02/11/2026
How to Take Profit on XRP Without Losing It to Fees
One of the most common questions I get is this:
“I know you’re not a fan of selling XRP, but if the price appreciates significantly, what’s the best way to sell?”
It’s a great question. And it’s one every serious investor should be thinking about long before they ever hit the sell button.
Because the reality is this: most people spend years building a position, riding through volatility, staying disciplined, and believing in the long-term opportunity. Then, when the moment finally comes to take profit, they give away a meaningful portion of their gains simply because they didn’t understand how ex*****on works.
How you sell matters just as much as when you sell.
If you are dealing with meaningful size, especially six figures and above, retail platforms are usually not your best option. Most broker services and exchanges are built for convenience, not efficiency. They charge high trading fees, widen spreads, and expose you to slippage. It’s not just one platform doing this. It’s most of them. People get used to it and assume it’s normal. It isn’t.
A lot of investors already have accounts with popular platforms. Take Uphold, for example. Many people use it and are familiar with the relatively high trading fees. But what most don’t realize is that Uphold also has an institutional platform called Ascent, which includes an OTC desk.
Through their OTC desk, depending on liquidity, availability, and trade size, you can sometimes execute XRP trades as low as 10, 15, 20, or 25 basis points. That is a completely different cost structure than what most retail users experience. These types of ex*****ons are typically reserved for larger trades, usually starting around $250,000 and up.
This is where OTC desks come in.
OTC, or over-the-counter trading, is how institutions, funds, and high-net-worth investors execute large positions. Instead of placing orders on a public order book and moving the market, you work directly with a trading desk that sources liquidity and fills your order efficiently.
With OTC trading, you can reduce slippage, avoid unnecessary price impact, access deeper liquidity, and significantly lower your overall costs.
This is the professional approach.
At Digital Wealth Partners, we’ve built our model around transparency and efficiency.
When you work with us, your trading cost is always 20 basis points. There is no spread. Ever. You are trading at the true market price, plus 20 bips. That’s it. No hidden markup. No widened bid-ask. No surprises.
We execute through institutional infrastructure and custody with Anchorage, which allows us to provide clients with security, compliance, and institutional-grade ex*****on.
From a pure cost perspective, it is consistently one of the most competitive options available in this space.
And this is an important point: many platforms advertise low fees, but they don’t tell you how much you are losing in the spread. That’s where a lot of the real cost is hidden. With institutional ex*****on, pricing is transparent. You know exactly what you are paying.
There are several reputable OTC desks in the market. Kraken has an OTC desk. Uphold has an OTC desk. Coinbase has an OTC desk. And Digital Wealth Partners operates one as well. The key is knowing these options exist and using them when the time is right.
Personally, I’ve said this many times: I am not in a rush to sell XRP. I believe in the long-term thesis. I believe in the evolution of this market. I believe in where digital assets are headed.
But if and when I ever decide to take profit, this is exactly how I would do it. Through institutional ex*****on. Through an OTC desk. At the lowest possible cost.
Not through a retail interface. Not through inflated spreads. Not through unnecessary fees.
Your exit strategy deserves just as much thought as your entry strategy.
If you’ve spent years building a position, managing risk, and staying committed, don’t undermine that work at the finish line by using the wrong ex*****on channel.
Plan ahead. Understand your options. Think like an institution.
That’s how real wealth is protected.
