Small Town Bookkeeping

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Small Town Bookkeeping

Bookkeeping and Financial Consulting for Small Business
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05/07/2026

Don't punish yourself. Reconcile each month while it is still fresh. Or contact us and let's chat about you getting some help.

Waiting until the end of the year to reconcile your accounts isn't saving you time — it's borrowing it at a very high interest rate. One month of transactions is a short list. Twelve months is a archaeology project. Errors from February affect March, which affect April, and so on. By December you're not just reconciling — you're untangling. Thirty minutes a month is all it takes to never be in that room.

04/30/2026

My record - had a client that had 8 checking accounts. Incorrectly reconciled going back 3 years. Don't let it get that bad 😉

New issue of The Bottom Line is live. This one's about bank reconciliation — what it is, why skipping it is quietly wrecking your reports, and how one monthly habit changes everything. If you've ever looked at your books and wondered "is this actually right?" — this issue is for you. Link in bio.

04/18/2026

Any guesses on whether Miscellaneous Expenses are tax deductible?

Had a client whose P&L showed a "Miscellaneous Expenses" line swallowing thousands of dollars every month. No breakdown. No explanation. Just a number that made her accountant nervous and her business decisions impossible. Every expense category in your books should describe one specific type of transaction — something you could explain to your banker in one sentence. If you can't, the category needs work. When you're ready to clean it up, we're here.

04/11/2026

I met with a new client this week. When I sat down at the table she gets out her ledger sheets to show me her books. My first thought was, oh no! My second was, how does she reconcile ?

Bank reconciliation is just a monthly check — does what your books say happened match what your bank says actually happened? If it does, great. If it doesn't, something got missed, duplicated, or miscategorized, and now you know before it becomes a bigger problem. Most business owners skip this until year-end and then wonder why closing the books takes forever. Do it monthly. It takes twenty minutes when you're current and twenty hours when you're not.

04/06/2026

Issue #1 of our newsletter helping Small businesses with their books dropped this past Saturday. ✔️ It out.

Learn why DIY bookkeeping errors create financial reports that look accurate but aren't — and the three habits that fix it. For small business owners managing their own books.

04/04/2026

First issue of our FREE Newsletter dropped today. If you are a business owner, you should check it out.

This is the kind of thing we dig into every issue of The Bottom Line — honest, plain-language bookkeeping for small business owners who are figuring it out as they go. Free to subscribe. Link in the comments.

04/03/2026

I met with a new client today. Just starting off in business. So proud of them so being willing to admit they don't know everything and partnering with someone who will set them up for success from the beginning.

Most small business owners know their hustle. Fewer know their numbers — not because they're not smart, but because nobody ever showed them what to look for. Your profit and loss report isn't just a tax document. It's a snapshot of whether your business is actually working. If you've never sat down and read yours, that's a great place to start this week.

03/31/2026

So much truth here. Making decisions with bad data will lead you to somewhere you don't want to go.

A GPS is only helpful if it knows where you actually are. Your bookkeeping works the same way — if the data going in is messy, the decisions coming out will be too. Business owners look at their P&L and think "I'm profitable" without realizing several of those numbers are estimated, miscategorized, or just never reconciled. Your books should tell you the truth about your business. If you're not sure they do, that's worth looking into.

03/28/2026

If April 15 is looming for you, let's chat

Bookkeeping isn't just for your accountant in April. It's how you find out your most popular service is actually your least profitable one. It's how you catch a vendor double-charging you before it happens a third time. It's how you know whether that slow month was a blip or a trend. The business owners who look at their numbers monthly aren't the ones who love spreadsheets — they're just the ones who'd rather know than guess.

03/21/2026

I am so grateful to have the opportunity to help businesses in our area. When you are ready to hand over your bookkeeping let us know. My guess is you will wish you did it earlier.

PRO TIP
Your future bookkeeper — whether that's you or someone else — will have no idea what "Home Depot $47.83" was for six weeks from now. Was it a repair? A job? Personal? Add a quick note in your phone, your banking app, or on the receipt itself before you even get to your car. It takes ten seconds and it's one of the simplest habits that keeps your books clean.

03/15/2026

I've been working on building out this educational series of Social Media humorous posts along with a newsletter to teach small businesses how to improve their business. This is for any small business owner, those who struggle with how to read their financial statements to those still trying DIY bookkeeping. If you are a small business owner please follow and share with your network. This is FREE training, spoon fed, one laugh at a time. Those that know me may recognize the main character.

The shoebox full of receipts isn't a bookkeeping system. It's a cry for help.
We've seen it. We've fixed it. And we're here every week with the tips that
help you never end up there again. Follow The Bottom Line Guy for bookkeeping
advice that's actually useful — and occasionally painful to read, in a good way.

Address

Demotte, IN
46310

Website

https://smalltownbooks.com/

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