Administrators Advisory Group, Inc.

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Administrators Advisory Group, Inc. Management development, Human Resource Support, and Employee Benefits for the progressive employer!

📢 Don't Forget!If you offer prescription drug coverage to Medicare-eligible employees or retirees, make sure you are pr...
09/29/2026

📢 Don't Forget!

If you offer prescription drug coverage to Medicare-eligible employees or retirees, make sure you are providing either the Creditable or Noncreditable Coverage notice by the October 15th deadline. You can send these via annual enrollment materials, separate mailings, or electronically.

Florida employers need to prepare for a minimum wage hike to $15 an hour on September 30th. And if you have tipped emplo...
09/24/2026

Florida employers need to prepare for a minimum wage hike to $15 an hour on September 30th. And if you have tipped employees, you’ll need to ensure their minimum pay them at least $11.98. This is the last of the annual increases Florida voters approved in 2020.

Did you know you can talk to a board-certified doctor 24/7 without leaving home? For Telehealth Awareness Week (Sept 20t...
09/21/2026

Did you know you can talk to a board-certified doctor 24/7 without leaving home?

For Telehealth Awareness Week (Sept 20th–26th), we’re highlighting the power of virtual care! From cold & flu remedies and prescriptions to mental health support, telehealth offers fast, convenient, and cost-effective care for employees and their families.

Share this short video with your team to help them make the most of their telehealth benefits:
🎥 Watch & share: https://youtu.be/fM8cpQEhyHo

Did you know? 📊According to recent national insurance data, less than 10% of employees fully understand what their healt...
09/16/2026

Did you know? 📊

According to recent national insurance data, less than 10% of employees fully understand what their health insurance plan covers—yet nearly 80% say their benefits package is a primary reason they choose to stay with an employer.

That means most companies are spending tens of thousands of dollars on benefits that their team doesn't fully understand or value. 🤦‍♂️

The solution isn't always offering more benefits—it's offering better education.
When employees understand their copays, preventative care perks, and HSA options, two things happen:
1️⃣ They actually appreciate the investment you're making in them.
2️⃣ They make smarter healthcare choices, which helps keep plan renewal costs down.

Is your current benefits package working hard enough for your talent and your bottom line? Let's take a look together.

Daniel has been a familiar face around AAG since 2022, and we’re officially thrilled to announce that he joined us full-...
08/20/2026

Daniel has been a familiar face around AAG since 2022, and we’re officially thrilled to announce that he joined us full-time! As one of our Benefit Advisors, Daniel specializes in guiding employees through their benefit options while providing top-notch claims and customer service.

Join us in giving Daniel a big "official welcome" to the full-time crew! 👏

Can Florida employers enforce drug-free workplace policies if an employee has a state medical ma*****na card?A recent ru...
08/11/2026

Can Florida employers enforce drug-free workplace policies if an employee has a state medical ma*****na card?

A recent ruling by Florida’s 2nd District Court of Appeal says YES.

The court overturned a trial court decision that sided with a paramedic who tested positive for cannabis during a random screening. The key takeaways for employers:

1️⃣ A medical card is not a prescription: The court ruled that medical ma*****na isn't a traditional pharmacy prescription.
2️⃣ Drug-free policies hold up: Florida state law explicitly preserves an employer's right to enforce drug-free workplace rules.
3️⃣ Policy language matters: The outcome hinged on specific language in the employer's policy regarding safety-sensitive roles and off-duty use.

What does this mean for your organization’s employee handbook and drug-testing policies?

👇 Read our full blog post for the complete breakdown + 5 steps HR leaders should take right now:

The IRS has officially released the updated Section 4980H numbers for 2027—and enforcement is in full swing.Here is what...
07/28/2026

The IRS has officially released the updated Section 4980H numbers for 2027—and enforcement is in full swing.

Here is what Applicable Large Employers (ALEs with 50+ full-time equivalents) need to know for 2027:

📈 Affordability Cap Rises to 10.22%
(Up from 9.96% in 2026)

Employers will have slightly more flexibility in setting employee payroll contributions for single coverage while still meeting compliance limits.

💸 2027 Penalty Rates Are Up

§4980H(a) "Hammer" Penalty: $3,780/yr ($315/month) per full-time employee (minus 30) if you fail to offer coverage to at least 95% of full-time staff.

§4980H(b) Penalty: $5,670/yr ($472.50/month) per employee who receives a Marketplace subsidy due to unaffordable or inadequate coverage.

💡 Next Step: Begin reviewing your safe harbor calculations (FPL, Rate of Pay, W-2) to ensure your lowest-cost single plans stay under the 10.22% threshold for 2027 plan years.

The EEOC has taken the first step toward eliminating several longstanding workforce demographic reporting requirements, ...
07/24/2026

The EEOC has taken the first step toward eliminating several longstanding workforce demographic reporting requirements, including the EEO-1 report for many private employers.

If finalized, the proposal would end demographic reporting requirements that have been used for decades to collect workforce data by race, ethnicity, s*x, and job category.

For now, employers should continue to comply with all current EEO reporting requirements while monitoring future developments.

We are seeking a highly organized & self-motivated professional, who anticipates the needs of clients and team members, ...
07/14/2026

We are seeking a highly organized & self-motivated professional, who anticipates the needs of clients and team members, takes ownership of projects, and is comfortable working in an independent office setting. The successful candidate is resourceful, follows through on commitments, and is always looking for ways to improve efficiency and provide outstanding service. An individual with a valid Florida insurance license or comparable experience in Human Resources is preferred. This is a full time position in an office setting (no virtual or remote work opportunities currently). For more information about this position or to apply, please contact Luann Player at [email protected] or (386) 738-1895.

Compliance Isn’t Simple — But AAG is Here to Help!COBRA regulations are full of intricate rules, specific timelines, and...
07/10/2026

Compliance Isn’t Simple — But AAG is Here to Help!
COBRA regulations are full of intricate rules, specific timelines, and costly fines for non-compliance. From qualifying events to premium notices, managing it all can feel overwhelming.

That’s where our team comes in. ✅ We simplify the process to help ensure you stay fully compliant — so you can focus on what matters most: your people.

Let us demonstrate tools to which can help streamline your compliance . You've got enough on your plate.

Address

105 S Dexter Avenue
Deland, FL
32720

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+13867381895

Website

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