The Money Defender

08/30/2021

Homeowners - Before you refinance your mortgage, check out this alternative...

08/26/2021

Attention Homeowners!

08/16/2021

33% of family caregivers spend more than 30 hours per week on
caregiving. What will you do if you need ?

08/09/2021

A nursing home costs about $80,000–$100,000 per year. Health and
government programs don’t cover this. Let me help.

08/02/2021

Protect your loved one’s savings and emotional well-being.

07/27/2021

Helping business-owning clients recruit and keep the top talent they need

For business owners, recruiting, retaining, and motivating top talent can be essential for continued success. And fixed index universal life (FIUL) insurance can play a role in many key employee compensation and benefit plans, including:
Stock appreciation rights plans
Split-dollar life insurance arrangements
Business continuation bonus plays
Phantom stock plans

07/26/2021

Health insurance won’t cover home modifications or help get you dressed, bathed or fed. How will you care for yourself?

07/19/2021

Biden’s ‘Double Death Tax’
The White House is proposing what would amount to a second estate tax. The one we already have is bad enough. NOW, they literally intend to tax the value of real estate assets, family farms and businesses and investments that HAVE NOT EVEN BEEN SOLD YET...simply because you owned it at death.

Read in National Review:

The White House is proposing what would amount to a second estate tax. The one we already have is bad enough.

07/16/2021

THE CHALLENGE
Your employees make important contributions
to your business. Some key employees may
have unique skills and abilities that are
critical to the continued success of your
organization. Do you worry that they will be
lured away by a competing company? Are you
concerned that their current benefits package
may not be enough to keep them working for
your company? Or is there an employee at a
competing firm whom you would like to have
working for you?
THE SOLUTION
One solution to attracting and retaining
quality employees may be an executive bonus
arrangement.
An executive bonus or a
restrictive executive bonus
arrangement is a way for you
to provide needed
life insurance to a key
employee and receive an
income tax deduction for
doing so.

07/14/2021

"How do you maintain
self-motivation
when you experience a setback?"

07/13/2021

If you retire at age 65 and die at age 70, will there be a problem planning your retirement? Probably not. However, if you retire at age 65 and live to age 95 but run out of money at age 72? By the way, isn't 72 the new 52? Aren't 72 year-olds doing what 52 year-olds used to do? What would the rest of your retirement be like?

07/12/2021

The median cost of home healthcare is $45,000 per year. Just a couple years could have a significant impact on your savings.