Team Sigler at FIG

10/08/2026

Products + Planning How Advisors Can Make Life Insurance Relevant to Every Generation by FIG Marketing September 16, 2026 written by FIG Marketing September 16, 2026 1.1K The oldest Gen Z adult turns 30 next year. The oldest baby boomer turns 81. And both are probably your clients. Life insurance co...

10/07/2026

One of the most valuable questions you can ask a business owner is: "What would happen to the business the week after you or a key employee were gone?"

The answer often uncovers planning gaps that aren't obvious during routine reviews.

This article covers five succession planning conversations every advisor should be having with business-owning clients, including buy-sell funding, continuity planning, and successor fairness.

Business Growth Beyond the Buy-Sell: Five Life Insurance Conversations Every Business Owner Should Have by FIG Marketing September 10, 2026 written by FIG Marketing September 10, 2026 578 Business owners often spend years building enterprise value, developing client relationships, and creating oppor...

09/30/2026

Inherited IRA rules have changed, and 2026 is the first full year many beneficiaries must fully comply.

From the 10-year rule to updated RMD requirements, this article breaks down what advisors need to know to help clients avoid penalties and make smarter long-term decisions.

Products + Planning Inherited IRAs in 2026: Rules, RMDs, and Planning Strategies to Know by FIG Marketing April 23, 2026 written by FIG Marketing April 23, 2026 18.5K Inherited IRA rules have changed dramatically over the past several years, and many clients—and even some advisors—are unclear on...

09/29/2026

Many clients in their 30s are juggling mortgages, growing families, and increasing financial responsibilities, yet life insurance coverage is often overlooked or underestimated. This article offers a practical framework for evaluating coverage needs and identifying potential gaps before they become a problem.

To figure out how much life insurance you need in your 30s, start by checking any group coverage. Then, use the DIME framework.

09/28/2026

Interesting read on the continued challenges facing the long-term care insurance market. With some carriers seeking significant rate increases on older policies, it's a good reminder to review existing coverage and help clients understand their options before making any changes.

Thousands of Maryland seniors could see significant increases in the cost of their long-term care insurance if the state approves rate hikes requested by four i

09/23/2026

Early retirement sounds great, but it can create a unique income planning challenge: making assets last 35, 40, or even 50 years.

This article explores how withdrawal strategies may need to change when retirement starts earlier than expected.

Your retirement time horizon is a big factor, but Social Security, future employment, and changes in spending also matter.

09/22/2026

Where could annuities fit in today’s planning conversations?

In this clip from Retirement Inside Out, Tony Parish discusses how insurance products may be a valuable tool while interest rates remain relatively high.

🎧 Listen to the full episode here: https://bit.ly/3VdSM0y

09/21/2026

Clients' goals change, and sometimes their feelings about an annuity do too.

Before moving forward with a surrender, it's worth taking a step back and looking at liquidity needs, taxes, guarantees, and available alternatives.

This article offers a helpful framework for those conversations.

How can advisors best help clients understand the benefits and drawbacks of surrendering an annuity contract?

09/16/2026

Do you have clients who are considering moving near their grandkids?

It's a fair thing to want: proximity to loved ones, more memories, and the chance to be part of milestones. However, it doesn't always make financial sense.

This isn't to say that being happy and near grandkids should be discouraged if it impacts a financial plan, but there are a few questions advisors can ask to help clients prepare for this big life decision.

Here are 3 things to help clients consider before making the move.

Moving near the grandkids sounds like a retirement dream, but it can quickly become complicated. Ask these three crucial questions before you pack your bags.

09/15/2026

More investors are asking the same question:

"Will I have enough income to retire confidently?"

That's one reason interest in annuities continues to grow.

Recent survey data shows investors are placing greater value on protected income and seeking professional guidance to help navigate retirement decisions.

If you're interested in the trends shaping retirement-planning conversations today, check out this data on investor sentiment toward protected income.

Columbus, Ohio – High inflation, market volatility, potential Social Security cuts and lengthening lifespans have investors grappling with unprecedented anxiety about financial security in retirement – but those who own an annuity are feeling significantly more optimistic than their peers.Accord...