Alpha Dog Advisors

09/02/2026

US Un-Retirement Comes With Tradeoffs

09/02/2026

👉 Roughly 56 percent of IPOs bought at the offer price lost money after 3 years.

That's not the headline you see on day one.

You see the first-day pop. The company goes public, and its stock has averaged a 19 percent gain since 1980. Feels like a moment you should catch.

Here's what actually happens:

1️⃣ Institutional investors get the offering price before trading opens.

2️⃣ You buy at market open, after the move.

Then the real story starts.

🔎 This gap is based on research led by Professor Jay R. Ritter, who authored a 2026 report on IPO performance for the University of Florida. His analysis of 9,300 U.S. IPOs is one of the most comprehensive databases available.

Chasing IPOs can provide a thrill, but there are pros and cons.

A sound portfolio should reflect an investor's goals, risk, and time horizon. The risks of an IPO are not for everyone. 🎯

📋 Past performance does not guarantee future results. The return and principal value of IPOs and other stocks will fluctuate as market conditions change. And shares, when sold, may be worth more or less than their original cost.

https://www.alphadogadvisor.com/

09/02/2026

Being healthy may help your personal finances.

Being healthy not only makes you feel good, it may also help you financially.

09/01/2026

5 Financial Advice Tips Everyone Needs
Let’s connect and talk about the latest insights in the industry!

08/31/2026

US Retirement Income at Age 65

08/31/2026

You make your own investment decisions, but how familiar are you with the products? Take our short quiz.

You make decisions for your portfolio, but how much do you really know about the products you buy? Try this quiz

08/30/2026

Gen Z Prioritizes Enjoyable Experiences, JPM Study Finds
Surprised that vacations outrank retirement for Gen Z savers? 🌴💸 With debt and inflation in the mix, many are dipping into retirement funds early and feeling lost on how much to save. Does your savings strategy feel clear or confusing? 🤔
https://www.vusocial.com/agent-news/eduard-hamamjian/1821673-Gen-Z-Prioritizes-Enjoyable-Experiences%2C-JPM-Study-Finds

08/29/2026

How is a wealth manager different from a financial advisor, and which is right for you?
Ever wondered if you need a wealth manager or a financial advisor? 🤔 Discover the key differences, who they serve, and which option fits your financial goals—even if you’re just getting started. Ready to find your perfect match? 💼💡
https://www.vusocial.com/agent-news/eduard-hamamjian/1087867-How-is-a-wealth-manager-different-from-a-financial-advisor%2C-

08/28/2026

Financial Planners Say These Purchases Actually Build Wealth—And These Don't
In my 35 years guiding clients—and making my own share of financial decisions—I've seen firsthand which purchases truly support long-term wealth. The most impactful investments often don’t come with a flashy price tag: allocating funds toward your health, choosing services that give you back valuable time, and selecting items built for longevity all lay the groundwork for a stronger financial future. Preventive healthcare isn’t just a cost—it’s a safeguard for both your well-being and your bottom line. Maxing out retirement contributions remains a cornerstone of any sound plan. It’s easy to be tempted by lifestyle upgrades, but avoiding lifestyle inflation is key to keeping your goals on track. I always advise a measured approach to insurance and home renovations; not every expenditure in these areas will translate into genuine investment value. After decades advising families and business owners, I can say with certainty: the best wealth-building choices are often the most deliberate and thoughtful.
https://www.vusocial.com/agent-news/eduard-hamamjian/1885592-Financial-Planners-Say-These-Purchases-Actually-Build-Wealth

08/28/2026

Do you know the difference between a credit lock and a credit freeze?

Learn the ins and outs of credit locks, freezes, and more.