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All Commercial Atelier Lending Commercial real estate and business financing strategies | Antonio Gutierrez | Loan Factory | NMLS #722537 | Texas | 940-435-1765

Wholesale inflation came in hotter than expected — and retail sales tell the second half of the story.September producer...
10/17/2026

Wholesale inflation came in hotter than expected — and retail sales tell the second half of the story.

September producer prices rose 1.3% (6.3% year over year) — biggest monthly jump since March 2022, vs. ~0.5% expected. Energy led it (gasoline +20.3%); core also beat forecasts at +0.7%.

Retail sales rose 0.8%, but only ~0.25% once autos and gas stations are removed. The same fuel surge inflates both reports; underlying spending is softer.

For mortgages, the weekly average held steady: Freddie Mac puts the 30-year fixed at 7.40% this week, unchanged. But two hot inflation prints in two days keep upward pressure on rates. That is when lock timing matters.

If you are under contract or close to buying, let's talk about your lock today.

Figures are national averages and change daily — not a quote or commitment to lend.
—
Antonio Gutierrez | Mortgage Broker, Loan Factory
NMLS #722537 · Loan Factory NMLS #320841 · Equal Housing Lender
(940) 435-1765 · [email protected]

📈 Inflation came in a bit hotter than expected this morning — and it's the core number that matters.September CPI rose 0...
10/14/2026

📈 Inflation came in a bit hotter than expected this morning — and it's the core number that matters.
September CPI rose 0.6% for the month (3.7% year over year). Gasoline drove much of that, but core inflation — without food and energy — rose 0.3% for the month vs. 0.2% expected, up to 2.6% year over year. That's the part the Fed watches closest.
Today's 30-year fixed average is 7.47%, with the 15-year at 6.80%. A firmer core puts upward pressure on mortgage rates from here — if you're under contract or close to it, talk about lock timing today, not next week.
Figures shown are national averages and change daily — not a quote or commitment to lend.
—
Antonio Gutierrez | Mortgage Broker, Loan Factory
NMLS #722537 · Loan Factory NMLS #320841 · Equal Housing Lender
(940) 253-4873 · [email protected]

10/10/2026

Good morning & Happy Saturday! ☀️🌿 Today is a gift. Slow down, breathe, and be grateful. Enjoy time with the people you love, rest, recharge, and let your heart be at peace. May your home be filled with love, joy, and blessings today and always. 🙏✨ — Antonio Gutierrez

10/08/2026

🌅 Every sunset is proof that no matter how hard today was, you can end it in peace — and start tomorrow even stronger.

Do not give up. Your best chapter is still ahead of you. ✨

Take a breath, watch the light, and keep going.

Dreaming of homeownership but worried about a down payment? A USDA loan might be the perfect solution!This program helps...
09/25/2026

Dreaming of homeownership but worried about a down payment? A USDA loan might be the perfect solution!

This program helps eligible buyers purchase homes in qualified rural and suburban areas with flexible guidelines and affordable terms.

Send us a message today to check your eligibility and see if this is the right option for you.

Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

Homebuying feels a lot easier when you know what to do next. Starting with the basics—like checking your budget and revi...
09/23/2026

Homebuying feels a lot easier when you know what to do next.

Starting with the basics—like checking your budget and reviewing your credit—sets you up for success. You don't have to figure it all out on your own!

Thinking about buying? Message me today and let's take the first step together.

Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

Finding the perfect home starts with knowing your true purchasing power. 🏡 Your budget is shaped by many factors beyond ...
09/22/2026

Finding the perfect home starts with knowing your true purchasing power. 🏡 Your budget is shaped by many factors beyond just the listing price—including property taxes, insurance, and your loan program. Exploring your options early makes all the difference!

Thinking about buying? Send me a message today, and let's map out what comfortably fits your goals.

Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

🏢 The property isn’t always the first step. The capital strategy is.Before negotiating a purchase, signing a contract, o...
09/22/2026

🏢 The property isn’t always the first step. The capital strategy is.

Before negotiating a purchase, signing a contract, or committing company cash, understand how the transaction should be financed.

A strong commercial request starts with:
✅ Financing purpose
✅ Requested loan amount
✅ Available liquidity
✅ Property or business cash flow
✅ Ownership experience
✅ Closing timeline

Solutions may be available for office, industrial, retail, multifamily, construction, investment properties, and working capital.

📲 Message COMMERCIAL to discuss your project.
☎️ 940-435-1765
🌐 https://www.mortgageatelier.com/
💼 https://hihello.com/hi/gutierrezfinancialservices

Antonio Gutierrez | Mortgage Broker & Loan Officer | Loan Factory | NMLS #722537 | Licensed in Texas

Commercial financing is subject to lender approval, underwriting, property evaluation, borrower qualifications, and program availability. No approval or specific terms are guaranteed.

The building has potential. Does the financing plan fit the business?Before making your next move, connect the property,...
09/21/2026

The building has potential. Does the financing plan fit the business?

Before making your next move, connect the property, total project cost, available contribution and realistic repayment plan. A promising location deserves a thoughtful capital strategy.

Office. Retail. Warehouse. Your next chapter starts with the right questions.

📩 Message COMMERCIAL with your property type, location and target timeline.

Antonio Gutierrez | Commercial Capital Strategy
📞 940-435-1765
Digital card: https://hihello.com/hi/gutierrezfinancialservices
https://www.mortgageatelier.com/

Gutierrez Financial Services is not the direct commercial lender. Financing is subject to provider requirements, underwriting and approval. Availability and terms vary.

Every home goal starts somewhere, and sometimes the hardest part is simply knowing your next step. 🏡Whether you are plan...
09/21/2026

Every home goal starts somewhere, and sometimes the hardest part is simply knowing your next step. 🏡

Whether you are planning to buy now or down the road, I can help you navigate the financing side and find the options that fit your unique situation. Let's make your move clearer!

Drop a comment below or send me a message to chat about your goals.

Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

Address

8951 Cypress Waters Boulevard #160
Coppell, TX
75019

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+19402534873

Website

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