you'll keep it โ there's no automatic winner.
๐๏ธ Military retirement pay: Alabama fully exempts military retirement pay from state income tax. Georgia has also expanded its exemption in recent years, but the details can depend on your age and situation, so confirm your current numbers with a tax professional or the Georgia Dept. of Revenue before you file.
Bottom line: there's no universal "better side" here. It comes down to your specific housing needs, commute, taxes, vehicle, and relocation timeline.
Weighing a move to Phenix City or Columbus? Theresa and I would be glad to run your specific numbers with you โ send us a message anytime.