Risk Advisors of Iowa, powered by DSMIG

07/22/2026

A Sample of What's to come: As a taste, we're starting with OSHA's number one most-cited violation — for 14 consecutive years running.

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07/09/2026

FOR IMMEDIATE RELEASE

Risk Advisors of Iowa Launches Instant Online Quoting for Iowa Trade Contractors

DES MOINES, IA — July 9, 2026 — Risk Advisors of Iowa (RAI), a Des Moines-based risk management and insurance advisory firm, today announced the launch of instant online quoting for trade contractor insurance, giving Iowa business owners the ability to price their coverage in minutes without waiting on a callback.

The new self-quote tool, available now at dsminsuranceguy.com/iowa-contractor-insurance, lets contractors enter basic business information and receive real-time pricing on general liability and other core coverages — a shift away from the traditional model of phone calls, paperwork, and multi-day turnaround times that has long defined commercial insurance shopping.

"Contractors don't have time to sit on hold to find out what a policy costs," said Dallas Downey, founder of Risk Advisors of Iowa. "We built this so a plumber, electrician, or general contractor in the Des Moines Metro can get a real number on their own schedule — at 7 a.m. before a job starts or 9 p.m. after the crew goes home. It doesn't replace the advisory work we do on bigger accounts, but for straightforward coverage, there's no reason it should take a week."

The tool covers foundational coverages trade contractors are frequently required to carry, including general liability, and is built for speed without sacrificing accuracy on Iowa-specific requirements such as workers' compensation and experience modifier considerations.

RAI continues to offer full advisory services for contractors with more complex risk profiles — including multi-crew operations, subcontractor exposure, bonding requirements, and businesses paying more than $100,000 annually in insurance premiums — where a tailored risk management strategy, rather than a self-service quote, is the right fit.

Risk Advisors of Iowa serves businesses across the Des Moines Metro area and operates in partnership with McDade Insurance of Houston, Texas, extending its risk management approach across both Iowa and Texas markets.

About Risk Advisors of Iowa
Risk Advisors of Iowa is a Des Moines-based insurance brokerage and risk management advisory firm specializing in commercial insurance, contractor coverage, and life insurance solutions for growing businesses.

Media Contact:
Dallas Downey
Risk Advisors of Iowa
[email protected]

Iowa contractor insurance made simple. Get an instant quote for general liability, workers' comp & more. Iowa's most trusted trade insurance advisor

07/04/2026

250 Years ago, a group of Patriots came together and declared independence from tyranny.

Today, we celebrate their bravery and sacrifices.

Have a safe and happy 4th of July, all.

06/24/2026

Such a great time for a good cause!

06/02/2026

How Much Business Interruption Insurance Coverage Do I Need?

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Learn what business interruption insurance covers in Des Moines. Get expert guidance on protecting your business income during unexpected closures.

05/26/2026

You may receive a Workers compensation premium refund if your actual payroll was lower than initially estimated.

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Understand workers compensation audits for your Des Moines Metro business. Learn what to expect and how to prepare from local insurance experts.

05/25/2026

The program follows a deliberate path through three pillars that every Iowa business owner should understand

Read the full article: Risk Management Made Simple for Iowa Businesses
▸ https://lttr.ai/ArfMe

Iowa business owners: get a behind-the-scenes look at how Risk Management Made Simple works and what's coming in this exclusive program built for you

05/19/2026

Builders risk insurance protects construction projects from unexpected damage during the building phase.

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05/12/2026

How does location affect commercial property coverage in West Des Moines?

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Find expert commercial property insurance solutions in West Des Moines, Waukee & Des Moines metro. Get tailored coverage from DSMIG's experienced local advisors.