Authentic Wealth Partners

10/08/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials.

09/12/2026

So excited to share this one! 🎙️

Our CEO, Bobbie Bascombe, had the pleasure of joining Valerie & Mike from Peak Roofing Contractors, Inc. on the latest episode of A View From The Peak. It was such a great conversation, covering Bobbie’s path into finance and entrepreneurship, some finance basics, and even a few common misconceptions along the way.

Thank you, Valerie & Mike, for having Bobbie and for making it such an enjoyable conversation! We hope you’ll give it a listen. 🎧

https://www.youtube.com/watch?app=desktop&v=EkCh3RJSbJM&ra=m&fbclid=IwY2xjawUSH6JwZG9mAWV4dG4DYWVtAjExAHNydGMGYXBwX2lkEDIyMjAzOTE3ODgyMDA4OTIAAR4bG7WhMXXBxwMnDWVhoIn9YZlsSA1ONUzgCDXkzp6FQbSSEm603L4UL7rh_Q_aem_0-QkxS7vc9cuaKoIGqolPw

A View from the peak podcast Host: Valerie & MikeGuest: Bobby Bas...

09/12/2026

So excited to share this one! 🎙️

Our CEO, Bobbie Bascombe, had the pleasure of joining Valerie & Mike on the latest episode of A View From The Peak. It was such a great conversation, covering Bobbie’s path into finance and entrepreneurship, some finance basics, and even a few common misconceptions along the way.

Thank you, Valerie & Mike, for having Bobbie and for making it such an enjoyable conversation! We hope you’ll give it a listen. 🎧

A View from the peak podcast Host: Valerie & MikeGuest: Bobby Bas...

09/10/2026

🚨Coming Friday!

Our CEO, Bobbie, sat down with A View from the Peak recently

Building a roofing business is hard work. Building personal wealth along the way takes a plan, too.

If you know Bobbie, you know she had plenty to say. 😂

Here’s the sneak PEAK
Full episode drops Friday. 🔨💰

09/04/2026

Markets pushed higher in August as AI-driven optimism helped investors look past softer economic data. The S&P 500 gained 2.62% and the S&P/TSX Composite rose 2.96%, even as softening retail sales kept consumer spending in focus. Back-to-school season adds another data point to that story, with spending expected to reach \$146.8 billion in the U.S. and \$4.5 billion in Canada this year.

The Standard & Poor’s 500 Index advanced 2.62 percent, while the Nasdaq Composite rose 3.93 percent. The Dow Jones Industrial Average lagged, adding 1.34 percent. The S&P/TSX rose 2.96 percent.1,2

08/27/2026

Two retirees can earn the same average return and have very different outcomes.

Why?

Because in retirement, timing matters.

An early market downturn in retirement can be more damaging than the same downturn later.

That is the sequence-of-returns risk.

The risk is not simply “the market went down.” It’s “the market went down while income still had to come out.”

A strong retirement strategy should look beyond average returns and address:

🔹 Where income will come from
🔹 How much cash or short-term reserves make sense
🔹 Which accounts to draw from first
🔹 When to rebalance
🔹 How RMDs and Social Security fit into the withdrawal strategy

Sequence-of-returns risk does not make many headlines.

But for anyone entering retirement, it can be one of the most important ideas to understand.

The goal is not to predict the next downturn. It’s about being prepared.

08/26/2026

By 2030, women are expected to control nearly two-thirds of private wealth in the United States, representing roughly $30 trillion, according to a landmark 2020 study by McKinsey & Co.

That shift is already underway.

More women than men now graduate from college. Women-owned businesses generate more than $2.7 trillion in annual revenue.

And because women statistically live longer than men, many also manage the final, and often most complex, chapter of a family’s financial life.

The numbers tell an important story:

🔸 Women make or influence a growing share of household financial decisions.

🔸 Yet many still report feeling less confident, less heard, and less well served by traditional financial preparation.

🔸 That gap isn’t about ability. It is about whether the guidance, questions, and process reflect the realities of modern wealth.

Today is Women’s Equality Day.

A financial strategy should reflect the life being built and the goals that matter most for women and men alike: family dynamics, longevity, business ownership, caregiving, legacy, and the financial decisions that shape what is possible.

Does yours?

08/25/2026

There is usually no single moment when the roles begin to shift with aging parents.

A confusing medical bill.
A missed payment.
A scam text that almost got clicked.

When and how do you step in without taking over?

The goal is not to take control.

The goal is to make sure helpful people, information, and safeguards are in place before decisions have to be made under pressure.

One potential conversation starter you could try…

“We are reviewing our own estate documents and realize we should understand where everything is.”

Sometimes, that is enough to open the door.

The families who tend to feel best about how this chapter goes are the ones who approached it as a proactive exercise rather than a response to a problem.

We are glad to be part of that process at whatever stage a family is ready to begin.

08/21/2026

As today is National Senior Citizens Day, we wanted to draw attention to something that can sometimes fall through the cracks: the Medicare Part B late enrollment penalty.

Most don’t know that if you miss your Initial Enrollment Period (the 7-month window around your 65th birthday), Medicare tacks on a 10 percent surcharge to your monthly premium for every 12 months you delay enrollment.

No cap. No expiration date.

Delay two years, pay 20 percent more. Delay by five years, you pay 50 percent. Every month. For life.

How to manage it?

You are only exempt from this penalty if you qualify for a Special Enrollment Period (SEP).

This usually means you delayed signing up because you (or your spouse) were still actively working and had "creditable" health insurance through that active employer.

If you’re concerned, ask your financial professional where to find the most up-to-date Medicare information.

08/20/2026

That's the back of Robert's head! He's our Director, Operations + Marketing and spent the morning flexing his old Army paralegal skills supporting the great Wills for Heroes event hosted by the Culpeper Chamber of Commerce

There are still appointments available tomorrow at 10:30 a.m. and 12:00 p.m. tomorrow, at the Germanna Community College Technology Center.

This event provides FREE basic estate planning documents – including a Will, Power of Attorney, and Medical Directive – for First Responders and their spouse!

Interested in attending? Watch this short video (🎥 https://youtu.be/32MVoDl1SpI ), complete the questionnaire, and show up! Printed copies of the questionnaire will also be available on-site if needed.

📣Attention First Responders in Culpeper, Fauquier, and Orange County! 🚑🚒🚓

There are still appointments available for Wills for Heroes at 10:30 a.m. and 12:00 p.m. tomorrow, Friday, August 21, at the Germanna Community College Daniel Technology Center.

This event provides FREE basic estate planning documents – including a Will, Power of Attorney, and Medical Directive – for First Responders and their spouse!

Interested in attending? Watch this short video (🎥 https://youtu.be/32MVoDl1SpI ), complete the questionnaire, and show up! Printed copies of the questionnaire will also be available on-site if needed.

Members of the Found & Sons team will be volunteering at the event to notarize and witness documents completed by attending First Responders. Pictured here is our Account Manager, Donna Dyer, serving as a witness for Shawn Beach of the Culpeper County Sheriff’s Office. We’re honored to support those who serve our community 💙